{"id":7267,"date":"2022-05-27T15:32:20","date_gmt":"2022-05-27T13:32:20","guid":{"rendered":"http:\/\/expateuropa.com\/bao-hiem-o-romania\/"},"modified":"2022-05-29T16:53:42","modified_gmt":"2022-05-29T14:53:42","slug":"bao-hiem-o-romania","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/vi\/bao-hiem-o-romania\/","title":{"rendered":"B\u1ea3o hi\u1ec3m \u1edf Romania"},"content":{"rendered":"\n<p>\u1ede Romania, b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh thi\u1ebft y\u1ebfu. N\u00f3 gi\u00fap c\u01b0 d\u00e2n s\u1ed1ng cu\u1ed9c s\u1ed1ng c\u1ee7a h\u1ecd v\u1edbi \u00edt lo l\u1eafng khi bi\u1ebft r\u1eb1ng h\u1ecd c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p tai n\u1ea1n ho\u1eb7c th\u1ea3m h\u1ecda. V\u1ec1 c\u01a1 b\u1ea3n, n\u00f3 t\u0103ng c\u01b0\u1eddng an ninh t\u00e0i ch\u00ednh.<\/p>\n\n<p>B\u1ea3o hi\u1ec3m c\u0169ng t\u1ea1o ra ngu\u1ed3n t\u00e0i ch\u00ednh. B\u1eb1ng c\u00e1ch tham gia b\u1ea5t k\u1ef3 lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o, ng\u01b0\u1eddi ta s\u1ebd c\u00f3 \u0111\u01b0\u1ee3c c\u00e1c ngu\u1ed3n t\u00e0i ch\u00ednh kh\u00e1c nhau \u0111\u1ec3 gi\u00fap h\u1ecd c\u00f3 m\u1ed9t cu\u1ed9c s\u1ed1ng t\u1ed1t \u0111\u1eb9p. H\u01a1n n\u1eefa, \u1edf m\u1ed9t kh\u00eda c\u1ea1nh n\u00e0o \u0111\u00f3, n\u00f3 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf \u0111\u1ea5t n\u01b0\u1edbc. N\u00f3 c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n v\u01b0\u1ee3t qua b\u1ea5t k\u1ef3 lo\u1ea1i v\u1ea5n \u0111\u1ec1 n\u00e0o trong cu\u1ed9c s\u1ed1ng c\u1ee7a b\u1ea1n. <\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf \u1edf Romania<\/h2>\n\n<p>M\u1ecdi c\u01b0 d\u00e2n h\u1ee3p ph\u00e1p \u1edf Romania \u0111\u1ec1u \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u1ee3i t\u1eeb h\u1ec7 th\u1ed1ng b\u1ea3o hi\u1ec3m y t\u1ebf qu\u1ed1c gia, gi\u1ed1ng nh\u01b0 \u1edf <a href=\"https:\/\/expateuropa.com\/vi\/bao-hiem-o-dan-mach\/\">\u0110an M\u1ea1ch<\/a> . Tuy nhi\u00ean, n\u00f3 ch\u1ec9 x\u1ea3y ra khi h\u1ecd b\u1eaft \u0111\u1ea7u \u0111\u00f3ng g\u00f3p. Ng\u01b0\u1eddi kh\u00f4ng c\u00f3 \u0111\u00f3ng b\u1ea3o hi\u1ec3m y t\u1ebf x\u00e3 h\u1ed9i \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng 6 t\u1ed5ng m\u1ee9c l\u01b0\u01a1ng t\u1ed1i thi\u1ec3u kho\u1ea3ng 12 th\u00e1ng.<\/p>\n\n<p>Nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m y t\u1ebf mi\u1ec5n ph\u00ed \u1edf Romania:<\/p>\n\n<ul class=\"wp-block-list\"><li>Ng\u01b0\u1eddi v\u1ec1 h\u01b0u<\/li><li>Ng\u01b0\u1eddi nh\u1eadn tr\u1ee3 c\u1ea5p x\u00e3 h\u1ed9i<\/li><li>Nh\u1eefng ng\u01b0\u1eddi \u0111ang nh\u1eadn tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p<\/li><li>Thanh ni\u00ean t\u1eeb 18 tu\u1ed5i \u0111\u1ebfn 26 tu\u1ed5i<\/li><li>Tr\u1ebb em t\u1eeb 0 \u0111\u1ebfn 18 tu\u1ed5i<\/li><\/ul>\n\n<p>Ngo\u00e0i ra, nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf ch\u1ec9 c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 y t\u1ebf n\u1ebfu:<\/p>\n\n<ul class=\"wp-block-list\"><li>H\u1ecd l\u00e0 nh\u1eefng ph\u1ee5 n\u1eef \u0111ang mang thai c\u0169ng nh\u01b0 nh\u1eefng ng\u01b0\u1eddi m\u1edbi sinh con<\/li><li>C\u1ea7n ho\u1ea1t \u0111\u1ed9ng kh\u1ea9n c\u1ea5p<\/li><li>C\u00f3 vi r\u00fat HIV ho\u1eb7c \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n m\u1eafc b\u1ec7nh AIDS<\/li><li>B\u1ea5t k\u1ef3 c\u00e1 nh\u00e2n n\u00e0o \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n m\u1eafc b\u1ec7nh lao<\/li><\/ul>\n\n<p>C\u00e1c d\u1ecbch v\u1ee5 m\u00e0 m\u1ed9t c\u00e1 nh\u00e2n c\u00f3 b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng c\u1ed9ng bao g\u1ed3m:<\/p>\n\n<ul class=\"wp-block-list\"><li>C\u00e1c d\u1ecbch v\u1ee5 ph\u1eabu thu\u1eadt c\u0169ng nh\u01b0 c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf kh\u1ea9n c\u1ea5p<\/li><li>C\u00e1c thi\u1ebft b\u1ecb y t\u1ebf<\/li><li>Ch\u0103m s\u00f3c y t\u1ebf t\u1ea1i nh\u00e0<\/li><li>D\u1ecbch v\u1ee5 nh\u1eadp vi\u1ec7n trong ng\u00e0y c\u0169ng nh\u01b0 li\u00ean t\u1ee5c<\/li><li>Thu\u1ed1c c\u00f3 ho\u1eb7c th\u1eadm ch\u00ed kh\u00f4ng c\u00f3 \u0111\u00f3ng g\u00f3p c\u00e1 nh\u00e2n cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa<\/li><li>D\u1ecbch v\u1ee5 nha khoa<\/li><li>C\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf chuy\u00ean khoa c\u1eadn l\u00e2m s\u00e0ng ch\u1ee7 y\u1ebfu d\u00e0nh cho b\u1ec7nh nh\u00e2n ngo\u1ea1i tr\u00fa<\/li><li>D\u1ecbch v\u1ee5 y t\u1ebf cho c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh<\/li><li>C\u00e1c d\u1ecbch v\u1ee5 ph\u00f2ng ng\u1eeba, bao g\u1ed3m \u0111\u00e1nh gi\u00e1 r\u1ee7i ro b\u1ec7nh t\u1eadt c\u0169ng nh\u01b0 tham v\u1ea5n<\/li><li>D\u1ecbch v\u1ee5 y t\u1ebf cho c\u00e1c \u0111\u1ee3t b\u00f9ng ph\u00e1t c\u1ee7a b\u1ec7nh m\u00e3n t\u00ednh ho\u1eb7c t\u00ecnh tr\u1ea1ng c\u1ea5p t\u00ednh.<\/li><\/ul>\n\n<p>C\u00f4ng d\u00e2n t\u1ea1m tr\u00fa \u1edf Romania, EU ho\u1eb7c EEA \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u00e1c quy\u1ec1n l\u1ee3i y t\u1ebf. Tuy nhi\u00ean, h\u1ecd ph\u1ea3i c\u00f3 Th\u1ebb B\u1ea3o hi\u1ec3m Y t\u1ebf Ch\u00e2u \u00c2u. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u0169ng c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n. \u0110\u00e2y l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn t\u1ed1t v\u00ec n\u00f3 cung c\u1ea5p d\u1ecbch v\u1ee5 <a href=\"https:\/\/www.expatarrivals.com\/europe\/romania\/healthcare-romania\">ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe \u0111\u1eb3ng c\u1ea5p th\u1ebf gi\u1edbi<\/a> . C\u00e1c nh\u00e2n vi\u00ean \u0111\u01b0\u1ee3c \u0111\u00e0o t\u1ea1o t\u1ed1t v\u00e0 th\u1eadm ch\u00ed h\u1ecd c\u00f3 th\u1ec3 n\u00f3i ti\u1ebfng Anh.<\/p>\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Health insurance in Romania\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/zLRopC8uGCw?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p \u1edf Romania<\/h2>\n\n<p>Khi b\u1ea1n v\u00f4 t\u00ecnh m\u1ea5t vi\u1ec7c \u1edf Romania, trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ed9t s\u1ed1 quy\u1ec1n l\u1ee3i. Ngo\u00e0i ra, m\u1ed9t ng\u01b0\u1eddi c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c tr\u1ee3 c\u1ea5p n\u1ebfu ng\u01b0\u1eddi \u0111\u00f3 kh\u00f4ng ki\u1ebfm \u0111\u01b0\u1ee3c vi\u1ec7c l\u00e0m trong v\u00f2ng 60 ng\u00e0y sau khi t\u1ed1t nghi\u1ec7p. C\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 indemniza\u021bie de \u0219omaj hay \u0111\u00fang h\u01a1n l\u00e0 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p.<\/p>\n\n<p>Nh\u1eefng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c h\u01b0\u1edfng tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p:<\/p>\n\n<ul class=\"wp-block-list\"><li>C\u00f4ng d\u00e2n Romania c\u00f3 thu nh\u1eadp v\u00e0 l\u00e0m vi\u1ec7c t\u1ea1i qu\u1ed1c gia n\u00e0y<\/li><li>C\u00e1 nh\u00e2n kh\u00f4ng qu\u1ed1c t\u1ecbch ho\u1eb7c c\u00f4ng d\u00e2n n\u01b0\u1edbc ngo\u00e0i c\u01b0 tr\u00fa t\u1ea1i Romania v\u00e0 \u0111\u01b0\u1ee3c l\u00e0m vi\u1ec7c \u0111\u1ec3 ki\u1ebfm thu nh\u1eadp<\/li><li>C\u00f4ng d\u00e2n Romania l\u00e0m vi\u1ec7c \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/li><\/ul>\n\n<p>Tuy nhi\u00ean, \u0111\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c nh\u1eefng l\u1ee3i \u00edch, b\u1ea1n n\u00ean th\u1ef1c hi\u1ec7n nh\u1eefng \u0111i\u1ec1u sau:<\/p>\n\n<ul class=\"wp-block-list\"><li>N\u1ed9p \u0111\u01a1n xin tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p trong 12 th\u00e1ng sau khi k\u1ebft th\u00fac m\u1ed1i quan h\u1ec7 \u0111\u1ea1i l\u00fd, d\u1ecbch v\u1ee5 ho\u1eb7c vi\u1ec7c l\u00e0m<\/li><li>C\u01b0 tr\u00fa h\u1ee3p ph\u00e1p \u1edf Romania<\/li><li>V\u00f4 t\u00ecnh tr\u1edf th\u00e0nh th\u1ea5t nghi\u1ec7p<\/li><li>H\u1ee3p cho c\u00f4ng vi\u1ec7c<\/li><li>Kh\u00f4ng c\u00f3 thu nh\u1eadp ho\u1eb7c th\u1eadm ch\u00ed thu nh\u1eadp t\u1eeb c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u01b0\u1ee3c ph\u00e9p th\u1ea5p h\u01a1n gi\u00e1 tr\u1ecb c\u1ee7a ch\u1ec9 s\u1ed1 x\u00e3 h\u1ed9i tham chi\u1ebfu<\/li><li>\u0110\u00e3 \u0111\u0103ng k\u00fd t\u1ea1i b\u1ea5t k\u1ef3 <a href=\"https:\/\/www.a-kasser.dk\/unemployment-insurance-in-europe\/romania\/\">C\u01a1 quan vi\u1ec7c l\u00e0m l\u00e3nh th\u1ed5<\/a> n\u00e0o<\/li><li>Tu\u1ed5i t\u1eeb 16 \u0111\u1ebfn tu\u1ed5i ngh\u1ec9 h\u01b0u theo lu\u1eadt \u0111\u1ecbnh<\/li><li>\u0110\u00e1ng l\u1ebd b\u1ea1n ph\u1ea3i \u0111\u00f3ng g\u00f3p trong v\u00f2ng 24 th\u00e1ng th\u1ea5t nghi\u1ec7p trong 12 th\u00e1ng qua<\/li><\/ul>\n\n<p>B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean gi\u00e1 tr\u1ecb ch\u1ec9 ti\u00eau x\u00e3 h\u1ed9i tham chi\u1ebfu. Nh\u1eefng \u0111i\u1ec1u kh\u00e1c \u0111\u01b0\u1ee3c xem x\u00e9t bao g\u1ed3m kho\u1ea3ng th\u1eddi gian b\u1ea1n \u0111\u00e3 \u0111\u00f3ng g\u00f3p v\u00e0 thu nh\u1eadp c\u1ee7a ng\u01b0\u1eddi c\u00f3 b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p. T\u00ednh \u0111\u1ebfn n\u0103m 2021, gi\u00e1 tr\u1ecb c\u1ee7a RSI l\u00e0 500 RON. N\u1ebfu b\u1ea1n \u0111\u00e3 \u0111\u00f3ng g\u00f3p trong 1 n\u0103m, th\u00ec b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c 75% s\u1ed1 ti\u1ec1n, v\u00e0 m\u1ed9t sinh vi\u00ean t\u1ed1t nghi\u1ec7p nh\u1eadn \u0111\u01b0\u1ee3c 50% c\u1ee7a 500.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m xe h\u01a1i<\/h2>\n\n<p>\u1ede Romania, b\u1ea3o hi\u1ec3m c\u1ee7a b\u00ean th\u1ee9 ba, c\u00f2n \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 RCA, l\u00e0 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi m\u1ecdi ph\u01b0\u01a1ng ti\u1ec7n v\u1eadn h\u00e0nh tr\u00ean \u0111\u01b0\u1eddng c\u00f4ng c\u1ed9ng. B\u1ea3o hi\u1ec3m bao g\u1ed3m t\u1ed5n h\u1ea1i th\u00e2n th\u1ec3 v\u00e0 t\u1eed vong. N\u00f3 c\u0169ng bao g\u1ed3m c\u00e1c thi\u1ec7t h\u1ea1i v\u1eadt ch\u1ea5t g\u00e2y ra cho c\u00e1c b\u00ean th\u1ee9 ba.<\/p>\n\n<p>M\u1eb7t kh\u00e1c, b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n bao g\u1ed3m b\u1ea1o l\u1ef1c ch\u00ednh tr\u1ecb, c\u00e2u k\u00e9o v\u00e0 lao \u0111\u1ed9ng, tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd tr\u00ean to\u00e0n th\u1ebf gi\u1edbi v\u00e0 thi\u1ec7t h\u1ea1i v\u1eadt ch\u1ea5t g\u00e2y ra cho ch\u00ednh b\u1ea1n c\u0169ng nh\u01b0 b\u00ean th\u1ee9 ba. N\u00f3 bao g\u1ed3m m\u1ecdi th\u1ee9 trong RCA v\u00e0 h\u01a1n th\u1ebf n\u1eefa.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/h2>\n\n<p>L\u00e0 m\u1ed9t ng\u01b0\u1eddi B\u1ed3 \u0110\u00e0o Nha, nh\u1eefng s\u1ef1 ki\u1ec7n kh\u00f4ng l\u01b0\u1eddng tr\u01b0\u1edbc x\u1ea3y ra \u1edf kh\u1eafp m\u1ecdi n\u01a1i. Nh\u01b0 v\u1eady, c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ng\u00f4i nh\u00e0 mang \u0111\u1ebfn cho b\u1ea1n s\u1ef1 an t\u00e2m v\u00e0 b\u1ea3o v\u1ec7 ng\u00f4i nh\u00e0 c\u1ee7a m\u00ecnh. B\u1ea3o hi\u1ec3m cung c\u1ea5p s\u1ef1 b\u1ea3o v\u1ec7 cho c\u00e1c r\u1ee7i ro, bao g\u1ed3m h\u1ed7 tr\u1ee3 gia \u0111\u00ecnh, <a href=\"https:\/\/www.allianztiriac.ro\/en_RO\/individuals\/home-and-liability-insurance-for-individuals\/my-home.html\">tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1, h\u1ecfa ho\u1ea1n v\u00e0 th\u1ea3m h\u1ecda thi\u00ean nhi\u00ean<\/a> . Ngo\u00e0i ra, m\u1ed9t s\u1ed1 g\u00f3i c\u00f3 th\u1ec3 bao g\u1ed3m thi\u1ec7t h\u1ea1i v\u1ec1 n\u01b0\u1edbc v\u00e0 t\u00e0i s\u1ea3n d\u00f9ng m\u1ed9t l\u1ea7n. Ngo\u00e0i nh\u1eefng \u0111i\u1ec1u \u0111\u00f3, b\u1ea3o hi\u1ec3m b\u1ed5 sung c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c cung c\u1ea5p ch\u1ed1ng \u0111o\u1ea3n m\u1ea1ch, h\u01b0 h\u1ecfng ng\u1eabu nhi\u00ean, ph\u00e1 ho\u1ea1i v\u00e0 tr\u1ed9m c\u1eafp.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd Romania<\/h2>\n\n<p>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi Romania, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd r\u1ea5t quan tr\u1ecdng. N\u00f3 gi\u00fap thay th\u1ebf thu nh\u1eadp b\u1ecb m\u1ea5t. B\u1ea1n n\u00ean tham gia b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 kh\u00f4ng quan tr\u1ecdng b\u1ea1n l\u00e0 ng\u01b0\u1eddi \u0111\u1ed9c th\u00e2n, \u0111\u00e3 k\u1ebft h\u00f4n hay th\u1eadm ch\u00ed c\u00f3 con. V\u1ec1 c\u01a1 b\u1ea3n, \u0111i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi m\u1ecdi ng\u01b0\u1eddi v\u00ec n\u00f3 c\u00f3 th\u1ec3 gi\u00fap trang tr\u1ea3i chi ph\u00ed tang l\u1ec5.<\/p>\n\n<p>H\u01a1n n\u1eefa, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd c\u00f3 th\u1ec3 gi\u00fap thanh to\u00e1n c\u00e1c chi ph\u00ed gi\u00e1o d\u1ee5c trong t\u01b0\u01a1ng lai. Ngo\u00e0i ra, n\u00f3 c\u00f3 th\u1ec3 gi\u00fap b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh cho gia \u0111\u00ecnh. B\u1ea1n c\u00f3 th\u1ec3 c\u00f3 ti\u1ec1n ti\u1ebft ki\u1ec7m, nh\u01b0ng ch\u1ec9 s\u1ed1 \u0111\u00f3 kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 trang tr\u1ea3i chi ph\u00ed h\u00e0ng ch\u1ee5c n\u0103m trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 \u0111i\u1ec1u g\u00ec \u0111\u00f3 x\u1ea3y ra v\u1edbi b\u1ea1n. Cu\u1ed1i c\u00f9ng, n\u00f3 c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 nh\u1eefng ng\u01b0\u1eddi th\u00e2n y\u00eau c\u1ee7a b\u1ea1n tr\u1ea3 n\u1ee3.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m du l\u1ecbch<\/h2>\n\n<p>Khi \u0111\u0103ng k\u00fd b\u1ea3o hi\u1ec3m du l\u1ecbch khi \u0111\u1ebfn Romania, b\u1ea1n c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m chi tr\u1ea3 cho chi ph\u00ed y t\u1ebf l\u00ean \u0111\u1ebfn 30.000 \u20ac. B\u1ea3o hi\u1ec3m c\u0169ng r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00e2n Romania d\u1ef1 \u0111\u1ecbnh \u0111\u1ebfn c\u00e1c bang kh\u00e1c nh\u01b0 <a href=\"https:\/\/expateuropa.com\/vi\/bao-hiem-o-ao\/\">\u00c1o<\/a> . N\u00f3 gi\u00fap b\u1ea3o v\u1ec7 nh\u1eefng r\u1ee7i ro ch\u1ed1ng l\u1ea1i vi\u1ec7c \u0111i l\u1ea1i.<\/p>\n\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p v\u1ec1 y t\u1ebf. B\u1ea1n bi\u1ebft b\u1ec7nh t\u1eadt kh\u00f4ng g\u1ecdi. V\u00ec v\u1eady, b\u1ea1n th\u1eadm ch\u00ed c\u00f3 th\u1ec3 b\u1ecb \u1ed1m khi \u1edf n\u01b0\u1edbc ngo\u00e0i, n\u01a1i c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf c\u00f3 th\u1ec3 r\u1ea5t \u0111\u1eaft \u0111\u1ecf, v\u00e0 \u0111\u00f3 l\u00e0 n\u01a1i b\u1ea3o hi\u1ec3m du l\u1ecbch gi\u00fap \u00edch. Ngo\u00e0i ra, b\u1ea3o hi\u1ec3m bao g\u1ed3m nh\u1eefng gi\u00e1n \u0111o\u1ea1n du l\u1ecbch v\u00e0 h\u1ed7 tr\u1ee3 trong chuy\u1ebfn \u0111i c\u1ee7a b\u1ea1n.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u1ea3o hi\u1ec3m v\u1eadt nu\u00f4i <\/h2>\n\n<p>B\u1ea1n c\u00f3 th\u00fa c\u01b0ng kh\u00f4ng? Sau \u0111\u00f3, b\u1ea1n n\u00ean ngh\u0129 \u0111\u1ebfn vi\u1ec7c mua n\u00f3 cho th\u00e0nh vi\u00ean xa x\u1ec9 nh\u1ea5t trong gia \u0111\u00ecnh. B\u1ea3o hi\u1ec3m cung c\u1ea5p c\u00e1c tr\u01b0\u1eddng h\u1ee3p v\u1eadt nu\u00f4i kh\u00f4ng mong mu\u1ed1n \u0111\u1ec3 gi\u1eef cho v\u1eadt nu\u00f4i c\u1ee7a b\u1ea1n kh\u1ecfe m\u1ea1nh v\u00e0 an to\u00e0n. \u0110i\u1ec1u n\u00e0y khi\u1ebfn ch\u1ee7 s\u1edf h\u1eefu v\u1eadt nu\u00f4i \u1edf Romania c\u1ea3m th\u1ea5y y\u00ean t\u00e2m v\u00ec ch\u00fang s\u1ebd \u0111\u01b0\u1ee3c ch\u0103m s\u00f3c khi \u1ed1m \u0111au, ch\u1ebft ch\u00f3c, th\u1eadm ch\u00ed l\u00e0 m\u1ea5t t\u00edch.<\/p>\n\n<h2 class=\"wp-block-heading\">C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1ed5i ti\u1ebfng \u1edf Romania<\/h2>\n\n<ul class=\"wp-block-list\"><li>MetLife<\/li><li>Nh\u00e0 m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m &amp; t\u00e1i b\u1ea3o hi\u1ec3m ASIGEST Inc.<\/li><li>Nh\u00f3m NN<\/li><li>Generali Romania Asigurare Reasigurare SA<\/li><li>Allianz Trade<\/li><li>Nh\u00e0 m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m &amp; t\u00e1i b\u1ea3o hi\u1ec3m ASIGEST Inc.<\/li><li>Grawe Rom\u00e2nia Asigurare SA, Cluj Napoca<\/li><li>Nh\u00e0 m\u00f4i gi\u1edbi \u0111\u1ea7m l\u1ea7y De Asigurare Reasigurare SRL<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u1ede Romania, b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh thi\u1ebft y\u1ebfu. N\u00f3&#8230;<\/p>\n","protected":false},"author":5,"featured_media":6544,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2989],"tags":[1480,769,966,1368,767,768,970],"class_list":["post-7267","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-romania-vi","tag-bao-hiem-du-lich","tag-bao-hiem-nha-o","tag-bao-hiem-that-nghiep","tag-bao-hiem-vat-nuoi","tag-bao-hiem-xe-hoi","tag-bao-hiem-y-te","tag-cac-cong-ty-bao-hiem","wpcat-2989-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/posts\/7267","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/comments?post=7267"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/posts\/7267\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/media\/6544"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/media?parent=7267"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/categories?post=7267"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/tags?post=7267"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}