{"id":5496,"date":"2022-03-17T11:00:46","date_gmt":"2022-03-17T10:00:46","guid":{"rendered":"http:\/\/expateuropa.com\/bao-hiem-o-phap\/"},"modified":"2022-03-17T11:00:46","modified_gmt":"2022-03-17T10:00:46","slug":"bao-hiem-o-phap","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/vi\/bao-hiem-o-phap\/","title":{"rendered":"B\u1ea3o hi\u1ec3m \u1edf Ph\u00e1p"},"content":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u1edf Ph\u00e1p c\u00f3 l\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng th\u1ee9 m\u00e0 ai \u0111\u00f3 c\u00f3 th\u1ec3 \u0111\u01a1n gi\u1ea3n cho l\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft. \u0110\u00fang nh\u01b0 d\u1ef1 \u0111o\u00e1n, khi chuy\u1ec3n \u0111\u1ebfn Ph\u00e1p ho\u1eb7c \u0111\u00e3 s\u1ed1ng \u1edf \u0111\u00f3, gi\u1ecf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a m\u1ed9t c\u00e1 nh\u00e2n \u0111\u00e3 \u0111\u1ea7y. C\u00f3 th\u1ec3 c\u00f3 \u00edt ho\u1eb7c kh\u00f4ng c\u00f3 th\u1eddi gian \u0111\u1ec3 suy ngh\u0129 nh\u01b0ng nhu c\u1ea7u b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n tr\u01b0\u1edbc m\u1ed9t \u0111i\u1ec1u xui x\u1ebbo. Tuy nhi\u00ean, b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1o d\u00e1ng m\u1ed9t ch\u00fat v\u00e0 ngh\u0129 xem n\u1ebfu b\u1ea1n b\u1ecb \u1ed1m v\u1edbi h\u00f3a \u0111\u01a1n vi\u1ec7n ph\u00ed kh\u1ed5ng l\u1ed3 ho\u1eb7c b\u1ecb m\u1ea5t t\u00e0i s\u1ea3n th\u00ec sao. <a href=\"https:\/\/www.bethelripon.com\/life-stories\/horatio-gates-spafford\">C\u00e2u chuy\u1ec7n c\u1ee7a Horatio Spafford<\/a> l\u00e0 m\u1ed9t v\u00ed d\u1ee5 v\u1ec1 vi\u1ec7c m\u1ecdi th\u1ee9 tr\u1edf n\u00ean u \u00e1m, kh\u00f3 hi\u1ec3u v\u00e0 tuy\u1ec7t v\u1ecdng khi b\u1ea1n bu\u1ed9c ph\u1ea3i chi ti\u00eau nh\u1eefng th\u1ee9 m\u00ecnh kh\u00f4ng c\u00f3 theo \u0111\u00fang ngh\u0129a \u0111en. \u0110\u00e2y l\u00e0 n\u01a1i m\u00e0 b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n c\u00f3 hi\u1ec7u l\u1ef1c. V\u1edbi m\u1ed9t kho\u1ea3n b\u1ea3o hi\u1ec3m, \u1edf Ph\u00e1p, n\u00f3 \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u1ea5t c\u1ea3 s\u1ebd \u1ed5n.<\/p>\n<p>B\u1ea3o hi\u1ec3m r\u1ea5t ph\u1ee9c t\u1ea1p v\u00ec n\u00f3 gi\u1ed1ng nh\u01b0 mua m\u1ed9t l\u1eddi h\u1ee9a. L\u00fd do l\u00e0 n\u00f3 gi\u00fap m\u1ed9t c\u00e1 nh\u00e2n ho\u1eb7c doanh nghi\u1ec7p b\u1eaft \u0111\u1ea7u l\u1ea1i t\u1eeb \u0111\u1ea7u trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 \u0111i\u1ec1u g\u00ec \u0111\u00f3 x\u1ea3y ra. Ngo\u00e0i ra, n\u00f3 gi\u00fap m\u1ecdi ng\u01b0\u1eddi b\u1ea3o v\u1ec7 b\u1ea3n th\u00e2n, gia \u0111\u00ecnh v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a h\u1ecd.<\/p>\n<p>Ngay c\u1ea3 trong n\u1ec1n kinh t\u1ebf c\u1ee7a Ph\u00e1p, b\u1ea3o hi\u1ec3m \u0111\u00f3ng m\u1ed9t vai tr\u00f2 quan tr\u1ecdng trong s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a n\u00f3. \u0110\u00f3 l\u00e0 b\u1edfi v\u00ec n\u00f3 mang l\u1ea1i s\u1ef1 b\u1ea3o m\u1eadt v\u00e0 an to\u00e0n cho c\u00e1c doanh nghi\u1ec7p c\u0169ng nh\u01b0 c\u00e1 nh\u00e2n. Ngo\u00e0i ra, b\u1ea3o hi\u1ec3m c\u00f2n th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf, ph\u00e2n t\u00e1n r\u1ee7i ro v\u00e0 t\u1ea1o ra c\u00e1c ngu\u1ed3n t\u00e0i ch\u00ednh d\u00e0i h\u1ea1n.<\/p>\n<h2>B\u1ea3o hi\u1ec3m y t\u1ebf Ph\u00e1p<\/h2>\n<p>M\u1ecdi ng\u01b0\u1eddi s\u1ed1ng \u1edf Ph\u00e1p n\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m y t\u1ebf mi\u1ec5n ph\u00ed b\u1ea5t k\u1ec3 t\u00ecnh h\u00ecnh kinh t\u1ebf hay \u0111\u1ed9 tu\u1ed5i c\u1ee7a h\u1ecd. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m chung bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 t\u01b0 nh\u00e2n v\u00e0 c\u00f4ng c\u1ed9ng, bao g\u1ed3m c\u00e1c nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 chuy\u00ean khoa, b\u1ec7nh vi\u1ec7n v\u00e0 b\u00e1c s\u0129. C\u00e1c kho\u1ea3n \u0111\u00f3ng g\u00f3p b\u1ea3o hi\u1ec3m y t\u1ebf c\u1ee7a Ph\u00e1p \u0111\u00e3 cung c\u1ea5p m\u1ed9t ph\u1ea7n ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe c\u1ed9ng \u0111\u1ed3ng tr\u00ean to\u00e0n qu\u1ed1c. Ng\u01b0\u1eddi s\u1eed d\u1ee5ng lao \u0111\u1ed9ng tr\u1ea3 kho\u1ea3ng 13%, trong khi ng\u01b0\u1eddi lao \u0111\u1ed9ng tr\u1ea3 8%.<\/p>\n<p>Ch\u00ednh ph\u1ee7 v\u00e0 b\u1ec7nh nh\u00e2n thanh to\u00e1n m\u1ed9t ph\u1ea7n m\u1ed9t s\u1ed1 kho\u1ea3n \u0111\u00f3ng g\u00f3p cho chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe. B\u1ea3o hi\u1ec3m y t\u1ebf nh\u00e0 n\u01b0\u1edbc chi tr\u1ea3 t\u1eeb 70 \u0111\u1ebfn 100% chi ph\u00ed, bao g\u1ed3m chi ph\u00ed n\u1eb1m vi\u1ec7n v\u00e0 chi ph\u00ed kh\u00e1m b\u1ec7nh. May m\u1eafn thay, nh\u1eefng b\u1ec7nh nh\u00e2n m\u1eafc b\u1ec7nh d\u00e0i h\u1ea1n v\u00e0 c\u00f3 thu nh\u1eadp th\u1ea5p \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m 100%.<\/p>\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m y t\u1ebf c\u00f4ng, ng\u01b0\u1eddi d\u00e2n Ph\u00e1p c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n. N\u00f3 bao g\u1ed3m quy\u1ec1n ti\u1ebfp c\u1eadn v\u1edbi c\u00e1c chuy\u00ean gia y t\u1ebf, ph\u1ee5 s\u1ea3n t\u01b0 nh\u00e2n v\u00e0 m\u1ea1ng l\u01b0\u1edbi b\u00e1c s\u0129 to\u00e0n c\u1ea7u. Nh\u1eefng ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u1edf Ph\u00e1p \u0111\u00e3 s\u1ed1ng \u1edf \u0111\u00f3 h\u01a1n 3 th\u00e1ng c\u00f3 th\u1ec3 ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe th\u00f4ng qua <a href=\"https:\/\/www.expatica.com\/fr\/healthcare\/healthcare-basics\/a-guide-to-the-french-healthcare-system-101166\/\">Protection Universelle Maladie (PUMA)<\/a> .<\/p>\n<p>C\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft \u0111\u1ec3 \u0111\u0103ng k\u00fd ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe \u1edf Ph\u00e1p bao g\u1ed3m:<\/p>\n<ul>\n<li>B\u1eb1ng ch\u1ee9ng thu nh\u1eadp khi \u0111\u0103ng k\u00fd CMU-C<\/li>\n<li>H\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n h\u1ee3p l\u1ec7<\/li>\n<li>Gi\u1ea5y \u0111\u0103ng k\u00fd k\u1ebft h\u00f4n ho\u1eb7c khai sinh khi c\u00f3 gia \u0111\u00ecnh<\/li>\n<li>B\u1eb1ng ch\u1ee9ng \u0111\u1ecba ch\u1ec9 bao g\u1ed3m c\u1ea3 h\u00f3a \u0111\u01a1n \u0111i\u1ec7n n\u01b0\u1edbc Ph\u00e1p<\/li>\n<li>B\u1eb1ng ch\u1ee9ng c\u01b0 tr\u00fa \u1edf Ph\u00e1p<\/li>\n<\/ul>\n<h2>B\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p<\/h2>\n<p>Allocation d&#8217;aide au retour \u00e0 l&#8217;emploi hay \u0111\u00fang h\u01a1n l\u00e0 tr\u1ee3 c\u1ea5p \u0111i l\u00e0m l\u1ea1i \u0111\u01b0\u1ee3c tr\u1ea3 cho ng\u01b0\u1eddi lao \u0111\u1ed9ng b\u1eb1ng b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p. N\u00f3 \u0111\u01b0\u1ee3c tr\u1ea3 sau khi ai \u0111\u00f3 m\u1ea5t vi\u1ec7c.<\/p>\n<p>C\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ea7n \u0111\u00e1p \u1ee9ng \u0111\u1ec3 nh\u1eadn tr\u1ee3 c\u1ea5p th\u1ea5t nghi\u1ec7p<\/p>\n<ul>\n<li>C\u00f3 n\u0103ng l\u1ef1c th\u1ec3 ch\u1ea5t \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00f4ng vi\u1ec7c<\/li>\n<li>Hi\u1ec3n th\u1ecb sa th\u1ea3i ho\u1eb7c ch\u1ea5m d\u1ee9t th\u1ea5t nghi\u1ec7p<\/li>\n<li>\u0110\u01b0\u1ee3c ghi danh t\u1ea1i <a href=\"http:\/\/www.pole-emploi.fr\/accueil\/\">P\u00f4le<\/a> l\u00e0m ng\u01b0\u1eddi t\u00ecm vi\u1ec7c<\/li>\n<li>Ch\u1ea5p nh\u1eadn l\u1eddi m\u1eddi l\u00e0m vi\u1ec7c h\u1ee3p l\u00fd<\/li>\n<li>Ch\u01b0a \u0111\u1ebfn tu\u1ed5i m\u00e0 m\u1ed9t ng\u01b0\u1eddi \u0111\u01b0\u1ee3c nh\u1eadn l\u01b0\u01a1ng h\u01b0u \u0111\u1ea7y \u0111\u1ee7<\/li>\n<li>T\u00edch c\u1ef1c t\u00ecm ki\u1ebfm vi\u1ec7c l\u00e0m<\/li>\n<li>C\u00f3 m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng li\u00ean k\u1ebft nh\u1ea5t \u0111\u1ecbnh v\u1edbi h\u1ec7 th\u1ed1ng<\/li>\n<\/ul>\n<p>Nh\u1eefng ng\u01b0\u1eddi th\u1ea5t nghi\u1ec7p \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n tham gia b\u1ea3o hi\u1ec3m th\u1ea5t nghi\u1ec7p \u0111\u01b0\u1ee3c nh\u1eadn l\u1ea1i s\u1ed1 ti\u1ec1n tr\u1ee3 c\u1ea5p l\u00e0m vi\u1ec7c (ARE). Ngo\u00e0i ra, \u0111i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 s\u1ed1 ti\u1ec1n kh\u00f4ng \u0111\u01b0\u1ee3c cao h\u01a1n 75% ho\u1eb7c \u00edt h\u01a1n 57% m\u1ee9c l\u01b0\u01a1ng tham chi\u1ebfu h\u00e0ng ng\u00e0y. N\u1ebfu m\u1ed9t ng\u01b0\u1eddi l\u00e0m vi\u1ec7c b\u00e1n th\u1eddi gian, th\u00ec s\u1ed1 ti\u1ec1n s\u1ebd gi\u1ea3m t\u01b0\u01a1ng \u1ee9ng.<\/p>\n<h2>B\u1ea3o hi\u1ec3m xe h\u01a1i<\/h2>\n<p>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m trung b\u00ecnh cho m\u1ed9t chi\u1ebfc \u00f4 t\u00f4 \u1edf Ph\u00e1p l\u00e0 kho\u1ea3ng \u20ac 400. B\u1ea3o hi\u1ec3m xe l\u00e0 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi m\u1ecdi ch\u1ee7 s\u1edf h\u1eefu xe m\u00e1y. B\u00ean c\u1ea1nh \u0111\u00f3, \u0111\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m ph\u1ed5 bi\u1ebfn th\u1ee9 hai sau s\u1ee9c kh\u1ecfe, v\u00e0 ng\u01b0\u1eddi ta c\u1ea7n \u00edt nh\u1ea5t tr\u00e1ch nhi\u1ec7m c\u1ee7a b\u00ean th\u1ee9 ba. Ti\u1ec1n ph\u1ea1t c\u1ee7a vi\u1ec7c kh\u00f4ng b\u1ea3o hi\u1ec3m m\u1ed9t chi\u1ebfc xe t\u1ea1i qu\u1ed1c gia n\u00e0y l\u00e0 kho\u1ea3ng \u20ac 3,750.<\/p>\n<p>Tr\u00e1ch nhi\u1ec7m ph\u00e1p l\u00fd c\u1ee7a b\u00ean th\u1ee9 ba ho\u1eb7c civile b\u1ea3o hi\u1ec3m xe kh\u1ecfi b\u1ecb th\u01b0\u01a1ng v\u00e0 h\u01b0 h\u1ecfng do c\u00e1c s\u1ef1 c\u1ed1 c\u1ee7a b\u00ean th\u1ee9 ba m\u00e0 m\u1ed9t ng\u01b0\u1eddi g\u00e2y ra. B\u00ean c\u1ea1nh \u0111\u00f3, n\u00f3 bao g\u1ed3m nh\u1eefng h\u00e0nh kh\u00e1ch tr\u00ean xe c\u1ee7a m\u1ed9t ng\u01b0\u1eddi. Tuy nhi\u00ean, lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y kh\u00f4ng bao g\u1ed3m chi ph\u00ed c\u1ee7a ri\u00eang ng\u01b0\u1eddi (l\u00e1i xe), bao g\u1ed3m c\u1ea3 nh\u1eefng thi\u1ec7t h\u1ea1i g\u00e2y ra cho chi\u1ebfc xe. \u1ede Ph\u00e1p, c\u0169ng c\u00f3 b\u00ean th\u1ee9 ba c\u1ed9ng. N\u00f3 b\u1ed3i th\u01b0\u1eddng chi ph\u00ed cho chi\u1ebfc xe c\u1ee7a m\u1ed9t ng\u01b0\u1eddi do <a href=\"https:\/\/www.abnamro.nl\/en\/personal\/insurance\/car-insurance\/index.html?ext=DS3_DB4444_Verzekeren:NL%20Particulier:Googlepaid:Autoverzekering_o_CP0001740_S:NBR:+Autoverzekering+-+Engels+-+2022_Do_Continu_Search-Ads_AdWords_85388-189336_578653_NVT_CDX_CC-Autover_Car+Insurance+-+Phrase_car%20insurance-p&amp;extid=DS3:700000001036385:71700000084612751:58700007170996122:43700064419930542&amp;ad_id=sa360_535965965239&amp;keyword_id=sa360_43700064419930542&amp;campaigncode=RB_66&amp;gclid=CjwKCAiAg6yRBhBNEiwAeVyL0MF4YIQc7LyF21HYsobK_QlOh7Eo_MGwQQYar1l3BMEQNAhgRFE5UxoCjqUQAvD_BwE&amp;gclsrc=aw.ds\">c\u00e1c cu\u1ed9c t\u1ea5n c\u00f4ng, thi\u00ean tai ho\u1eb7c th\u1eadm ch\u00ed l\u00e0 h\u01b0 h\u1ecfng do tai n\u1ea1n.<\/a><\/p>\n<p>\u1ede Ph\u00e1p, c\u00e1c y\u1ebfu t\u1ed1 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh chi ph\u00ed b\u1ea3o hi\u1ec3m xe h\u01a1i bao g\u1ed3m tu\u1ed5i c\u1ee7a ng\u01b0\u1eddi l\u00e1i xe, h\u1ed3 s\u01a1, gi\u00e1 tr\u1ecb xe, v\u1ecb tr\u00ed, t\u1ea7n su\u1ea5t l\u00e1i xe v\u00e0 ng\u01b0\u1eddi ta s\u1eed d\u1ee5ng xe \u0111\u1ec3 l\u00e0m g\u00ec. Ngo\u00e0i ra c\u00f2n c\u00f3 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u00eam v\u00e0o b\u1ea3o hi\u1ec3m c\u1ee7a b\u00ean th\u1ee9 ba. N\u00f3 bao g\u1ed3m thi\u1ec7t h\u1ea1i cho b\u00ean th\u1ee9 ba, tr\u1ed9m c\u1eafp, h\u01b0 h\u1ecfng c\u1eeda s\u1ed5, h\u1ecfa ho\u1ea1n v\u00e0 thi\u1ec7t h\u1ea1i cho chi\u1ebfc xe c\u1ee7a c\u00e1 nh\u00e2n m\u00e0 ng\u01b0\u1eddi \u0111\u00f3 \u0111\u00e3 g\u00e2y ra.<\/p>\n<h2>B\u1ea3o hi\u1ec3m nh\u00e0 \u1edf<\/h2>\n<p>Chi ph\u00ed b\u1ea3o hi\u1ec3m nh\u00e0 trung b\u00ecnh l\u00e0 kho\u1ea3ng 248 euro. B\u1ea3o hi\u1ec3m nh\u00e0 l\u00e0 b\u1eaft bu\u1ed9c \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi thu\u00ea nh\u00e0, ngay c\u1ea3 khi ng\u00f4i nh\u00e0 \u0111\u01b0\u1ee3c trang b\u1ecb ho\u1eb7c kh\u00f4ng c\u0169ng nh\u01b0 nh\u1eefng ng\u01b0\u1eddi \u0111\u1ed3ng s\u1edf h\u1eefu. \u0110\u1ed3ng ch\u1ee7 s\u1edf h\u1eefu l\u00e0 nh\u1eefng ng\u01b0\u1eddi s\u1edf h\u1eefu nhi\u1ec1u nh\u00e0 chung c\u01b0 v\u00e0 bao g\u1ed3m c\u1ea3 b\u00ean th\u1ee9 ba, h\u00e0ng x\u00f3m, \u0111\u1ed3ng s\u1edf h\u1eefu v\u00e0 trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p l\u00e0 ng\u01b0\u1eddi thu\u00ea.<\/p>\n<p>Ngo\u00e0i b\u1ea3o hi\u1ec3m nh\u00e0 c\u1ee7a b\u00ean th\u1ee9 ba, c\u00f3 b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n. N\u00f3 b\u1ed3i th\u01b0\u1eddng c\u00e1c \u0111\u1ed3 \u0111\u1ea1c trong nh\u00e0 do ph\u00e1 ho\u1ea1i, tr\u1ed9m c\u1eafp, n\u01b0\u1edbc ho\u1eb7c h\u1ecfa ho\u1ea1n. Ngo\u00e0i ra c\u00f2n c\u00f3 b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi thu\u00ea nh\u00e0 gi\u00fap b\u1ea3o v\u1ec7 \u0111\u1ed3 \u0111\u1ea1c c\u1ee7a h\u1ecd.<\/p>\n<h2>B\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd<\/h2>\n<p>Tr\u00e1i ng\u01b0\u1ee3c v\u1edbi c\u00e1c qu\u1ed1c gia nh\u01b0 <a href=\"https:\/\/expateuropa.com\/vi\/bao-hiem-o-cong-hoa-sec\/\">C\u1ed9ng h\u00f2a S\u00e9c<\/a> , \u1edf Ph\u00e1p, b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn ti\u1ebft ki\u1ec7m h\u1ea5p d\u1eabn v\u00e0 \u1ed5n \u0111\u1ecbnh. N\u00f3 cung c\u1ea5p m\u1ed9t s\u1ed1 l\u1ee3i th\u1ebf t\u00e0i ch\u00ednh cho ng\u01b0\u1eddi n\u1eafm gi\u1eef. Assurance Vie gi\u00fap qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 cung c\u1ea5p c\u00e1c l\u1ee3i \u00edch ti\u1ec1m n\u0103ng v\u1ec1 ti\u1ebft ki\u1ec7m thu\u1ebf. H\u01a1n n\u1eefa, b\u1ea3o hi\u1ec3m b\u1ea3o v\u1ec7 c\u00e1c c\u00e1 nh\u00e2n khi c\u00f3 tr\u01b0\u1eddng h\u1ee3p t\u1eed vong.<\/p>\n<h2>B\u1ea3o hi\u1ec3m du l\u1ecbch<\/h2>\n<p>Khi du l\u1ecbch \u0111\u1ebfn Ph\u00e1p, h\u1ea7u h\u1ebft c\u00e1c chuy\u1ebfn \u0111i th\u01b0\u1eddng l\u00e0 t\u1ed9i ph\u1ea1m v\u00e0 r\u1eafc r\u1ed1i. Tuy nhi\u00ean, c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn nh\u01b0 Marseilles v\u00e0 Paris l\u1ea1i l\u00e0 nh\u1eefng \u0111i\u1ec3m n\u00f3ng v\u1ec1 t\u1ed9i ph\u1ea1m. V\u00ec v\u1eady, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i mua b\u1ea3o hi\u1ec3m khi \u0111i du l\u1ecbch \u0111\u1ebfn Ph\u00e1p. Ngo\u00e0i ra, b\u1ea3o hi\u1ec3m r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi nh\u1eefng c\u00e1 nh\u00e2n \u0111i du l\u1ecbch ra kh\u1ecfi n\u01b0\u1edbc Ph\u00e1p v\u00ec c\u00f3 t\u1ed9i ph\u1ea1m \u0111\u01b0\u1eddng ph\u1ed1 v\u00e0 l\u1eeba \u0111\u1ea3o \u1edf c\u00e1c qu\u1ed1c gia kh\u00e1c.<\/p>\n<p>B\u1ea3o hi\u1ec3m du l\u1ecbch c\u0169ng r\u1ea5t quan tr\u1ecdng b\u1edfi v\u00ec, trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, vi\u1ec7c h\u1ee7y b\u1ecf c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n v\u00e0 th\u00f4ng qua \u0111\u00f3, ng\u01b0\u1eddi ta c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i ti\u1ec1n. Nh\u1eefng th\u1ee9 kh\u00e1c \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3 bao g\u1ed3m \u0111\u1ed3 \u0111\u1ea1c c\u00f3 gi\u00e1 tr\u1ecb b\u1ecb \u0111\u00e1nh c\u1eafp, chi ph\u00ed h\u1ee3p ph\u00e1p, v\u00e0 th\u1eadm ch\u00ed l\u00e0 \u1ed1m \u0111au.<\/p>\n<h2>B\u1ea3o hi\u1ec3m v\u1eadt nu\u00f4i<\/h2>\n<p>M\u1ed9t ng\u01b0\u1eddi kh\u00f4ng c\u1ea7n ph\u1ea3i l\u00e0 c\u00f4ng d\u00e2n Ph\u00e1p \u0111\u1ec3 c\u00f3 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u1eadt nu\u00f4i. Thay v\u00e0o \u0111\u00f3, b\u1ea5t k\u1ef3 ai c\u00f3 \u0111\u1ecba ch\u1ec9 th\u01b0\u1eddng tr\u00fa \u0111\u00e3 \u0111\u0103ng k\u00fd \u0111\u1ec1u c\u00f3 th\u1ec3 tham gia b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m bao g\u1ed3m b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cung c\u1ea5p m\u1ed9t kho\u1ea3n b\u1ed3i th\u01b0\u1eddng t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi gi\u00e1 tr\u1ecb c\u1ee7a v\u1eadt nu\u00f4i trong tr\u01b0\u1eddng h\u1ee3p t\u1eed vong. M\u1eb7t kh\u00e1c, b\u1ea3o hi\u1ec3m ch\u0103m s\u00f3c th\u00fa y mang l\u1ea1i s\u1ef1 an t\u00e2m trong tr\u01b0\u1eddng h\u1ee3p v\u1eadt nu\u00f4i b\u1ecb th\u01b0\u01a1ng ho\u1eb7c b\u1ec7nh t\u1eadt v\u00e0 n\u00ean \u0111\u1ebfn kh\u00e1m b\u00e1c s\u0129 th\u00fa y.<\/p>\n<h2>B\u1ea3o hi\u1ec3m h\u1ee3p ph\u00e1p<\/h2>\n<p>B\u1ea3o hi\u1ec3m h\u1ee3p ph\u00e1p \u0111\u00e1ng \u0111\u01b0\u1ee3c xem x\u00e9t v\u1edbi t\u01b0 c\u00e1ch l\u00e0 c\u01b0 d\u00e2n Ph\u00e1p. Ch\u00ednh s\u00e1ch n\u00e0y l\u00e0 juridique b\u1ea3o v\u1ec7 s\u1ef1 \u0111\u1ea3m b\u1ea3o. B\u1ea3o hi\u1ec3m th\u01b0\u1eddng gi\u00fap m\u1ed9t c\u00e1 nh\u00e2n c\u00f3 \u0111\u01b0\u1ee3c ki\u1ebfn th\u1ee9c ph\u00e1p l\u00fd c\u1ea7n thi\u1ebft, bao g\u1ed3m c\u1ea3 vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed.<\/p>\n<h2>B\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n<\/h2>\n<p>H\u1ec7 th\u1ed1ng An sinh X\u00e3 h\u1ed9i c\u1ee7a Ph\u00e1p c\u00f3 ch\u01b0\u01a1ng tr\u00ecnh t\u01b0 doanh cho c\u00e1 nh\u00e2n t\u1ef1 kinh doanh kh\u00f4ng h\u00e0nh ngh\u1ec1 n\u00f4ng nghi\u1ec7p. Sau khi \u0111\u0103ng k\u00fd t\u1ea1i <a href=\"https:\/\/www.french-property.com\/guides\/france\/working-in-france\/micro-entrepreneur-business-france\/\"><em><strong>Micro-Entrepreneur<\/strong><\/em><\/a> <em><strong>,<\/strong><\/em> <strong>nh\u1eefng ng\u01b0\u1eddi n\u00e0y s\u1ebd t\u1ef1 \u0111\u1ed9ng nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ee9c kh\u1ecfe.<\/strong> <\/p>\n<h2>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u1ed5i ti\u1ebfng \u1edf Ph\u00e1p<\/h2>\n<ul>\n<li>PREDICA-PREVOYANCE \u0110\u1ed0I THO\u1ea0I DU CREDIT AGRICOLE Paris<\/li>\n<li>AXA GLOBAL RE Paris<\/li>\n<li>Cr\u00e9dit Agricole \u0110\u1ea3m b\u1ea3o<\/li>\n<li>AVIVA B\u1ea2O \u0110\u1ea2M X\u00c3 H\u1ed8I ANONYME D&#8217;ASSURANCES INCENDIE TAI N\u1ea0N ET R\u1ee6I RO \u0110A D\u1ea0NG \u1ede TR\u00caN Bois-Colombes<\/li>\n<li>GROUPAMA MEDITERRANEE Aix-en-Provence<\/li>\n<li>CNP \u0111\u1ea3m b\u1ea3o<\/li>\n<li>UNION MUT GESTION GROUPE HOSP MUTUALISTE DE GRENOBLE Grenoble<\/li>\n<li>MUTUALITE BRETAGNE SANITAIRE ET SOCIAL Lorient<\/li>\n<li>AESIO SANTE SUD RHONE ALPES Valence<\/li>\n<li>ACM Strasbourg<\/li>\n<li>Abnamro<\/li>\n<li>Aviva Ph\u00e1p<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m \u1edf Ph\u00e1p c\u00f3 l\u1ebd l\u00e0 m\u1ed9t trong nh\u1eefng th\u1ee9 m\u00e0 ai \u0111\u00f3 c\u00f3&#8230;<\/p>\n","protected":false},"author":5,"featured_media":4449,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[636],"tags":[1480,769,770,1368,767,768,970,1479],"class_list":["post-5496","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nuoc-phap","tag-bao-hiem-du-lich","tag-bao-hiem-nha-o","tag-bao-hiem-tai-san","tag-bao-hiem-vat-nuoi","tag-bao-hiem-xe-hoi","tag-bao-hiem-y-te","tag-cac-cong-ty-bao-hiem","tag-cong-ty-bao-hiem-phap","wpcat-636-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/posts\/5496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/comments?post=5496"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/posts\/5496\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/media\/4449"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/media?parent=5496"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/categories?post=5496"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/vi\/wp-json\/wp\/v2\/tags?post=5496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}