{"id":9754,"date":"2022-06-09T11:57:28","date_gmt":"2022-06-09T09:57:28","guid":{"rendered":"https:\/\/expateuropa.com\/apdrosinasana-slovenija\/"},"modified":"2022-06-16T11:13:12","modified_gmt":"2022-06-16T09:13:12","slug":"apdrosinasana-slovenija","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/lv\/apdrosinasana-slovenija\/","title":{"rendered":"Apdro\u0161in\u0101\u0161ana Slov\u0113nij\u0101"},"content":{"rendered":"\n<p>K\u0101 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Slovenia\" target=\"_blank\" rel=\"noopener\">Slov\u0113nijas iedz\u012bvot\u0101jam<\/a> ir svar\u012bgi veikt apdro\u0161in\u0101\u0161anu. Da\u017eas no izplat\u012bt\u0101kaj\u0101m apdro\u0161in\u0101\u0161an\u0101m, kas b\u016btu j\u0101veic, ietver vesel\u012bbu, bezdarbu, automa\u0161\u012bnu, m\u0101ju, m\u0101jdz\u012bvnieku, ce\u013cojumus un citus. K\u0101 Slov\u0113nijas iedz\u012bvot\u0101jiem apdro\u0161in\u0101\u0161ana ir riska p\u0101rvald\u012bbas veids. Turkl\u0101t k\u0101 m\u0101jas \u012bpa\u0161nieka apdro\u0161in\u0101\u0161ana var dot jums iesp\u0113ju ieg\u016bt m\u0101jokli, jo hipot\u0113kas aizdev\u0113ji parasti v\u0113las zin\u0101t, vai m\u0101joklis ir aizsarg\u0101ts.<\/p>\n\n<p>Turkl\u0101t apdro\u0161in\u0101\u0161ana var pal\u012bdz\u0113t saglab\u0101t pa\u0161reiz\u0113jo dz\u012bves l\u012bmeni. Tas notiek, kad cilv\u0113ks k\u013c\u016bst kritiski slims vai k\u013c\u016bst inval\u012bds. Tas ar\u012b sedz vesel\u012bbas apr\u016bpes izmaksas. T\u0101pat apdro\u0161in\u0101\u0161ana nodro\u0161ina j\u016bsu \u0123imeni n\u0101ves gad\u012bjum\u0101.<\/p>\n\n<h2 class=\"wp-block-heading\">Vesel\u012bbas apdro\u0161in\u0101\u0161ana Slov\u0113nija<\/h2>\n\n<p>Slov\u0113nij\u0101, t\u0101pat k\u0101 <a href=\"https:\/\/expateuropa.com\/lv\/tagad-ir-pienacis-laiks-veikt-apdrosinasanas-segumu-luksemburga\/\">Luksemburg\u0101<\/a> , ir gan priv\u0101tas, gan valsts medic\u012bnas iesp\u0113jas. Valsts vesel\u012bbas apr\u016bpe pied\u0101v\u0101 kvalitat\u012bvu apr\u016bpi iedz\u012bvot\u0101jiem, ES\/EEZ iedz\u012bvot\u0101jiem, k\u0101 ar\u012b past\u0101v\u012bgajiem iedz\u012bvot\u0101jiem. Nodoklis no uz\u0146\u0113mumiem un darbiniekiem to atbalsta regul\u0101ri. T\u0101d\u0113j\u0101di pagaidu iedz\u012bvot\u0101ji tiek mudin\u0101ti veikt priv\u0101to apdro\u0161in\u0101\u0161anu.<\/p>\n\n<p>Apdro\u0161in\u0101\u0161anas sh\u0113ma \u201cmust=have\u201d attiecas uz visiem iedz\u012bvot\u0101jiem. Turkl\u0101t veikt\u0101s iemaksas ir saist\u012btas ar cilv\u0113ku darba ien\u0101kumiem. T\u0101pat k\u0101 cit\u0101s Eiropas valst\u012bs, ar\u012b Slov\u0113nij\u0101 ir tikai viens valsts apdro\u0161in\u0101t\u0101js. T\u0101 ir <a href=\"https:\/\/www.pacificprime.com\/country\/europe\/slovenia-health-insurance-pacific-prime-international\/\" target=\"_blank\" rel=\"noopener\">Slov\u0113nijas Vesel\u012bbas apdro\u0161in\u0101\u0161anas iest\u0101de<\/a> (Zavod za zdravstveno zavarovanje Slovenije, ZZZS). Apdro\u0161in\u0101\u0161ana pied\u0101v\u0101 segumu \u0101rk\u0101rtas situ\u0101cij\u0101m, p\u0101rbaud\u0113m un pamata vesel\u012bbas apr\u016bpes pakalpojumiem. Diem\u017e\u0113l tas neietver zobu \u0101rst\u0113\u0161anu, medic\u012bniskas receptes, izmaksas par hospitaliz\u0101ciju un speci\u0101listu \u0101rst\u0113\u0161anu. Svar\u012bgi atz\u012bm\u0113t, ka studenti un b\u0113rni, kas jaun\u0101ki par 26 gadiem, sa\u0146em visaptvero\u0161us vesel\u012bbas apr\u016bpes pakalpojumus.<\/p>\n\n<p>Var izv\u0113l\u0113ties ar\u012b papildu vesel\u012bbas apdro\u0161in\u0101\u0161anu. Tom\u0113r jums ir j\u0101b\u016bt oblig\u0101tajai vesel\u012bbas apdro\u0161in\u0101\u0161anai. Tas ir svar\u012bgi ikvienam Slov\u0113nijas iedz\u012bvot\u0101jam. Iemesls ir t\u0101p\u0113c, ka t\u0101 sedz starp\u012bbu starp pilnu vesel\u012bbas apdro\u0161in\u0101\u0161anas maksu un oblig\u0101t\u0101s vesel\u012bbas apdro\u0161in\u0101\u0161anas maksu. Tas ar\u012b sedz papildu maks\u0101jumus. T\u0101 sedz zob\u0101rstniec\u012bbas pakalpojumus, fizik\u0101lo terapiju, laboratorijas izmaksas, diagnostiku, speci\u0101listu izmekl\u0113jumus un prim\u0101ro vesel\u012bbas apr\u016bpi.<\/p>\n\n<p>Iek\u013caujoties oblig\u0101taj\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161an\u0101, likums apdro\u0161in\u0101taj\u0101m person\u0101m garant\u0113:<\/p>\n\n<ul><li>Ce\u013ca izdevumu atl\u012bdzin\u0101\u0161ana saist\u012bb\u0101 ar vesel\u012bbas apr\u016bpes pakalpojumu sa\u0146em\u0161anu<\/li><li>Slim\u012bbas nauda \u012bslaic\u012bgas promb\u016btnes laik\u0101 no darba<\/li><li>Vesel\u012bbas pakalpojumu apmaksa<\/li><\/ul>\n\n<h2 class=\"wp-block-heading\">Bezdarba apdro\u0161in\u0101\u0161ana<\/h2>\n\n<p>Slov\u0113nij\u0101 personas, kas ir bezdarbnieki pret savu gribu, var sa\u0146emt bezdarbnieka pabalstu. Tom\u0113r vi\u0146iem j\u0101b\u016bt oblig\u0101ti apdro\u0161in\u0101tiem. Pabalstu var sa\u0146emt tie, kuri ir iesniegu\u0161i pieteikumus <a href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=1128&amp;langId=en&amp;intPageId=4785#:~:text=Unemployment%20benefit%20amounts%20to%3A%2080,3%20months%3B%2060%25%20for%20the\" target=\"_blank\" rel=\"noopener\">ZRSZ 30 dienu laik\u0101 p\u0113c palik\u0161anas bez darba<\/a> . T\u0101pat personai ir j\u0101b\u016bt apdro\u0161in\u0101tai vismaz 10 m\u0113ne\u0161us p\u0113d\u0113jo 24 m\u0113ne\u0161u laik\u0101 pirms palik\u0161anas bezdarb\u0101.<\/p>\n\n<p>Ja pieteikums ir sekm\u012bgs, tiek sa\u0146emti 80% no vid\u0113j\u0101s m\u0113ne\u0161a darba algas, ko apdro\u0161in\u0101t\u0101js sa\u0146\u0113ma 8 m\u0113ne\u0161us pirms darba zaud\u0113\u0161anas. Tas ietver ar\u012b invalidit\u0101tes apdro\u0161in\u0101\u0161anu, \u0123imenes aizsardz\u012bbas apdro\u0161in\u0101\u0161anu, vesel\u012bbas apdro\u0161in\u0101\u0161anu un kompens\u0101cijas algu. Maks\u0101jumiem j\u0101b\u016bt robe\u017e\u0101s no EUR 530,19 l\u012bdz EUR 892,50 bruto. Sa\u0146emot pabalstus, ZRSZ veic visas soci\u0101l\u0101s iemaksas.<\/p>\n\n<h2 class=\"wp-block-heading\">Automa\u0161\u012bnu apdro\u0161in\u0101\u0161ana Slov\u0113nij\u0101<\/h2>\n\n<p>K\u0101 Slov\u0113nijas iedz\u012bvot\u0101jam, t\u0101pat k\u0101 <a href=\"https:\/\/expateuropa.com\/lv\/apdrosinasana-polija\/\">Polijai<\/a> , jums ir j\u0101b\u016bt vismaz tre\u0161\u0101s puses dz\u012bv\u012bbas apdro\u0161in\u0101\u0161anai. Apdro\u0161in\u0101\u0161anas komp\u0101nijas ir sadal\u012bju\u0161as automa\u0161\u012bnas apdro\u0161in\u0101\u0161anu 4 paket\u0113s. Komforta paketes nodro\u0161ina transportl\u012bdzek\u013ca tre\u0161o pu\u0161u atbild\u012bbu, juridisko atbalstu, pal\u012bdz\u012bbu uz ce\u013ca un negad\u012bjumu.<\/p>\n\n<p> Plus pakotne nodro\u0161ina papildu pakalpojumus, tostarp 4, kas tika s\u0101kotn\u0113ji min\u0113ti. Papildu pakalpojumi ietver dabas katastrofas, ugunsgr\u0113kus, dz\u012bvnieku sadursmes, pal\u012bdz\u012bbu uz ce\u013ca un negad\u012bjumu. Ir ar\u012b papildu pakete. Tas nodro\u0161ina papildu aizsardz\u012bbu, tostarp z\u0101dz\u012bbu, stiklu un vand\u0101lismu. Visbeidzot, maksim\u0101l\u0101 pakete jeb kompleks\u0101 apdro\u0161in\u0101\u0161ana pied\u0101v\u0101 papildu pakalpojumus, tostarp apdro\u0161in\u0101\u0161anu pret spraug\u0101m un pa\u0161u rad\u012btajiem zaud\u0113jumiem.<\/p>\n\n<h2 class=\"wp-block-heading\">M\u0101jas apdro\u0161in\u0101\u0161ana Slov\u0113nij\u0101<\/h2>\n\n<p>M\u0101jas ieg\u0101de ir labs veids, k\u0101 ieguld\u012bt naudu. Tom\u0113r, lai nodro\u0161in\u0101tu sava \u012bpa\u0161uma aizsardz\u012bbu, ir svar\u012bgi veikt m\u0101jas apdro\u0161in\u0101\u0161anu. Apdro\u0161in\u0101\u0161ana nesedz tikai m\u0101jas strukt\u016bru. T\u0101 viet\u0101 tas attiecas uz m\u0101jas papla\u0161in\u0101\u0161anu, tostarp kompleksu, \u0161\u0137\u016bni un gar\u0101\u017eu.<\/p>\n\n<p>Papildus aizsardz\u012bbai m\u0101jas apdro\u0161in\u0101\u0161ana nodro\u0161ina aizsardz\u012bbu pret dabas katastrof\u0101m. Tie ietver p\u0101rtiku, v\u0113ju vai zemestr\u012bci. Turkl\u0101t da\u017eas apdro\u0161in\u0101\u0161anas komp\u0101nijas pied\u0101v\u0101 apdro\u0161in\u0101\u0161anu pret z\u0101dz\u012bb\u0101m. Visbeidzot, atbild\u012bba tiek segta, izmantojot m\u0101jas aizsardz\u012bbu.<\/p>\n\n<h2 class=\"wp-block-heading\">Dz\u012bv\u012bbas apdro\u0161in\u0101\u0161ana<\/h2>\n\n<p>Dz\u012bvojot mums ir j\u0101nodro\u0161ina aizsardz\u012bba pret sevi un savu \u0123imeni. N\u0101kotne nav zin\u0101ma, un jebkas var notikt jebkur\u0101 laik\u0101. T\u0101p\u0113c ir svar\u012bgi labi sagatavoties n\u0101kotnei. Izmantojot dz\u012bv\u012bbas apdro\u0161in\u0101\u0161anu, tiek nodro\u0161in\u0101ts <a href=\"https:\/\/www.skb.si\/en\/personal-finances\/insurance\/life-insurance\" target=\"_blank\" rel=\"noopener\">n\u0101ves apdro\u0161in\u0101\u0161ana, m\u016b\u017ea rentes apdro\u0161in\u0101\u0161ana un uzkr\u0101jo\u0161\u0101 apdro\u0161in\u0101\u0161ana<\/a> .<\/p>\n\n<p>P\u0113c n\u0101ves dz\u012bv\u012bbas apdro\u0161in\u0101\u0161ana pied\u0101v\u0101 n\u0101ves pabalstu izv\u0113l\u0113tajam labuma guv\u0113jam. Turkl\u0101t tas pal\u012bdz aizsarg\u0101t \u0123imeni, \u012bpa\u0161umus, k\u0101 ar\u012b sevi no finansi\u0101liem zaud\u0113jumiem vai pat riskiem. Da\u017e\u0101s situ\u0101cij\u0101s ir noder\u012bgi apmaks\u0101t hospitaliz\u0101ciju, k\u0101 ar\u012b medic\u012bnisko pal\u012bdz\u012bbu.<\/p>\n\n<h2 class=\"wp-block-heading\">Ce\u013cojumu apdro\u0161in\u0101\u0161ana Slov\u0113nij\u0101<\/h2>\n\n<p>Kuram gan nepat\u012bk ce\u013cot? Tas ir vien\u012bgais dz\u012bves mirklis, kad var b\u016bt mier\u012bgs. Tas ir ar\u012b labs l\u012bdzeklis pret depresiju, trauksmi un stresu. T\u0101p\u0113c mums vajadz\u0113tu izbaud\u012bt ce\u013co\u0161anu Slov\u0113nij\u0101 un \u0101rpus t\u0101s. Tom\u0113r tas ir iesp\u0113jams tikai tad, ja ir ce\u013cojumu apdro\u0161in\u0101\u0161ana.<\/p>\n\n<p>Ce\u013cojumu apdro\u0161in\u0101\u0161ana pied\u0101v\u0101 segumu, ja, ce\u013cojot Slov\u0113nij\u0101 un izce\u013cojot no t\u0101s, g\u016bstat savainojumus vai slimojat. T\u0101pat apdro\u0161in\u0101\u0161ana sedz re\u0123istr\u0113t\u0101s bag\u0101\u017eas nozaud\u0113\u0161anu, pases, k\u0101 ar\u012b svar\u012bgu dokumentu nozaud\u0113\u0161anu un lidojumu kav\u0113\u0161anos.<\/p>\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Slovenia Travel Health Insurance - Country Review - AARDY\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/fKMej-iXO9k?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n<h2 class=\"wp-block-heading\">M\u0101jdz\u012bvnieku apdro\u0161in\u0101\u0161ana<\/h2>\n\n<p>M\u0101jdz\u012bvnieki ir vislab\u0101kie slov\u0113\u0146u mierin\u0101t\u0101ji. \u0160\u012bm mazaj\u0101m b\u016btn\u0113m ir patiesa m\u012blest\u012bba. Vi\u0146i vienm\u0113r v\u0113las p\u0101rliecin\u0101ties, ka viss ir k\u0101rt\u012bb\u0101. T\u0101d\u0113j\u0101di m\u0113s ar vi\u0146iem neko nedar\u0101m. T\u0101p\u0113c, kad vi\u0146i saslimst, mums tie ir j\u0101nog\u0101d\u0101 veterin\u0101r\u0101rst\u0101. Da\u017eos gad\u012bjumos var nepietikt naudas, lai segtu medic\u012bnisk\u0101s izmaksas. \u0160\u012b iemesla d\u0113\u013c Slov\u0113nijas iedz\u012bvot\u0101jiem ir j\u0101veic m\u0101jdz\u012bvnieku apdro\u0161in\u0101\u0161ana, lai nov\u0113rstu \u0123imenes iemalko\u0161anu \u0101rk\u0101rtas pal\u012bdz\u012bbas fond\u0101. Turkl\u0101t tas ar\u012b \u013cauj izv\u0113l\u0113ties savu veterin\u0101r\u0101rstu un zin\u0101m\u0101 m\u0113r\u0101 nodro\u0161ina sirdsmieru.<\/p>\n\n<h2 class=\"wp-block-heading\">Popul\u0101ras apdro\u0161in\u0101\u0161anas komp\u0101nijas Slov\u0113nij\u0101<\/h2>\n\n<ul><li>Zavarova\u013cnica Sava, dz. d.<\/li><li>GRAWE zavarovalnica dd Poslovna enota Ljubljana<\/li><li>Adrijas j\u016bra Slovenica<\/li><li>Generali Insurance dd Ljubljana<\/li><li>Zavaroval dru\u017eba d. d<\/li><li>Ft Pretium, zavarovalno posredovanje, doo<\/li><li>Arag se &#8211; Zavarovalnica pravne za\u0161\u010dite podru\u017enica v Sloveniji<\/li><li>Allianz Slovenia, meitasuz\u0146\u0113mums<\/li><li>Kapos, dru\u017eba za zavarovalno posredovanje, doo<\/li><li>Rumi, zavarovalno zastopanje, doo<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>K\u0101 Slov\u0113nijas iedz\u012bvot\u0101jam ir svar\u012bgi veikt apdro\u0161in\u0101\u0161anu. Da\u017eas no izplat\u012bt\u0101kaj\u0101m apdro\u0161in\u0101\u0161an\u0101m, kas b\u016btu j\u0101veic, ietver&#8230;<\/p>\n","protected":false},"author":5,"featured_media":7584,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4163],"tags":[890,715,886,1451,718,717,1352],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts\/9754"}],"collection":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/comments?post=9754"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts\/9754\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/media\/7584"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/media?parent=9754"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/categories?post=9754"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/tags?post=9754"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}