{"id":28590,"date":"2022-10-02T17:43:26","date_gmt":"2022-10-02T15:43:26","guid":{"rendered":"https:\/\/expateuropa.com\/kreditkartes-portugale\/"},"modified":"2022-10-04T09:38:17","modified_gmt":"2022-10-04T07:38:17","slug":"kreditkartes-portugale","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/lv\/kreditkartes-portugale\/","title":{"rendered":"Kred\u012btkartes Portug\u0101l\u0113 "},"content":{"rendered":"\n

Miljoniem cilv\u0113ku ik gadu apmekl\u0113 Portug\u0101li<\/a>, cerot ieraudz\u012bt \u0161o sl\u0113pto d\u0101rgakmeni. Lai gan Lisabona ir popul\u0101rs galam\u0113r\u0137is daudziem, es uzskatu, ka nevienam nevajadz\u0113tu atst\u0101t Portug\u0101li, pirms nav apmekl\u0113jis Madeiras salu vai Algarvi. Neatkar\u012bgi no t\u0101, vai j\u016bs tikai viesojaties vai p\u0101rce\u013caties, Portug\u0101l\u0113 vienm\u0113r atrad\u012bsiet sev piem\u0113rotu vietu. <\/p>\n\n

J\u016bs priec\u0101sieties uzzin\u0101t, ka ar\u012b viet\u0113jie uz\u0146\u0113mumi \u0161aj\u0101 valst\u012b j\u016bs atbalsta. Vi\u0146i pa\u013caujas uz j\u016bsu biznesu, t\u0101p\u0113c cen\u0161as dar\u012bt visu iesp\u0113jamo, lai jums b\u016btu viegl\u0101k t\u0113r\u0113t naudu. Viens no izplat\u012bt\u0101kajiem veidiem, k\u0101 tas tiek dar\u012bts, ir at\u013caut izmantot kred\u012btkartes un debetkartes, atrodoties valst\u012b. T\u0101p\u0113c pirms do\u0161an\u0101s uz Portug\u0101les zelta pludmal\u0113m jums vajadz\u0113tu noskaidrot, k\u0101 Portug\u0101l\u0113 darbojas kred\u012btkartes. <\/p>\n\n

Kaut kas iev\u0113r\u012bbas cien\u012bgs par banku sist\u0113mu Portug\u0101l\u0113 <\/h2>\n\n

J\u016bs priec\u0101sies uzzin\u0101t, ka Portug\u0101l\u0113 ir viens no modern\u0101kajiem starpbanku t\u012bkliem pasaul\u0113, ko nodro\u0161ina Multibanco<\/a>. Esot valst\u012b, jums b\u016bs piek\u013cuve vair\u0101k nek\u0101 150 bank\u0101m<\/a>, tostarp mobilaj\u0101m bank\u0101m<\/a>. Tas noz\u012bm\u0113, ka jums neb\u016bs probl\u0113mu atrast uzticamu kred\u012btkarti. <\/p>\n\n

Pirmais, kas j\u0101zina par savu jauno m\u0101jvietu, ir tas, ka Portug\u0101l\u0113 parasti izmanto skaidru naudu. T\u0101p\u0113c, atrodoties \u0161aj\u0101 valst\u012b, neb\u016bs slikti pa\u0146emt l\u012bdzi nedaudz br\u012bvas naudas. Naudas \u0146em\u0161ana l\u012bdzi b\u016bs v\u0113l nepiecie\u0161am\u0101ka, ce\u013cojot \u0101rpus Lisabonas vai Porto. Tom\u0113r ne\u013caujiet tam attur\u0113t j\u016bs no labas kred\u012btkartes mekl\u0113\u0161anas j\u016bsu uztur\u0113\u0161an\u0101s laik\u0101. Paties\u012bba ir t\u0101da, ka aizvien vair\u0101k uz\u0146\u0113mumu valst\u012b piel\u0101gojas ekonomikai bez pap\u012bra. <\/p>\n\n

Kred\u012btkartes Portug\u0101l\u0113 <\/h2>\n\n

Lai gan kred\u012btkartes Portug\u0101l\u0113 nav tik izplat\u012btas k\u0101 debetkartes, t\u0101s joproj\u0101m veido lielu da\u013cu no bezskaidras naudas nor\u0113\u0137iniem<\/a>. T\u0101p\u0113c varat sagaid\u012bt, ka t\u0101s pied\u0101v\u0101s liel\u0101k\u0101 da\u013ca valsts banku. Lai to sa\u0146emtu, ir j\u0101atver Portug\u0101les bankas konts<\/a> un p\u0113c tam j\u0101nos\u016bta pieteikums bankai. Tom\u0113r jums j\u0101zina, ka tirg\u016b ir pieejamas daudzas kred\u012btkartes. <\/p>\n\n

T\u0101p\u0113c, pirms izlemjat, kuru karti ieg\u0101d\u0101ties, jums vajadz\u0113tu sal\u012bdzin\u0101t da\u017e\u0101du kar\u0161u priek\u0161roc\u012bbas un saist\u012bt\u0101s komisijas maksas. T\u0101pat man j\u016bs j\u0101inform\u0113, ka vairums, ja ne visas bankas valst\u012b pied\u0101v\u0101s jums kred\u012btkarti tikai tad, ja jums ir labs kred\u012bts. <\/p>\n\n

Liel\u0101k\u0101 da\u013ca uz\u0146\u0113mumu pie\u0146em starptautisk\u0101s kred\u012btkartes, piem\u0113ram, Visa, Mastercard un American Express. Tom\u0113r jums ir izdev\u012bg\u0101k izmantot Portug\u0101les kred\u012btkarti. Izmantojot starptautisk\u0101s kartes, tiek piem\u0113roti dar\u012bjuma maks\u0101jumi, t\u0101p\u0113c tas jums var izmaks\u0101t d\u0101rgi. <\/p>\n\n

Kred\u012btkartes izmanto\u0161ana Portug\u0101l\u0113 <\/h2>\n\n

Lab\u0101kais veids, k\u0101 iepirkties Portug\u0101l\u0113, ir ieg\u0101d\u0101ties kred\u012btkarti, kas atbalsta ce\u013co\u0161anu vai p\u0101rvieto\u0161anos. Labs piem\u0113rs ir Capital One Venture Rewards kred\u012btkarte. \u0160\u012b karte ir efekt\u012bva \u0101rzemniekiem, jo varat ieg\u0101d\u0101ties preces, neiekas\u0113jot val\u016btas konvert\u0101cijas maksu vai maksu par \u0101rvalstu dar\u012bjumiem.<\/p>\n\n

J\u016bs jau dro\u0161i vien dom\u0101jat, ko j\u016bs var\u0113tu ieg\u016bt, ja Portug\u0101l\u0113 skaidras naudas viet\u0101 izmantotu kred\u012btkarti. Kred\u012btkartes izmanto\u0161anai ir daudz plusu un tikai da\u017ei m\u012bnusi. Pirmk\u0101rt, t\u0101 ir dro\u0161a maks\u0101jumu metode, jo to aizsarg\u0101 PIN kodi. T\u0101pat vis\u0101 valst\u012b tiek pie\u0146emtas kred\u012btkartes, t\u0101p\u0113c veikt pirkumus b\u016bs v\u0113l vienk\u0101r\u0161\u0101k. <\/p>\n\n

Izmantojot Portug\u0101les kred\u012btkarti, jums nerad\u012bsies papildu izmaksas, kas saist\u012btas ar val\u016btas konvert\u0101ciju vai dar\u012bjuma komisijas maksu. T\u0101pat ar\u012b kred\u012btkartes \u013cauj nopeln\u012bt atalgojuma punktus par t\u0113ri\u0146iem. \u0160ie punkti var noder\u0113t, ja v\u0113laties ietaup\u012bt izmaksas. <\/p>\n\n

Tom\u0113r l\u012bdz ar labo n\u0101k ar\u012b sliktais. Ar kred\u012btkarti jums neb\u016bs viegli p\u0101rvald\u012bt savu bud\u017eetu. Dom\u0101ju, ka m\u0113s visi atceramies laiku, kad kred\u012btkartes r\u0113\u0137ini m\u0113ne\u0161a beig\u0101s lika jums sastingt. Da\u017e\u0101s kred\u012btkart\u0113s ir iek\u013cauta ar\u012b augsta maksa par naudas iz\u0146em\u0161anu un skaidras naudas avansa maks\u0101jumus. T\u0101p\u0113c, izmantojot kred\u012btkarti, jums vienm\u0113r ir j\u0101uzman\u0101s un j\u0101seko l\u012bdzi saviem t\u0113ri\u0146iem. <\/p>\n\n

Portug\u0101l\u0113 pie\u0146emamie kred\u012btkar\u0161u pakalpojumu sniedz\u0113ji <\/h2>\n\n

Portug\u0101l\u0113 joproj\u0101m pla\u0161i tiek pie\u0146emti Visa un Mastercard pakalpojumu sniedz\u0113ji. T\u0101 ir priek\u0161roc\u012bba, ja uztur\u0113\u0161an\u0101s laik\u0101 pl\u0101nojat ce\u013cot pa Eiropu. J\u016bs uzzin\u0101siet, ka liel\u0101k\u0101 da\u013ca ES valstu pie\u0146em \u0161\u012bs kartes. Tom\u0113r American Express kred\u012btkarte strauji p\u0101rsp\u0113j abas \u0161\u012bs kartes. Aizvien vair\u0101k uz\u0146\u0113mumu Portug\u0101l\u0113 to pie\u0146em. <\/p>\n\n

Jums ar\u012b j\u0101zina, ka ar Discover kred\u012btkarti j\u016bs var\u0113siet veikt pirkumus tikai da\u017e\u0101s viet\u0101s ar Diners Club logotipu. T\u0101p\u0113c es neiesaku \u0161o karti, ja vien nav \u012bpa\u0161u apst\u0101k\u013cu. <\/p>\n\n

K\u0101das kred\u012btkar\u0161u komisijas maksas j\u016bs varat sagaid\u012bt Portug\u0101l\u0113? Pirm\u0101 ac\u012bmredzam\u0101 probl\u0113ma ir \u0101rvalstu dar\u012bjumu komisijas maksa. Maksa var sasniegt 3% no katra pirkuma summas. Piem\u0113ram, ja izmantojat kred\u012btkarti, kas iekas\u0113 maksu par \u0101rvalstu dar\u012bjumiem, par katriem izt\u0113r\u0113tajiem 4000 ASV dol\u0101ru j\u016bs var\u0113tu maks\u0101t 120 ASV dol\u0101ru maksu.<\/p>\n\n

Savuk\u0101rt val\u016btas konvert\u0101cijas komisijas maksa tiek iekas\u0113ta, kad p\u0101rdev\u0113ji un bankom\u0101ti pied\u0101v\u0101 nor\u0113\u0137in\u0101ties vai iz\u0146emt skaidru naudu dol\u0101ros. To m\u0113dz d\u0113v\u0113t par dinamisko val\u016btas konvert\u0113\u0161anu (DCC). T\u0101 ir \u013coti slikta ideja, jo vairum\u0101 gad\u012bjumu tam ir slikti konversijas r\u0101d\u012bt\u0101ji, un tas var b\u016bt saist\u012bts ar papildu maksu. <\/p>\n","protected":false},"excerpt":{"rendered":"

Miljoniem cilv\u0113ku ik gadu apmekl\u0113 Portug\u0101li, cerot ieraudz\u012bt \u0161o sl\u0113pto d\u0101rgakmeni. Lai gan Lisabona ir…<\/p>\n","protected":false},"author":5,"featured_media":25550,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2912],"tags":[5978,5619,7532,5474,15548,10002,8609],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts\/28590"}],"collection":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/comments?post=28590"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts\/28590\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/media\/25550"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/media?parent=28590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/categories?post=28590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/tags?post=28590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}