M\u0113s visi varam atz\u012bt, ka piek\u013cuve finan\u0161u pakalpojumiem pasaul\u0113 ir gandr\u012bz krasi main\u012bjusies. Kop\u0161 seniem laikiem, kad cilv\u0113ki dr\u016bzm\u0113j\u0101s bank\u0101s, aizdev\u0113jus vai nesa daudz skaidras naudas, tagad mums ir v\u012bza vai Mastercard ar elektronisko mikrosh\u0113mu. Ar \u0161\u012bm kart\u0113m pietiek, lai pal\u012bdz\u0113tu tur\u0113t\u0101jiem apmierin\u0101t visas finansi\u0101l\u0101s vajadz\u012bbas. Laikmets, kur\u0101 m\u0113s dz\u012bvojam \u0161odien, ir k\u0101r\u0161u laikmets, un D\u0101nija ir sekojusi l\u012bdzi \u0161\u012bm izmai\u0146\u0101m. <\/p>\n\n
Ja k\u0101du iemeslu d\u0113\u013c jums ir nepiecie\u0161ams aiz\u0146emties naudu no finan\u0161u iest\u0101d\u0113m D\u0101nij\u0101, gudr\u0101kais veids, k\u0101 to izdar\u012bt, ir re\u0123istr\u0113ties kred\u012btkart\u0113m<\/a> . \u0160\u012bs kartes \u013cauj aiz\u0146emties l\u012bdz iepriek\u0161 noteiktam limitam un t\u0113r\u0113t, atrodoties ce\u013c\u0101. Tas ir t\u0101, it k\u0101 vi\u0146i jums jau ir pie\u0161\u0137\u012bru\u0161i kred\u012btu, ta\u010du joproj\u0101m dodiet dro\u0161u, ta\u010du pieejamu naudas glab\u0101tuvi. <\/p>\n\n Ikvienam, kas apmekl\u0113 D\u0101niju pirmo reizi, nesp\u0113ja veikt maks\u0101jumus bez skaidras naudas var b\u016bt p\u0101rsteigums. Realit\u0101te D\u0101nij\u0101, t\u0101pat k\u0101 daudz\u0101s valst\u012bs vis\u0101 Eirop\u0101, nor\u0113\u0137inu un apkalpo\u0161anas punkti l\u0113n\u0101m, bet noteikti zaud\u0113 skaidru naudu. <\/p>\n\n Pat finan\u0161u iest\u0101des D\u0101nij\u0101, kas pied\u0101v\u0101 kred\u012btus un aizdevumus<\/a> , parasti dar\u012bs naudu pieejamu citos veidos, nevis skaidr\u0101 naud\u0101. Liel\u0101koties jums b\u016bs j\u0101re\u0123istr\u0113jas un j\u0101izsniedz kred\u012btkarte, vai ar\u012b jums izsniegtais aizdevums j\u0101iemaks\u0101 j\u016bsu re\u0123istr\u0113taj\u0101 bankas kont\u0101. Nekas taml\u012bdz\u012bgs, ka kasieris jums izmaks\u0101 skaidru naudu. <\/p>\n\n Iedom\u0101jieties, ka ierodaties Kopenh\u0101gen\u0101 ar pilnu portfeli ar ASV dol\u0101riem, kas ir gatavi to izt\u0113r\u0113t tr\u012bs m\u0113ne\u0161u atva\u013cin\u0101jum\u0101. J\u016bs ne tikai rad\u012bsit ne\u0113rt\u012bbas, p\u0101rvad\u0101jot smago bag\u0101\u017eu, bet ar\u012b apdraud\u0113sit savu dz\u012bv\u012bbu, jo palielin\u0101sies uzbrukuma risks. P\u0101rvieto\u0161an\u0101s ar kred\u012btkarti var pal\u012bdz\u0113t<\/a> nov\u0113rst \u0161\u0101dus riskus, ja tie noteikti notiks. <\/p>\n\n Notieko\u0161\u0101s COVID-19 pand\u0113mijas par\u0101d\u012b\u0161an\u0101s ir v\u0113l vair\u0101k pastiprin\u0101jusi D\u0101nijas sabiedr\u012bbas nepiecie\u0161am\u012bbu atteikties no skaidras naudas, \u0146emot v\u0113r\u0101 ba\u017eas par fizisk\u0101s skaidras naudas apmai\u0146u. <\/p>\n\n Kred\u012btkar\u0161u izmanto\u0161ana D\u0101nij\u0101 ir izplat\u012bta prakse. D\u0101nija ir piedz\u012bvojusi milz\u012bgu tehnolo\u0123iju un sabiedr\u012bbas att\u012bst\u012bbu, kas daudzus gadus ir padar\u012bjusi to par bezskaidras naudas sabiedr\u012bbu. K\u0101 \u0101rzemnieks j\u016bs bie\u017ei paman\u012bsit, ka cilv\u0113ki p\u0101rvietojas pa da\u017e\u0101d\u0101m D\u0101nijas pils\u0113t\u0101m, ne\u0146emot l\u012bdzi fizisku skaidru naudu, bet kred\u012btkartes. J\u016bs varat \u0113rti veikt maks\u0101jumus par pirkumiem gan tie\u0161saist\u0113, gan pie da\u017e\u0101diem tirgot\u0101jiem vienk\u0101r\u0161i ar savu kred\u012btkarti. <\/p>\n\n Atcerieties, ka j\u016bsu kred\u012btkarte nodro\u0161ina jums zin\u0101mu finansi\u0101l\u0101s dro\u0161\u012bbas l\u012bmeni sal\u012bdzin\u0101jum\u0101 ar tradicion\u0101laj\u0101m metod\u0113m, kas ietver bankno\u0161u p\u0101rn\u0113s\u0101\u0161anu liel\u0101s pils\u0113t\u0101s, piem\u0113ram, Kopenh\u0101gen\u0101. T\u0101p\u0113c es esmu \u0161eit, lai sniegtu jums detaliz\u0113tu inform\u0101ciju, kas jums b\u016bs nepiecie\u0161ama, jo \u012bpa\u0161i par to, k\u0101 dro\u0161i izmantot savu kred\u012btkarti, atrodoties D\u0101nij\u0101, par to kar\u0161u veidu, kuras visbie\u017e\u0101k tiek izmantotas, par iesp\u0113jam\u0101m dar\u012bjumu maks\u0101m, kas saist\u012btas ar kar\u0161u lieto\u0161anu, un par to, k\u0101 to ieg\u016bt. kred\u012btkarti, ja jums t\u0101das nav. S\u0101ksim to. <\/p>\n\n Visizplat\u012bt\u0101k\u0101s kred\u012btkartes D\u0101nij\u0101 ir MasterCard<\/strong> un Visa<\/strong> . Tom\u0113r jums nevajadz\u0113tu b\u016bt izaicin\u0101jumam atrast citas kartes, piem\u0113ram, American Express<\/strong> , ko pie\u0146em da\u017ei bankom\u0101ti un bankom\u0101ti. Jums b\u016bs j\u0101izlemj, kuru karti izv\u0113l\u0113ties, jo gan MasterCard<\/strong> , gan Visa<\/strong> pied\u0101v\u0101 pievilc\u012bgus un konkur\u0113tsp\u0113j\u012bgus pakalpojumus, t\u0101d\u0113j\u0101di ieg\u016bstot visaugst\u0101ko tirgot\u0101ja akceptu. <\/p>\n\n Lai gan j\u016bs parasti var\u0113siet izmantot savu \u0101rzemju karti D\u0101nij\u0101, D\u0101nijas bankas konts padar\u012bs j\u016bsu dz\u012bvi D\u0101nij\u0101 \u0101rk\u0101rt\u012bgi pat\u012bkamu. Ide\u0101l\u0101 gad\u012bjum\u0101 j\u016bs nov\u0113rs\u012bsit visas iesp\u0113jam\u0101s starptautisko dar\u012bjumu maksas, kas tiek iekas\u0113tas par jebkuru dar\u012bjumu, ko veicat, izmantojot savu karti.<\/p>\n\n T\u0101p\u0113c n\u0101kamreiz, kad nolemjat apmekl\u0113t viesn\u012bcu, kafejn\u012bcu vai viet\u0113jo restor\u0101nu, kas atrodas Kopenh\u0101gen\u0101, p\u0101rliecinieties, ka j\u016bsu kred\u012btkarte tiks pie\u0146emta un jums b\u016bs iesp\u0113ja nogar\u0161ot da\u017eus tradicion\u0101los \u0113dienus, piem\u0113ram, Sm\u00f8rrebr\u00f8d, d\u0101\u0146u kotletes (frikadeller) un d\u0101\u0146u alus<\/strong><\/a> , cita starp\u0101, ko var pied\u0101v\u0101t vikingu zeme. Da\u017ei tirgot\u0101ji atkar\u012bb\u0101 no j\u016bsu kartes izcelsmes var iekas\u0113t no jums dar\u012bjumu maksu. <\/p>\n\n Ieteicams vienm\u0113r iepriek\u0161 jaut\u0101t, kad v\u0113laties izmantot karti. T\u0101pat neaizmirstiet n\u0113s\u0101t l\u012bdzi savu PIN kodu un att\u0113la ID, kad izlemjat izmantot kred\u012btkarti D\u0101nij\u0101. Es \u013coti ceru, ka, iev\u0113rojot \u0161\u012bs vadl\u012bnijas, j\u016bs var\u0113siet izbaud\u012bt savu uztur\u0113\u0161anos D\u0101nij\u0101 autentiski d\u0101niski. <\/p>\n\n Liel\u0101k\u0101 da\u013ca D\u0101nijas banku nodro\u0161ina labas kvalit\u0101tes kred\u012btkartes un labu klientu apkalpo\u0161anu. \u0160aj\u0101 zi\u0146\u0101 man ir gr\u016bti tie\u0161i pateikt lab\u0101ko banku un kred\u012btkarti, ko var izv\u0113l\u0113ties \u0101rzemnieks. Tom\u0113r varat tuv\u0101k apskat\u012bt Norv\u0113\u0123ijas Bankas, Resurs Bank<\/strong> un N26<\/strong><\/a> kred\u012btkartes. <\/p>\n\n Tom\u0113r ir svar\u012bgi, lai jums b\u016btu j\u0101atbilst noteikt\u0101m pras\u012bb\u0101m<\/a> , lai var\u0113tu sa\u0146emt kred\u012btkarti D\u0101nij\u0101. Tie ietver, bet ne tikai, vismaz 23\u00a0gadus vecus ar uztur\u0113\u0161an\u0101s at\u013cauju, lai uztur\u0113tos D\u0101nij\u0101. Lai to ieg\u016btu, jums b\u016bs nepiecie\u0161ams D\u0101nijas personas kods un bankas konts. <\/p>\n\n Ja nolemjat izveidot D\u0101nijas bankas kontu, j\u016bsu banka izsniegs jums kred\u012btkarti, kas \u013caus jums viegli veikt maks\u0101jumus bez liel\u0101m probl\u0113m\u0101m. J\u016btieties br\u012bvi izp\u0113t\u012bt un izv\u0113l\u0113ties no \u0161\u0101da banku saraksta:<\/p>\n\n Maks\u0101jot ar plastmasu D\u0101nij\u0101, jums b\u016bs j\u0101maks\u0101 da\u017eas dar\u012bjumu maksas. \u0160\u012bs maksas at\u0161\u0137iras atkar\u012bb\u0101 no vair\u0101kiem faktoriem, tostarp j\u016bsu kartes veida, k\u0101 ar\u012b t\u0101s izcelsmes. Ja maks\u0101jat, izmantojot karti, kuru ieg\u0101d\u0101j\u0101ties sav\u0101 m\u012btnes valst\u012b, no jums, visticam\u0101k, tiks iekas\u0113ta liel\u0101ka maksa, sal\u012bdzinot ar karti, kas jums izsniegta, atrodoties D\u0101nij\u0101. Parasti tiek piem\u0113rotas \u0161\u0101das maksas: <\/p>\n\n K\u0101 \u0101rzemnieks j\u016bs, iesp\u0113jams, nev\u0113laties uz\u0146emties nek\u0101du dar\u012bjumu maksu, ja maks\u0101jat, izmantojot savu plastmasu. Ja v\u0113laties izvair\u012bties no jebk\u0101d\u0101m maks\u0101m par savu karti, varat apsv\u0113rt iesp\u0113ju izv\u0113l\u0113ties kred\u012btkarti, kas nodro\u0161ina val\u016btas sarunu bez komisijas maksas<\/a> .<\/p>\n\n Ieg\u0101d\u0101joties karti, j\u016bs varat pazi\u0146ot savam tirgot\u0101jam, ka esat gatavs veikt maks\u0101jumu kron\u0101s, pat ja vi\u0146\u0161 pied\u0101v\u0101 veikt maks\u0101jumus m\u0101rci\u0146\u0101s vai dol\u0101ros (atkar\u012bb\u0101 no val\u016btas veida j\u016bsu kart\u0113). \u0160\u0101dos gad\u012bjumos j\u016bsu bankas nepievienos nek\u0101du rezervi. <\/p>\n\n Es \u013coti ceru, ka tagad, ierodoties D\u0101nij\u0101, j\u016bs zin\u0101t par jums pieejamaj\u0101m izv\u0113l\u0113m un kred\u012bta iesp\u0113j\u0101m. Nesteidzieties, lai izv\u0113l\u0113tos lab\u0101k\u0101s kred\u012btkartes D\u0101nij\u0101, ta\u010du esmu p\u0101rliecin\u0101ts, ka neatrad\u012bsit lab\u0101ku inform\u0101ciju un iesp\u0113jas par to, ko esmu \u0161eit sniedzis. Veiksmi.<\/p>\n","protected":false},"excerpt":{"rendered":" M\u0113s visi varam atz\u012bt, ka piek\u013cuve finan\u0161u pakalpojumiem pasaul\u0113 ir gandr\u012bz krasi main\u012bjusies. Kop\u0161 seniem…<\/p>\n","protected":false},"author":5,"featured_media":10748,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1249],"tags":[504,5643,5654,5632,5619,5623,5474,5646],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts\/11790"}],"collection":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/comments?post=11790"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/posts\/11790\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/media\/10748"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/media?parent=11790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/categories?post=11790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/lv\/wp-json\/wp\/v2\/tags?post=11790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Darba s\u0101k\u0161ana ar kred\u012btkart\u0113m D\u0101nij\u0101<\/h2>\n\n
P\u0101rskats par kred\u012btkar\u0161u sist\u0113mu D\u0101nij\u0101<\/h2>\n\n
D\u0101nij\u0101 pie\u0146emamie kred\u012btkar\u0161u veidi<\/h2>\n\n
Lab\u0101k\u0101s kred\u012btkartes D\u0101nij\u0101 <\/h2>\n\n
Pras\u012bbas, lai sa\u0146emtu kred\u012btkarti D\u0101nij\u0101<\/h2>\n\n
Banku saraksts, kas izsniedz kred\u012btkartes D\u0101nij\u0101<\/h2>\n\n
Kred\u012btkar\u0161u maksas D\u0101nij\u0101<\/strong><\/h2>\n\n
K\u0101 izvair\u012bties no kred\u012btkar\u0161u maks\u0101m D\u0101nij\u0101<\/strong><\/h2>\n\n