{"id":6655,"date":"2022-05-18T22:50:31","date_gmt":"2022-05-18T20:50:31","guid":{"rendered":"http:\/\/expateuropa.com\/li-maltaye-sigorta-xwe-bigirin\/"},"modified":"2022-05-29T16:50:14","modified_gmt":"2022-05-29T14:50:14","slug":"li-maltaye-sigorta-xwe-bigirin","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/ku\/li-maltaye-sigorta-xwe-bigirin\/","title":{"rendered":"Li Maltay\u00ea s\u00eegorta xwe bigirin"},"content":{"rendered":"<p>Heke h\u00fbn li seranser\u00ea c\u00eehan\u00ea r\u00eaw\u00eetiyek dilxwaz in w\u00ea hing\u00ea ne gengaz e ku h\u00fbn ji zan\u00eena Maltay\u00ea b\u00eer nekin. Keng\u00ea ku behsa Malta t\u00ea kirin, ew tavil\u00ea hewesa hundur\u00een radibe ku serdana v\u00ee welat\u00ea bedew \u00ea ku di nav Deryaya Nav\u00een de ye. Ger ji bo betlaneya Hav\u00eena p\u00ea\u015fe tu plan\u00ean we hebin, w\u00ea hing\u00ea dibe ku ceribandina Maltay\u00ea ji we re bih\u00eale ku h\u00fbn b\u00eeran\u00een\u00ean nostalj\u00eek \u00ean ku bi zexm di p\u00eerb\u00fbna we de hatine xemilandin. Ev bi tu away\u00ee z\u00eadegav\u00ee n\u00eene. V\u00ea w\u00eaney\u00ea j\u00ear\u00een bib\u00eenin \u00fb bibin dadger.<\/p>\n<p><img decoding=\"async\" class=\"size-medium wp-image-6209 aligncenter\" src=\"https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/05\/lighthouse-2482778_1920-300x208.jpg\" alt=\"\" width=\"300\" height=\"208\" srcset=\"https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/05\/lighthouse-2482778_1920-300x208.jpg 300w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/05\/lighthouse-2482778_1920-1024x709.jpg 1024w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/05\/lighthouse-2482778_1920-768x532.jpg 768w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/05\/lighthouse-2482778_1920-1536x1064.jpg 1536w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/05\/lighthouse-2482778_1920.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<h2>Ji bil\u00ee balk\u00ea\u015fiya Maltay\u00ea, gelek xeter hene<\/h2>\n<p>Ber\u00ee ku meriv bi bedewiya ku Malta ji bo m\u00eavan\u00ean xwe heye were hilan\u00een, ti\u015ftek heye ku meriv bi rast\u00ee li ser bifikire, vegirtina b\u00eemey\u00ea dema li wel\u00eat e. Tu car\u00ee r\u00eayek \u00e7\u00eatir tune ku meriv ji haw\u00eerdora xwe\u015f a Maltay\u00ea k\u00eafxwe\u015f bibe ji dema ku p\u00ea p\u00ea bawer be ku di b\u00fbyera neba\u015f de ya ku ya her\u00ee xirab diqewime, p\u00eavek b\u00eemeyek p\u00eabawer pi\u015fta we heye. B\u00fbyer\u00ean li Maltay\u00ea bi b\u00eemeyek r\u00eaw\u00eetiy\u00ea ya bi r\u00eak\u00fbp\u00eak abonetkir\u00ee ve b\u00eatir wateyek digirin. Ji bil\u00ee b\u00eemeya r\u00eaw\u00eetiy\u00ea, \u00e7end xeterey\u00ean din j\u00ee hene ku d\u00ea bi gelemper\u00ee bal\u00ea biki\u015f\u00eenin.<\/p>\n<p>Bi k\u00eaman\u00ee, heke kesek dikare bi pak\u00eatek pr\u00eemanek b\u00eak\u00eamas\u00ee betlaneyek plansaz bike, p\u00eadiv\u00ee ye ku s\u00eegorte ne ti\u015ftek be ku meriv pa\u015fguh bike. Er\u00ea, bijartina we heye ku h\u00fbn guh nedin girtina s\u00eegorteya li Maltay\u00ea l\u00ea w\u00ea hing\u00ea ew dikare pir biha be. Xetere tu car\u00ee agahiyek na\u015f\u00eene, ew ten\u00ea diqewimin \u00fb bi w\u00earaniy\u00ean xwe re t\u00eane ku dikare we gelek deqan bide sekinandin \u00fb d\u00eesa j\u00ee bi tevah\u00ee sax nebe.<\/p>\n<p>Ji ber v\u00ea yek\u00ea, h\u00fbn plan dikin ku bi\u00e7in Maltay\u00ea an bij\u00een? Ma h\u00fbn ber\u00ea li Malta dij\u00een? Ma h\u00fbn difikirin ku dema ku h\u00fbn derbas bibin jiyan d\u00ea \u00e7awa be? B\u00eemeya ji bo her ni\u015ftec\u00eeh\u00ea Maltay\u00ea gir\u00eeng e ji ber ku ew me li hember nediyariyan vedigire. Carinan dibe ku meriv nexwe\u015f bikeve, l\u00ea pere tune ku bi\u00e7e nexwe\u015fxaney\u00ea \u00fb li wir b\u00eemeya tenduristiy\u00ea t\u00ea. Wek\u00ee din, b\u00eeme ba\u015f e ji ber ku ew bi gelemper\u00ee di day\u00eena windayan de dibe al\u00eekar.<\/p>\n<h2>B\u00eemeya Tenduristiy\u00ea Malta<\/h2>\n<p>Li gor\u00ee netewey\u00ean din \u00ean Ewrop\u00ee y\u00ean wek\u00ee <a href=\"https:\/\/expateuropa.com\/ku\/insurance-li-letonya\/\">Letonya<\/a> , b\u00eemeya tenduristiy\u00ea li Malta b\u00eahempa ye. Ewlekariya Civak\u00ee, an b\u00eatir bac, pergala tenduristiya gelemper\u00ee f\u00eenanse dike. Karmend \u00fb kard\u00ear\u00ean li Matavia heftane be\u015fdariy\u00ea dikin.<\/p>\n<p>Nexwe\u015f\u00ean li Maltay\u00ea ser\u00ee li nexwe\u015fxaney\u00ean gi\u015ft\u00ee y\u00ean Maltay\u00ea digirin. L\u00eabel\u00ea, ew ten\u00ea bi \u015fandina bij\u00ee\u015fkek p\u00eak t\u00ea. Di hin rew\u015fan de, mirov dikare di rew\u015fek awarte de were pejirandin. Malbat\u00ean karmend ji bo l\u00eanih\u00ear\u00eena tenduristiya gi\u015ft\u00ee t\u00eane girtin.<\/p>\n<p>Nexwe\u015fxaney\u00ean Maltay\u00ea ji bo dermankirin\u00ean dervey\u00ee \u00fb hundur\u00een kar\u00fbbar\u00ean cih\u00eareng werdigirin. Xizmet\u00ean bij\u00eejk\u00ee y\u00ean ku ji h\u00eala kar\u00fbbar\u00ean bij\u00eejk\u00ee y\u00ean gi\u015ft\u00ee ve t\u00eane p\u00ea\u015fk\u00ea\u015f kirin rehab\u00eel\u00eetasyon, jidayikb\u00fbn, ducan\u00ee, re\u00e7ete, dermankirina pispor, \u00fb nexwe\u015fxane hene. Kes\u00ean ji welat\u00ean din \u00ean Ewrop\u00ee y\u00ean xwed\u00ee Karta B\u00eemeya Tenduristiy\u00ea ya Ewrop\u00ee (EHIC) dikarin li welat l\u00eanih\u00ear\u00eena tendurist\u00ee ya bela\u015f bist\u00eenin.<\/p>\n<p>Ji xeyn\u00ee l\u00eanih\u00ear\u00eena tenduristiya gelemper\u00ee, meriv dikare hilbijart ku l\u00eanih\u00ear\u00eena tenduristiya taybet\u00ee hebe. Ev bi day\u00eena b\u00eemeya tenduristiy\u00ea ya ku ji parg\u00eedaniyek b\u00eemey\u00ea heya ya din diguhez\u00eene t\u00ea kirin. Hin Maltey\u00ee s\u00eegorteya taybet hildibij\u00earin da ku p\u00ea ewle bibin ku ew ji bo demek kurt a bendewariy\u00ea, standardek l\u00eanih\u00ear\u00een\u00ea ya bilind, \u00fb c\u00fbrbec\u00fbr kar\u00fbbar\u00ean ku di kl\u00een\u00eek\u00ean huk\u00fbmet\u00ea de peyda nabin, vegirtinek tam bist\u00eenin. Wek\u00ee din, <a href=\"https:\/\/expatfinancial.com\/healthcare-information-by-region\/european-healthcare-system\/malta-healthcare-system\/\">ji bo nexwe\u015f\u00ean bi nexwe\u015fiy\u00ean kron\u00eek \u00fb kom\u00ean dahat k\u00eam bernamey\u00ean al\u00eekariya civak\u00ee hene<\/a> .<\/p>\n<h2>B\u00eemeya b\u00eakariy\u00ea<\/h2>\n<p>Li Maltay\u00ea, b\u00eemeya b\u00eakariy\u00ea planeke <a href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=1121&amp;langId=en&amp;intPageId=4700\">tevkariy\u00ea ye<\/a> , \u00fb ji kes\u00ean ku kar\u00ea xwe winda dikin re t\u00ea day\u00een. L\u00eabel\u00ea, ji bo ku meriv j\u00eahat\u00ee be, p\u00eadiv\u00ee ye ku meriv bi k\u00eam\u00ee ve 50 hefte tevkariy\u00ean xwe hebin, \u00fb n\u00eaz\u00eek\u00ea 20 ji wan div\u00ea di du sal\u00ean \u00e7\u00fby\u00ee de ber\u00ee ku dozek bike were kred\u00ee kirin.<\/p>\n<p>Ji bo j\u00eahat\u00eeb\u00fbn\u00ea, p\u00eadiv\u00ee ye ku meriv li Kar\u00fbbar\u00ean Kar\u00fbbar\u00ean Gi\u015ft\u00ee wek\u00ee karg\u00earek tev-time qeyd bike. Ji xeyn\u00ee v\u00ea, 156 roj maf\u00ea betaliy\u00ea heye. Di heman dem\u00ea de, karger div\u00ea ceribandin\u00ean Be\u015fdariy\u00ean Ewlekariya Civak\u00ee t\u00ear bike.<\/p>\n<h2>Car Insurance<\/h2>\n<p>Ma h\u00fbn difikirin ku li Malta otomob\u00eelek bist\u00eenin? D\u00fbv re gir\u00eeng e ku h\u00fbn s\u00ea celeb b\u00eemeya ger\u00eedey\u00ea hilbij\u00earin, di nav de Ten\u00ea Partiya S\u00eayem\u00een, Agir \u00fb Diziya Partiya S\u00eayem\u00een, \u00fb b\u00eemeya Berfireh. Be\u015fa s\u00eayem\u00een ten\u00ea b\u00eeme ten\u00ea berpirsiyariy\u00ean ku ji y\u00ean din re \u00e7\u00eadibin vedigire.<\/p>\n<p>Ji h\u00eala din ve, agir \u00fb diziya s\u00eayem\u00een winda an zirara ger\u00eedeya we \u00fb her weha berpirsiyariya kes\u00ean din vedigire. Zirar dibe ku ji ber teq\u00een, bir\u00fbsk\u00ea, xwe \u015fewitandin, diz\u00ee, agir, an j\u00ee hewildana diz\u00een\u00ea be. Di dawiy\u00ea de, li Malta, b\u00eemeya berfireh zirara wesay\u00eeta weya motor\u00ea, windab\u00fbna qezay\u00ea ya weya motora we, an berpirsiyariya kes\u00ean din vedigire.<\/p>\n<h2>S\u00eegorteya Mal\u00ea<\/h2>\n<p>Xwed\u00eekirina xaniyek \u00e7\u00eatir\u00een ti\u015ft\u00ea ku her ni\u015ftec\u00eehek Maltay\u00ee dikare xewn bike ye. L\u00eabel\u00ea, dibe ku ew ne hem\u00ee be ji ber ku, di rew\u015fek erdhejek an agir de, xan\u00ee dikare were hilwe\u015fandin, t\u00ea v\u00ea watey\u00ea ku meriv ne\u00e7ar e ji n\u00fb ve dest p\u00ea bike. Ji ber v\u00ea yek\u00ea, ten\u00ea bi \u00e7end quru\u015fan, mirov dikare v\u00ea veberh\u00eanana mezin bipar\u00eaze.<\/p>\n<p>Li Maltay\u00ea, pol\u00eet\u00eekaya s\u00eegorteya mal\u00ea kar\u00fbbar\u00ean ac\u00eel \u00fb berpirsiyariya kes\u00ean din \u00fb her weha ar\u00eekariya mal\u00ea vedigire. Wek\u00ee din, pol\u00eet\u00eeka dikare <a href=\"https:\/\/www.mapfre.com.mt\/individuals\/home-insurance\/?gclid=Cj0KCQjwyYKUBhDJARIsAMj9lkEo5UbRgMFeRmVCU5kb1k4QTuZwv3szi1nZQnHhpJk34m-oe1dAkccaAioWEALw_wcB\">zirar\u00ea li avahiyan an windab\u00fbna qezay\u00ea ya naveroka mal\u00ea bigire<\/a> . Di heman dem\u00ea de, ew dikare zirar an windab\u00fbna qezay\u00ea ya h\u00eaja \u00fb ti\u015ft\u00ean kesane y\u00ean di hundur\u00ea Malta de ve\u015f\u00eare.<\/p>\n<p>Gir\u00eeng e ku bala xwe bidin\u00ea ku vegirtina b\u00eemeya mal\u00ea bi piran\u00ee bi parg\u00eedaniya bijart\u00ee ve gir\u00eaday\u00ee ye. Sedem j\u00ee ew e ku hinek f\u00eermay\u00ean b\u00eemeya xaniyan heta ketina daran, bir\u00fbsk\u00ea \u00fb hilwe\u015f\u00eena radyo \u00fb televizyon\u00ea di\u015fop\u00eenin. Y\u00ean din j\u00ee rijandina neft an av\u00ea, bandora balafiran, \u00fb d\u00fbman\u00ea vedigirin.<\/p>\n<h2>S\u00eegorta Jiyan\u00ea<\/h2>\n<p>B\u00eemeya jiyan\u00ea ji bo ni\u015ftec\u00eeh\u00ean Malta gir\u00eeng e ji ber ku ew di l\u00eanih\u00ear\u00eena malbata we de di rew\u015fek nediyar de rolek dil\u00eeze. P\u00ea\u015f\u00een, ew di day\u00eena \u00eepoteka xan\u00ee \u00fb hem j\u00ee deyn\u00ean din, di nav de krediy\u00ean xwendekar, qert\u00ean krediy\u00ea, \u00fb deyn\u00ean ger\u00eedey\u00ea de dibe al\u00eekar. Di hin rew\u015fan de, ew di heman dem\u00ea de r\u00eayek e ku meriv sal\u00ean mea\u015f\u00ea windab\u00fby\u00ee biguhez\u00eene \u00fb ji bo perwerdehiya zan\u00eengeh\u00ea ya zarokan drav p\u00ea\u015fk\u00ea\u015f\u00ee dike.<\/p>\n<p>Li gor\u00ee c\u00fbrey\u00ean din \u00ean b\u00eemey\u00ea, b\u00eemeya jiyan\u00ea ba\u015f e ji ber ku drav bela\u015f in. Ji xeyn\u00ee v\u00ea, di haleta mirina nanxwarin\u00ea de, w\u00ea dem\u00ea div\u00ea kes\u00ean gir\u00eaday\u00ee l\u00ea\u00e7\u00fbn\u00ean jiyan\u00ea xemsar nebin. Di heman dem\u00ea de, b\u00eemeya jiyan\u00ea bi rengek dibe ku l\u00ea\u00e7\u00fbn\u00ean daw\u00een vegire.<\/p>\n<h2>S\u00eegorta R\u00eaw\u00eetiy\u00ea<\/h2>\n<p>Gava ku h\u00fbn difikirin ku r\u00eaw\u00eetiya berbi Malta \u00fb ji Maltay\u00ea bikin, w\u00ea hing\u00ea girtina b\u00eemeya r\u00eaw\u00eetiy\u00ea bijareya \u00e7\u00eatir\u00een e. Sedem ew e ku dema r\u00eaw\u00eetiy\u00ea mirov dipar\u00eaze. Ti\u015ft\u00ean din \u00ean ku di b\u00eemeya r\u00eaw\u00eetiy\u00ea de t\u00eane girtin, <a href=\"https:\/\/www.gasanmamo.com\/personal\/travel-insurance\/\">windakirina drav \u00fb bagaj \u00fb qezaya kesane ye<\/a> . Digel v\u00ea yek\u00ea, b\u00eeme \u00e7\u00fbna dereng an j\u00ee wenda, windab\u00fbna pasaport\u00ea, \u00fb l\u00ea\u00e7\u00fbn\u00ean ac\u00eel \u00fb her weha l\u00ea\u00e7\u00fbn\u00ean gir\u00eaday\u00ee vedigire.<\/p>\n<h2>B\u00eemeya Pet<\/h2>\n<p>Wek mirov, div\u00ea em pis\u00eek \u00fb k\u00fb\u00e7ikan j\u00ee bi away\u00ea ku xwe dipar\u00eazin bipar\u00eazin. Pets endam\u00ean malbata me ne ji ber ku ew hezkirin \u00fb rehetiy\u00ea didin me. Ti\u015ft\u00ean ku di b\u00eemeya heywanan de t\u00eane girtin berpirsiyariya s\u00eayem\u00een, feydeya di b\u00fbyera mirina qezay\u00ea ya heywan\u00ea de, \u00fb dermankirina veter\u00eeneriy\u00ea ji bo dermankirina bir\u00een \u00fb nexwe\u015fiya t\u00fbj heye.<\/p>\n<h2>S\u00eegorteya Hiq\u00fbq\u00ee<\/h2>\n<p>B\u00eemeya dadr\u00eas\u00ee li Maltay\u00ea kar\u00fbbar\u00ean dadr\u00eas\u00ee \u00fb vegirtin\u00ea erzantir dike. Ew vebijarkek ba\u015f e ji ber ku ew \u015fans\u00ea dide kesan ku bibin c\u00eehek ku ser\u00ee l\u00ea bidin ger ku pirsgir\u00eak\u00ean wan \u00ean qan\u00fbn\u00ee hebin l\u00ea di w\u00ea dem\u00ea taybet\u00ee de t\u00eara drav\u00ea wan nakin. Ji ber v\u00ea yek\u00ea, ew r\u00eayek h\u00easantir e ji bo z\u00eadekirina gih\u00ee\u015ftina dad \u00fb qan\u00fbn\u00ea b\u00eay\u00ee ku kes\u00ea ku doz ragihandiye.<\/p>\n<h2>Parg\u00eedaniy\u00ean b\u00eemey\u00ea y\u00ean populer li Malta<\/h2>\n<ul>\n<li>Parg\u00eedaniya B\u00eemeya Argus (Ewropa) Limited<\/li>\n<li>MIB Insurance Brokers<\/li>\n<li>Bonnici Insurance Agency Ltd, Malta<\/li>\n<li>Citadel Insurance plc<\/li>\n<li>Axeria Insurance Limited<\/li>\n<li>Bavaria Reinsurance Malta Limited<\/li>\n<li>Globalcapital Financial Management Limited<\/li>\n<li>London &amp; Leith Insurance PCC<\/li>\n<li>Munich Re of Malta plc<\/li>\n<li>Premium Insurance Company Limited<\/li>\n<li>Nissan International Insurance Ltd<\/li>\n<li>Fresenius Medical Care Global Insurance Ltd.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Heke h\u00fbn li seranser\u00ea c\u00eehan\u00ea r\u00eaw\u00eetiyek dilxwaz in w\u00ea hing\u00ea ne gengaz e ku h\u00fbn&#8230;<\/p>\n","protected":false},"author":5,"featured_media":6251,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2682],"tags":[891,699,2690,702,1436,700,885],"class_list":["post-6655","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-malta-ku","tag-bimeya-bekariye","tag-sigorta-car","tag-sigorta-malta","tag-sigorta-milk","tag-sigorta-rewitiye","tag-sigorteya-tenduristiye","tag-sixorte","wpcat-2682-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/6655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/comments?post=6655"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/6655\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/media\/6251"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/media?parent=6655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/categories?post=6655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/tags?post=6655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}