{"id":5752,"date":"2022-04-18T21:06:59","date_gmt":"2022-04-18T19:06:59","guid":{"rendered":"http:\/\/expateuropa.com\/sigorta-li-litvanya\/"},"modified":"2024-08-03T12:34:50","modified_gmt":"2024-08-03T10:34:50","slug":"sigorta-li-litvanya","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/ku\/sigorta-li-litvanya\/","title":{"rendered":"S\u00eegorta li L\u00eetvanya"},"content":{"rendered":"\n<p>B\u00eemeya li L\u00eetvanya ne luksek e l\u00ea ti\u015ftek gir\u00eeng e ku div\u00ea her kes hebe. Her \u00e7end hin b\u00eeme li L\u00eetvanya p\u00eadiv\u00ee ye, piraniya wan bijartina bela\u015f in, ku t\u00ea v\u00ea watey\u00ea ku h\u00fbn bi xwe biryar didin ku wan bigirin an na. Hilbijartinek p\u00eadiv\u00ee an bela\u015f, heb\u00fbna b\u00eemeyek li L\u00eetvanya ji bo aramiya we ba\u015f e. H\u00fbn nikarin li ser gelek ti\u015ftan mij\u00fbl bibin \u00fb h\u00een j\u00ee ne\u00e7ar bin ku h\u00fbn \u00e7i biqewime heke h\u00fbn nexwe\u015f bibin, kar\u00ea xwe winda bikin, milkek wenda bikin \u00fb hwd.<\/p>\n\n<p>B\u00eay\u00ee giran\u00ee, b\u00eeme ji hem\u00ee ni\u015ftec\u00eeh\u00ean L\u00eetvanya re gir\u00eeng e ku dixwazin malbat\u00ean xwe bipar\u00eazin. Ji xeyn\u00ee v\u00ea, ew di parastina saman\u00ean gel \u00fb xwe ji zirara daray\u00ee de rolek gir\u00eeng dil\u00eeze. Bi v\u00ee reng\u00ee, ni\u015ftec\u00eeh\u00ean L\u00eetvanya div\u00ea c\u00fbrey\u00ean c\u00fbda y\u00ean b\u00eemey\u00ea bigirin, ji bij\u00eejk\u00ee bigire heya xan\u00ee. Ji xeyn\u00ee feydey\u00ean navbor\u00ee, bi rengek\u00ee, girtina s\u00eegortey\u00ea di belavkirina xeterey\u00ea de ji hejmareke mezin a kesan re dibe al\u00eekar.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u00eemeya Tenduristiy\u00ea L\u00eetvanya<\/h2>\n\n<p>M\u00eena netewey\u00ean din \u00ean Ewrop\u00ee, wek\u00ee <a href=\"https:\/\/expateuropa.com\/ku\/sigorta-li-finlandiya\/\">F\u00eenlandiya<\/a> , L\u00eetvanya j\u00ee xwed\u00ee s\u00eegorteya tenduristiy\u00ea ya mecb\u00fbr\u00ee ye, ku wek\u00ee privalomasis sveikatos draudimas (PSD) j\u00ee t\u00ea zan\u00een. Welat ji ni\u015ftec\u00eeh\u00ean b\u00eemekir\u00ee re l\u00eanih\u00ear\u00eena tendurist\u00ee ya bela\u015f garant\u00ee dike. Mixabin, hin prosedur\u00ean bij\u00eejk\u00ee \u00fb ceribandin\u00ean bij\u00eejk\u00ee nay\u00ean vegirtin.<\/p>\n\n<p>Kes\u00ean ku di nava PSD\u2019\u00ea de cih digirin ev in:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Kes\u00ean ku s\u00eegorteya tenduristiy\u00ea ya mecb\u00fbr\u00ee didin (y\u00ean ku bi xwe kar dikin, di l\u00eesansa karsaziy\u00ea de dixebitin, \u00fb y\u00ean ku ji h\u00eala dewlet an kard\u00ear ve ne b\u00eeme)<\/li>\n\n\n\n<li>Kes\u00ean ku kard\u00ear\u00ea wan be\u015f\u00ean tenduristiy\u00ea y\u00ean mecb\u00fbr\u00ee dide<\/li>\n\n\n\n<li>Kes\u00ean ku ji h\u00eala dewlet\u00ea ve hatine s\u00eegortekirin (kes\u00ean ku ji xeyn\u00ee biyaniyan bi dest\u00fbrnamey\u00ean demk\u00ee y\u00ean ku li L\u00eetvanya dij\u00een bi navg\u00eeniya Dan\u00fbstandina Ked\u00ea qeydkir\u00ee ne.<\/li>\n<\/ul>\n\n<p>Div\u00ea her ni\u015ftec\u00eehek da\u00eem\u00ee li L\u00eetvanya be\u015f\u00ean <a href=\"https:\/\/www.renkuosilietuva.lt\/en\/compulsory-health-insurance\/\">PSD<\/a> bide. Wek\u00ee din, biyaniy\u00ean ku li wel\u00eat dij\u00een \u00fb xwediy\u00ea dest\u00fbra r\u00fbni\u015ftin\u00ea ya da\u00eem\u00ee ne, div\u00ea tevkariya PSD\u00ea bidin. Biyaniy\u00ean ku ni\u015ftecih\u00ean da\u00eem\u00ee ne heta ku ney\u00ean karkirin nikarin bibin s\u00eegorta PSD.<\/p>\n\n<p>Hemwelatiy\u00ean Ewrop\u00ee y\u00ean ku xwediy\u00ea Karta B\u00eemeya Tenduristiy\u00ea ya Ewrop\u00ee ne, heya ku ji h\u00eala pispor an bij\u00eejk\u00ean gelemper\u00ee ve, derman\u00ean yarmet\u00eedar \u00fb dermankirina nexwe\u015fxaney\u00ea t\u00eane p\u00ea\u015fk\u00ea\u015f kirin dikarin l\u00eanih\u00ear\u00eena bij\u00ee\u015fk\u00ee bist\u00eenin. L\u00eabel\u00ea, gir\u00eeng e ku meriv belgeyek nasnameya EHIC hebe.<\/p>\n\n<p>Ni\u015ftec\u00eeh\u00ean L\u00eetvanya j\u00ee dikarin b\u00eemeya tenduristiy\u00ea ya taybet bist\u00eenin. B\u00eemeya tenduristiy\u00ea ya taybet ba\u015f e ji ber ku ew ji ni\u015ftec\u00eehan re rasterast gih\u00ee\u015ftina pispor \u00fb bij\u00eejk\u00ean taybet\u00ee b\u00eay\u00ee serl\u00eadana GP p\u00ea\u015fk\u00ea\u015f\u00ee dike. Avantajek din j\u00ee ev e ku meriv l\u00eanih\u00ear\u00eena tenduristiy\u00ea bi r\u00eaw\u00eetiyek kesane re digire. Wek\u00ee din, meriv dikare c\u00eeh\u00ea ku ew dixwaze were derman kirin hilbij\u00earin. Feydey\u00ean din \u00ean b\u00eemeya tenduristiy\u00ea ya taybet ner\u00eenek bij\u00eejk\u00ee ya duyem\u00een, vegirtina \u015fert\u00ean ber\u00ea, \u00fb r\u00eaveber\u00ea t\u00eakiliya kesane ye.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u00eemeya b\u00eakariy\u00ea<\/h2>\n\n<p>P\u00eadiv\u00ee ye ku her kesek karmend li L\u00eetvanya xwed\u00ee b\u00eemeya b\u00eakariy\u00ea be. Di bingeh de, feydey\u00ean bi gelemper\u00ee bi dahata yek\u00ee re beriya b\u00eakarb\u00fbn\u00ea ve gir\u00eaday\u00ee ne. Ji bo ku meriv bigih\u00eeje al\u00eekariy\u00ean betaliy\u00ea, div\u00ea meriv <a href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=1119&amp;langId=en&amp;intPageId=4669#:~:text=The%20average%20monthly%20insured%20income%20of%20the%20unemployed%20is%20calculated,of%20the%20average%20national%20wage.\">di 30 meh\u00ean bor\u00ee de bi qas\u00ee 12 mehan b\u00ea s\u00eegortekirin ber\u00ee ku pevraza ked\u00ea \u00eemze bike<\/a> .<\/p>\n\n<p>Div\u00ea \u015fert\u00ean j\u00ear\u00een b\u00eane bic\u00eeh kirin:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Yek cotkar an hevj\u00eenek e, malbatek ku be\u015fdar\u00ee \u00e7alakiy\u00ean kesane ye ku wek\u00ee Qan\u00fbna Baca Dahata Kesane t\u00ea zan\u00een<\/li>\n\n\n\n<li>Yek di peymana kar, peymana patent\u00ea, an peymana niv\u00eeskariy\u00ea de, tev\u00ee poz\u00eesyon\u00ean hilbijart\u00ee, t\u00ea xebitandin<\/li>\n\n\n\n<li>Hevj\u00eena karmendek\u00ee dewlet\u00ea yan j\u00ee di xizmeta le\u015fker\u00ee ya profesyonel de<\/li>\n\n\n\n<li>Ji ber l\u00ean\u00ear\u00eena zarokan nexebite, ji 1 heta 3 zarok\u00ea m\u00eaze dike<\/li>\n\n\n\n<li>Yek karmend\u00ea Xizmeta Navxwey\u00ee ya Da\u00eereya Girt\u00eegehan a Wezareta Dad\u00ea ya L\u00eetvanya \u00fb saziy\u00ean gir\u00eaday\u00ee w\u00ea ye.<\/li>\n\n\n\n<li>D\u00ea \u00fb bav an weliy\u00ean kes\u00ean astengdar<\/li>\n\n\n\n<li>Endam\u00ea h\u00eaz\u00ean \u00e7ekdar \u00ean L\u00eetvanya ye.<\/li>\n<\/ul>\n\n<p>Li L\u00eetvanya, tezm\u00eenata b\u00eakariy\u00ea nikare ji sed\u00ee 23,27 \u00ea m\u00fb\u00e7eya her\u00ee k\u00eam \u00fb ji sed\u00ee 58,18 \u00ea m\u00fb\u00e7eya nav\u00een\u00ee ya netewey\u00ee k\u00eamtir nebe. Serl\u00eadan\u00ean dravdan\u00ea ji Kar\u00fbbar\u00ea Kar an SoDra re t\u00eane kirin. Ji bil\u00ee \u015fert\u00ean jor\u00een, yek j\u00ee div\u00ea ev be:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>B\u00eakar<\/li>\n\n\n\n<li>Di temen\u00ea karkirin\u00ea de<\/li>\n\n\n\n<li>Ji bil\u00ee xwendekar\u00ean l\u00eesey\u00ea be\u015fdar\u00ee perwerdehiya tam-time nabin<\/li>\n\n\n\n<li>Li Xizmeta Kar\u00ea qeydkir\u00ee ye<\/li>\n\n\n\n<li>Bi awayek\u00ee \u00e7alak li kar digere \u00fb di qeb\u00fblkirina kar\u00ean p\u00ea\u015fk\u00ea\u015fkir\u00ee de amade ye<\/li>\n\n\n\n<li>Ji bo bidestxistina heyama b\u00eemeya betaliy\u00ea ya her\u00ee k\u00eam del\u00eelek p\u00ea\u015fk\u00ea\u015f bikin<\/li>\n<\/ul>\n\n<h3 class=\"wp-block-heading\">Rew\u015f\u00ean ku h\u00fbn nikarin tezm\u00eenata betaliy\u00ea bist\u00eenin<\/h3>\n\n<ul class=\"wp-block-list\">\n<li>Xwendina di bernameyek perwerdehiya p\u00ee\u015fey\u00ee ya ferm\u00ee an bernameyek perwerdehiya gelemper\u00ee de<\/li>\n\n\n\n<li>Gih\u00ee\u015ft temen\u00ea teqawidiya kalb\u00fbn\u00ea<\/li>\n\n\n\n<li>P\u00ea\u015fniyarek karek\u00ee ba\u015f b\u00eay\u00ee sedemek rast red kir<\/li>\n\n\n\n<li>B\u00ea sedem be\u015fdar\u00ee randev\u00fbyek\u00ea neb\u00fb<\/li>\n\n\n\n<li>Dest\u00fbra ku dih\u00eale kesek li L\u00eetvanya bij\u00ee bi daw\u00ee dibe<\/li>\n\n\n\n<li>Ji L\u00eetvanyay\u00ea ko\u00e7 bikin<\/li>\n\n\n\n<li>Serl\u00eadana betalkirina qeydkirina kar\u00fbbar\u00ea kar kir<\/li>\n\n\n\n<li>Biryara dadgeh\u00ea kesek ceza dike yan j\u00ee ceza dide<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">Car Insurance<\/h2>\n\n<p>Li L\u00eetvanyay\u00ea curey\u00ean b\u00eemeya ger\u00eedey\u00ea hene, l\u00ea ya mecb\u00fbr\u00ee s\u00eegorta L\u00eetvanya TPVCA ye. S\u00eegorte ten\u00ea li L\u00eetvanya derbasdar e, \u00fb gava ku yek ji netewey\u00ea derkeve, div\u00ea qerta kesk hebe. S\u00eegorte di b\u00fbyera qezayek ku ji h\u00eala ajokar ve \u00e7\u00eabibe zirara mad\u00ee \u00fb fiz\u00eek\u00ee ya ku digih\u00eeje aliy\u00ean s\u00eayem\u00een vedigire.<\/p>\n\n<p>Ji xeyn\u00ee TPVCA, meriv dikare b\u00eemeya zerar\u00ea ya dilxwaz\u00ee ya motor\u00ea, ku wek\u00ee CASCO j\u00ee t\u00ea zan\u00een, bigire. Ew j\u00ear\u00een vedigire:<\/p>\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.compensa.lt\/casco-insurance\/\">Diz\u00ee, talan \u00fb diz\u00ee<\/a><\/li>\n\n\n\n<li>Agir, teq\u00een<\/li>\n\n\n\n<li>Zirar\u00ean ji ti\u015ft\u00ean ku dikevin<\/li>\n\n\n\n<li>Bi astengiyek an wesay\u00eetek din re lihevhatin<\/li>\n\n\n\n<li>Ser\u00fbbin \u00fb ketin<\/li>\n\n\n\n<li>Lihevketina bi heywan an peyayan<\/li>\n\n\n\n<li>Kiryar\u00ean xerab \u00ean aliy\u00ean s\u00eayem\u00een<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">S\u00eegorteya Mal\u00ea<\/h2>\n\n<p>Girtina b\u00eemeya mal\u00ea r\u00eayek e ku h\u00fbn xaniy\u00ea we ba\u015ftir bikin. B\u00eemeya xan\u00ee li L\u00eetvanya gir\u00eeng e ji ber ku ew zirar\u00ean xerab, diz\u00ee, h\u00eaz\u00ean xwezay\u00ee, av, agir \u00fb zirar\u00ean din \u00ean ku li avahiyan hatine \u00e7\u00eakirin vedigire. Wek\u00ee din, b\u00eeme c\u00eeran, zarok \u00fb milk\u00ea mal\u00ea vedigire. Hin parg\u00eedaniy\u00ean b\u00eemey\u00ea xwedan Al\u00eekariya Mal\u00ea ya Lezg\u00een e ku dema ku li mal\u00ea ac\u00eel hebe dibe al\u00eekar.<\/p>\n\n<h2 class=\"wp-block-heading\">S\u00eegorta Jiyan\u00ea<\/h2>\n\n<p>Li L\u00eetvanya, gir\u00eeng e ku meriv b\u00eemeya jiyan\u00ea bigire ji ber ku ew ji hezkiriy\u00ean xwe re dibe al\u00eekar ku ew di rew\u015f\u00ean daray\u00ee y\u00ean her\u00ee dijwar de j\u00ee derbas bibin. Jiyan dom nake, \u00fb ji ber v\u00ea yek\u00ea ye ku em bi pirs\u00ea re mij\u00fbl dibin ka d\u00ea \u00e7awa malbat bij\u00een heke nanp\u00eaj li dora xwe nebe. Ji ber v\u00ea yek\u00ea, girtina b\u00eemeya jiyan\u00ea j\u00ee r\u00eayek parastina malbat\u00ea ye.<\/p>\n\n<h2 class=\"wp-block-heading\">S\u00eegorta R\u00eaw\u00eetiy\u00ea<\/h2>\n\n<p>B\u00eemeya r\u00eaw\u00eetiy\u00ea di dema serdana L\u00eetvanya de mecb\u00fbr\u00ee ye, \u00fb ew j\u00ee r\u00eayek parastina xwe ye. Feydey\u00ean girtina v\u00ee celeb\u00ea b\u00eemey\u00ea l\u00ea\u00e7\u00fbn\u00ean dadr\u00eas\u00ee, vegirtina betalkirin\u00ea, \u00fb l\u00ea\u00e7\u00fbn\u00ean bij\u00eejk\u00ee hene. S\u00eegorte di heman dem\u00ea de bagaj \u00fb milk\u00ean kesane \u00fb qezay\u00ean kesane j\u00ee vedigire.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u00eemeya Pet<\/h2>\n\n<p>Pets mirov\u00ean her\u00ee ba\u015f in; ew hevalt\u00ee, hevalt\u00ee \u00fb hezkirin\u00ea didin me. L\u00eabel\u00ea, m\u00eena mirovan, dibe ku ew ji ni\u015fka ve nexwe\u015f\u00ee, qeza \u00fb pirsgir\u00eak\u00ean tenduristiy\u00ea bibin. Ji ber v\u00ea yek\u00ea, b\u00eemeya heywanan dema ku ti\u015ft\u00ean ne\u00e7aver\u00eakir\u00ee bi heywanek \u00e7\u00eadibin, vegirtina daray\u00ee p\u00ea\u015fk\u00ea\u015f\u00ee dike. Di heman dem\u00ea de, heke heywan winda bibe, meriv tazm\u00eenat\u00ea dist\u00eene.<\/p>\n\n<h2 class=\"wp-block-heading\">B\u00eemeya berpirsiyariya malbat\u00ee an kesane<\/h2>\n\n<p>Wek\u00ee ni\u015ftec\u00eehek L\u00eetvanya, gir\u00eeng e ku meriv b\u00eemeya berpirsiyariya kesane bigire. Sedem ew e ku ew kesek \u00fb her weha endam\u00ean malbat\u00ea dipar\u00eaze heke ew ji zirara mal\u00ee an zirara la\u015f\u00ee ya s\u00eayem\u00een berpirsiyar in. Wek\u00ee din, b\u00eeme zirar\u00ean qan\u00fbn\u00ee \u00fb l\u00ea\u00e7\u00fbn\u00ean ku di day\u00eena tezm\u00eenat\u00ea de hewce dike vedigire.<\/p>\n\n<h2 class=\"wp-block-heading\">Parg\u00eedaniy\u00ean b\u00eemey\u00ea y\u00ean populer li L\u00eetvanya<\/h2>\n\n<ul class=\"wp-block-list\">\n<li>Lietuvos Draudimas<\/li>\n\n\n\n<li>Ajansa Baltik Underwriting BUNDA<\/li>\n\n\n\n<li>Balto Link<\/li>\n\n\n\n<li>Balcia Insurance SE<\/li>\n\n\n\n<li>Ergo Insurance<\/li>\n\n\n\n<li>Legator<\/li>\n\n\n\n<li>ERGO Insurance SE Lietuvos filialas<\/li>\n\n\n\n<li>Baltik Clipper<\/li>\n\n\n\n<li>Compensa Life Viyana Insurance<\/li>\n\n\n\n<li>R\u00eaveberiya \u00eediayan<\/li>\n\n\n\n<li>Mano turas<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>B\u00eemeya li L\u00eetvanya ne luksek e l\u00ea ti\u015ftek gir\u00eeng e ku div\u00ea her kes hebe&#8230;.<\/p>\n","protected":false},"author":5,"featured_media":4554,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1777],"tags":[891,699,701,1720,1436,700],"class_list":["post-5752","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-litvanya","tag-bimeya-bekariye","tag-sigorta-car","tag-sigorta-male","tag-sigorta-qezaye","tag-sigorta-rewitiye","tag-sigorteya-tenduristiye","wpcat-1777-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/5752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/comments?post=5752"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/5752\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/media\/4554"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/media?parent=5752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/categories?post=5752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/tags?post=5752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}