{"id":50517,"date":"2023-12-31T12:13:52","date_gmt":"2023-12-31T11:13:52","guid":{"rendered":"http:\/\/expateuropa.com\/karten-krediye-li-avusturya\/"},"modified":"2026-04-06T16:47:40","modified_gmt":"2026-04-06T14:47:40","slug":"karten-krediye-li-avusturya","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/ku\/karten-krediye-li-avusturya\/","title":{"rendered":"Kart\u00ean krediy\u00ea li Avusturya r\u00eaber\u00ea temam"},"content":{"rendered":"<p>Avusturya di navbera \u00e7end welat\u00ean c\u00eeran de wek\u00ee gevra n\u00eaz\u00eek \u00fb b\u00eadeng li nav Ewropa rawestiye. Her \u00e7end gelek kes dema ku li welat\u00ean dewlemend difikirin, nav\u00ea Avusturya di destp\u00eak\u00ea de li biran naxwaze b\u00ea, l\u00ea dema ku h\u00fbn li wir bidin ser\u00ea, ew dewlemend\u00ee \u00fb r\u00eaz li heway\u00ea h\u00easan h\u00easan t\u00ea h\u00ees kirin. Li ser r\u00eageh\u00ean Avusturya h\u00fbn \u00ea otomob\u00eel\u00ean h\u00eaja bib\u00eenin, mirov jiyanek \u015fik \u00fb lihevhat\u00ee dike \u00fb gelek ti\u015ft h\u00easan \u00fb ba\u015f xuya dikin.<\/p>\n<p>Ji bil\u00ee away\u00ea jiyan\u00ea, Avusturya her weha di war\u00ea p\u00ea\u015fkeftina kesane, r\u00eaw\u00eet\u00ee \u00fb furs\u00eat\u00ean din de j\u00ee gelek ti\u015ft p\u00ea\u015fk\u00ea\u015f dike. Ji ber v\u00ea yek\u00ea, dema ku furs\u00eat \u00e7\u00eabibe, gelek kes b\u00eadereng dixwazin bi\u00e7in wir. Dema ku axaftin li ser dewlemend\u00ee \u00fb drav t\u00ea, qert\u00ean krediy\u00ea li Avusturya j\u00ee bi awayek\u00ee xweber t\u00eane b\u00eeran\u00een. Ji bo ku kir\u00een, s\u00eawiran \u00fb dan\u00fbstendin h\u00easan bibe, gelek caran hewce dibe ku h\u00fbn qerta krediy\u00ea bixwazin.<\/p>\n<p>Demek dir\u00eaj li Avusturya qert\u00ean krediy\u00ea gelek bikar nehatin. L\u00ea bi mezinb\u00fbna d\u00eej\u00eetal\u00eezasyon\u00ea \u00fb taybet\u00ee pi\u015ft\u00ee diravdana p\u00eeran\u00ee bi serhildana Covid-19\u00ea, karan\u00eena qert\u00ean krediy\u00ea z\u00eade b\u00fb. Heke h\u00fbn dixwazin ewle bin, \u00e7\u00eatir e ku qert\u00ean krediy\u00ea an qert\u00ean deb\u00eet\u00ea bi hi\u015fyar\u00ee bikar b\u00eenin \u00fb ten\u00ea li cih\u00ean ewleh\u00ee de.<\/p>\n<h2>Destp\u00eak bi kart\u00ean krediy\u00ea li Avusturya<\/h2>\n<p>Gelek kes sedem\u00ean kesane hene ku qert\u00ean krediy\u00ea hilbij\u00earin, hin j\u00ee difikirin ku qerta krediy\u00ea \u00fb qerta deb\u00eet\u00ea bi hev re bixwazin. Mirov\u00ean ku pir r\u00eaw\u00eet\u00ee dikin an karan\u00eena serh\u00eal \u00ean serh\u00eal heye, gelek caran her du celeb\u00ea qert\u00ea bi hev re digirin da ku feydey\u00ean her yek\u00ea bi taybet\u00ee bikar b\u00eenin. M\u00eenak\u00ee, bi qerta krediy\u00ea h\u00fbn dikarin bi h\u00easan\u00ee drav\u00ea bank\u00ea ya we deyndar bikar b\u00eenin \u00fb l\u00ea\u00e7\u00fbn\u00ean xwe bi\u015fop\u00eenin.<\/p>\n<p>L\u00ea div\u00ea h\u00fbn bifikirin ku h\u00een j\u00ee hin firotgeh \u00fb taybet\u00ee firotgeh\u00ean Sersal\u00ea (Weihnachtsmarkt) h\u00ea bi drav\u00ea cash\u00ea z\u00eadetir hez dikin. Ev rast\u00ee ne div\u00ea b\u00eahna we ji qert\u00ean krediy\u00ea bigire, taybet\u00ee ger h\u00fbn wek\u00ee ko\u00e7ber an xwendekar n\u00fb bi ser Avusturya didin \u00fb h\u00een hesabek banka her\u00eam\u00ee tune ye.<\/p>\n<p>Ber\u00ee her ti\u015ft\u00ee, ba\u015f e ku h\u00fbn bi v\u00ee away\u00ee bifikirin ka k\u00eejan celeb qerta krediy\u00ea li Avusturya her\u00ee berfireh t\u00ea qeb\u00fbl kirin \u00fb k\u00eejan her\u00ee al\u00eekar e. Tu kes naxwaze qertayek bixw\u00eene ku ten\u00ea li \u00e7end cih\u00ean k\u00eam t\u00ea qeb\u00fbl kirin \u00fb li cih\u00ean din bi b\u00eaal\u00eekar\u00ee bim\u00eene.<\/p>\n<p>\u015eeva ba\u015f e ku li bajar\u00ean mezin \u00ean Avusturya, qert\u00ean krediy\u00ea pir caran b\u00ea k\u00eamas\u00ee t\u00eane qeb\u00fbl kirin. Dibe ku hin firotgeh celebeke taybet\u00ee qeb\u00fbl neke an ten\u00ea celeb\u00ean taybet\u00ee qeb\u00fbl bike, l\u00ea bi gelemper\u00ee h\u00fbn \u00ea her gav firotgehek din bib\u00eenin ku qert\u00ean krediy\u00ea bi dilxwe\u015f\u00ee digire.<\/p>\n<p>Avusturya li ser xeta ewlehiy\u00ea de demeke dir\u00eaj gelek bal li ser dravdana cash\u00ea da, l\u00ea bi h\u00eav\u00eekirina ewlehiy\u00ea \u00fb \u00e7alakiy\u00ean dij\u00ee firo\u015fandina neewleh\u00ee, niha qert\u00ean krediy\u00ea z\u00eadetir t\u00eane pejirandin. Ew ti\u015ftek\u00ee taybet\u00ee ye ger h\u00fbn plan dikin ku wek\u00ee ko\u00e7ber li wir bixebitin an bij\u00een. Bo agahdariya her\u00ee gi\u015ft\u00ee li ser jiyan \u00fb kar \u00fb j\u00eeyana rojane li welat, dikarin h\u00fbn <a href=\"https:\/\/expateuropa.com\/ku\/\">ExpatEuropa.com<\/a> binih\u00earin.<\/p>\n<h2>Nav\u00ean qert\u00ean krediy\u00ea y\u00ean her\u00ee bikarhat\u00ee li Avusturya<\/h2>\n<ul>\n<li>Visa<\/li>\n<li>Mastercard<\/li>\n<li>Diners Club<\/li>\n<li>Raiffeisen Bank<\/li>\n<li>UniCredit Bank<\/li>\n<li>Erste Bank \/ BAWAG PSK<\/li>\n<li>Volksbank<\/li>\n<li>Oberbank<\/li>\n<\/ul>\n<h2>Bikaran\u00eena qert\u00ean krediy\u00ea li Avusturya<\/h2>\n<p>Ger h\u00fbn dixwazin qerta krediy\u00ea li Avusturya bikar b\u00eenin, her\u00ee p\u00ea\u015f\u00ee div\u00ea celeb \u00fb merc\u00ean qert\u00ea ba\u015f bizanibin. Visa \u00fb Mastercard her\u00ee berfireh \u00fb her\u00ee asan t\u00eane qeb\u00fbl kirin. Wek\u00ee xer\u00eedar, div\u00ea h\u00fbn saziy\u00ean daray\u00ee y\u00ean cih\u00eareng bi hev re berhem bikin \u00fb pa\u015f\u00ea ya ku ji we re her\u00ee ba\u015f e hilbij\u00earin.<\/p>\n<p>Dema hilbijartin\u00ea, \u00e7end faktor hene ku div\u00ea li ser wan bifikirin: s\u00eenor\u00ean mehane, r\u00eajeya fa\u00eez\u00ea, xerc\u00ean dan\u00fbstendin\u00ea, xerc\u00ean salane an mehaneya parastin\u00ea, \u00fb her weha feyde \u00fb xelat\u00ean qert\u00ea. Ger h\u00fbn ji bo jiyana rojane, r\u00eaw\u00eet\u00ee, xwendin an kir\u00fbbar qert\u00ea dixwazin, her carek\u00ea mercan bi baldar\u00ee bixw\u00eenin. Heke h\u00fbn j\u00ee dixwazin li Avusturya xwendin\u00ea bidom\u00eenin \u00fb l\u00eakol\u00een bikin ka drav \u00e7awa bixebite, dikarin li ser <a href=\"https:\/\/expateuropa.com\/ku\/krediya-xwendekar-li-avusturya\/\">krediya xwendekar li Avusturya<\/a> z\u00eadetir bixw\u00eenin.<\/p>\n<p>Bi qerta krediy\u00ea h\u00fbn dikarin l\u00ea\u00e7\u00fbn\u00ean xwe ba\u015f bi\u015fop\u00eenin \u00fb bib\u00eenin ka drav li k\u00eejan ti\u015ftan t\u00ea xerc kirin. Ev al\u00eekar dibe ku h\u00fbn xerc\u00ean xwe kontrol bikin \u00fb li dervey\u00ee planek\u00ee we nekin. \u00c7\u00eatir e ku h\u00fbn budceyek rojane, mehane an salane ji bo xerc\u00ean xwe ava bikin \u00fb cezay\u00ea xercandina b\u00eaplan nedin xwe.<\/p>\n<p>Her gav bifikirin ka ten\u00ea w\u00ea qas\u00ee drav\u00ea qerta bikar b\u00eenin ku h\u00fbn dikarin di dema wext\u00ea de veger\u00eenin. Vegerandina demdem\u00ee an par\u00e7a-par\u00e7e dibe, l\u00ea ger h\u00fbn her car\u00ee k\u00ealatek li dawiy\u00ea meh\u00ea hil\u00eenin, r\u00eajeya fa\u00eez\u00ea \u00ea z\u00eade bibe \u00fb deyn z\u00eade bibin.<\/p>\n<p>Ji aliy\u00ea ewlehiy\u00ea ve, gelek bank \u00fb belavker\u00ean qert\u00ean krediy\u00ea niha pi\u015ftrastkirina du-faktoran (2FA) p\u00ea\u015fk\u00ea\u015f dikin. Ev wateya v\u00ea ye ku h\u00fbn ji bil\u00ee \u015f\u00eefre, bi SMS an ser app-\u00ea j\u00ee kodek pi\u015ftrastkirin\u00ea bist\u00eenin ber\u00ee ku dan\u00fbstendinek qeb\u00fbl bibe.<\/p>\n<h2>Serl\u00eadana qerta krediy\u00ea<\/h2>\n<p>P\u00eavajoya serl\u00eadan\u00ea ji bankek ber\u00ea ve dikare ji bankek din c\u00fbda be, l\u00ea bingeh\u00ea bi gelemper\u00ee heman e. Yekem gav, h\u00fbn formek serl\u00eadan\u00ea digirin \u2013 an j\u00ee di \u015faxan de an serh\u00eal online. Pa\u015f\u00ea h\u00fbn agahdariy\u00ean xwe y\u00ean kesane \u00fb daray\u00ee tije dikin, wek\u00ee mafe retnas\u00een\u00ea, wexta kar, hatiya hate Avusturya, niv\u00eesa qert\u00ea, dak\u00ea\u015fan \u00fb hwd.<\/p>\n<p>Bank bi gelemper\u00ee di nav 7 rojan de daxwaza we l\u00eakol\u00een dike. Di hin rew\u015fan de, ango heke pirs\u00ean z\u00eadetir hebin an p\u00eaw\u00eestiya kontrola krediya we hebe, dibe ku demek dir\u00eajter bigire. Ger serl\u00eadan\u00ea were pejirandin, h\u00fbn \u00ea peymana qert\u00ea \u00eemze bikin \u00fb pa\u015f\u00ea qert bi posta dest\u00ea we bigih\u00eaje. Bi gelemper\u00ee pi\u015ft\u00ee \u00e7end rojan, qerta t\u00ea \u00fb h\u00fbn dikarin bi aktivkirina koda ewlehiya dest bi bikaran\u00een\u00ea bikin.<\/p>\n<h2>Feydey\u00ean xwed\u00eeb\u00fbna qert\u00ean krediy\u00ea li Avusturya<\/h2>\n<p>Xwed\u00eeb\u00fbna qerta krediy\u00ea, taybet\u00ee ji bo kes\u00ean ku n\u00fb li Avusturya didin, gelek feyde hene. Yekem car, ew milet\u00ea h\u00fbn ji winda kirina cash\u00ea di dest\u00ea xwe de dike; h\u00fbn naxwazin her dem drav bi xwe hilgirin. Di her der\u00ea ku qert\u00ean krediy\u00ea qeb\u00fbl dikin, h\u00fbn dikarin bi qert\u00ea drav bidin.<\/p>\n<p>Hin celeb qert\u00ean krediy\u00ea j\u00ee xelat \u00fb te\u015fw\u00eeq\u00ean c\u00eehan\u00ee p\u00ea\u015fk\u00ea\u015f dikin: m\u00eel\u00ean r\u00eaw\u00eet\u00ee, xalan pa\u015fde-dan\u00fbstendin\u00ea (cashback), dak\u00ea\u015fan li firotgehan, hotel, hewayol \u00fb hwd. Heke h\u00fbn pir r\u00eaw\u00eet\u00ee dikin, an kir\u00ee \u00fb kir\u00ea li Avusturya li ser xwe digirin, dikarin bi xelat\u00ean qert\u00ea gelek spar \u00fb feyde bist\u00eenin. Bi taybet\u00ee di war\u00ea mal \u00fb kir\u00ea de, xwed\u00eeb\u00fbna qert\u00ean krediy\u00ea dikare al\u00eekar be, \u00fb h\u00fbn dikarin agahdariya z\u00eadetir li ser <a href=\"https:\/\/expateuropa.com\/ku\/xani-u-kire-li-avusturya\/\">xan\u00ee \u00fb kir\u00ea li Avusturya<\/a> bixw\u00eenin.<\/p>\n<p>Feydeya din ya mezin ew e ku qert\u00ean krediy\u00ea dibin al\u00eekar di ava kirina d\u00eeroka krediy\u00ea de. Ger h\u00fbn her gav di wext\u00ea xwe de drav bidin, bank \u00fb saziy\u00ean din dizanin ku h\u00fbn kesek ewle ne. Ev d\u00eerok\u00ea dibe sedem ku h\u00fbn pa\u015f\u00ea bi h\u00easan\u00ee deyn\u00ean din, m\u00eenak\u00ee krediya mal, ger\u00ee, an krediya xwendin\u00ea bist\u00eenin.<\/p>\n<h2>Ewlehiya kart\u00ean krediy\u00ea li Avusturya<\/h2>\n<p>Qert\u00ean krediy\u00ea p\u00eadiv\u00ee ne ku bi hi\u015fyariy\u00ea were bikaran\u00een, \u00e7imk\u00ee her \u00e7end ew r\u00eajey\u00ean ewlehiy\u00ea hene, l\u00ea h\u00een j\u00ee ti\u015ftek 100% ewle tune. H\u00fbn dikarin qert\u00ea winda bikin, an \u015f\u00eefre b\u00eaparastin be. Ji bo ku risk\u00ea k\u00eam bikin, her gav \u00e7end qeb\u00fblkirinan bisep\u00eenin: m\u00eenak\u00ee, bi gelemper\u00ee ATM-\u00ean ku di nav \u015fax\u00ean bankan de ne ewleh\u00ee ne ji y\u00ean ku li dervey\u00ee bankan ne.<\/p>\n<p>Heke h\u00fbn fikir dikin ku qerta we winda b\u00fbye an sextekariyeke di l\u00ea de heye, div\u00ea h\u00fbn z\u00fb bi bank re t\u00eakevin t\u00eakiliy\u00ea \u00fb qert\u00ea bigirin. Pirsa din ew e ku dikarin h\u00fbn qerta z\u00eadetir j\u00ee hebe \u2013 wek\u00ee qerta sereke \u00fb qerta backup. Eger yek\u00ea gir\u00eadanek bi ser were, h\u00fbn h\u00een j\u00ee bi y\u00ea din dikarin kir\u00een \u00fb dan\u00fbstendin\u00ean xwe bidom\u00eenin.<\/p>\n<p>Belavker\u00ean qert\u00ean krediy\u00ea niha bi teknolojiy\u00ean n\u00fb \u00ean ewlehiy\u00ea dixebitin: \u015f\u00eefrey\u00ean xurt, chip &#038; PIN, pi\u015ftrastkirina du-faktoran, agahdariy\u00ean SMS an app li ser her dan\u00fbstendin. Her carek\u00ea ku dan\u00fbstendinek ne nas dixuye, ba\u015f e ku z\u00fb bi bank re t\u00eakevin t\u00eakiliy\u00ea.<\/p>\n<h2>Xerc \u00fb r\u00eajeya fa\u00eez\u00ea ya qert\u00ean krediy\u00ea<\/h2>\n<p>Yek ji gir\u00eeng \u062a\u0631\u06cc\u0646 ti\u015ftan di qert\u00ean krediy\u00ea de r\u00eajeya fa\u00eez\u00ea ye. Fa\u00eez ew m\u00eeqdara perey\u00ea ye ku h\u00fbn li ser drav\u00ea ku ji bank deyn girtine didin. Heke h\u00fbn her meh hem\u00fb ber\u00e7av\u00eeya qert\u00ea bidin, gelek caran fa\u00eez nay\u00ea barkirin, an bi r\u00eajeya gelek k\u00eam t\u00ea. L\u00ea heke h\u00fbn ten\u00ea be\u015fek didin \u00fb be\u015fek j\u00ee hil\u00eenin, ew be\u015f\u00ea hil\u00eenay\u00ee \u00ea bi fa\u00eez\u00ea mezintir bibe.<\/p>\n<p>Her bank \u00fb saziya daray\u00ee r\u00eajeya xwe heye. Heke krediya we berfireh be an riskek z\u00eade hebe, r\u00eajeya fa\u00eez\u00ea j\u00ee dikare z\u00eadetir be. Ger h\u00fbn bi awayek\u00ee berdom ten\u00ea faqat fa\u00eez bidin \u00fb sedem\u00ea drav\u00ea sereke nekin, dibe ku we deyn ji sala ber\u00ee z\u00eadetir bibe \u00fb qet\u00ee bikeve derdora deyn\u00ea.<\/p>\n<p>Ji bil\u00ee fa\u00eez, hin xerc\u00ean din j\u00ee hebin: m\u00eenak\u00ee xerc\u00ean derengkirina dan\u00fbstendin\u00ea heke h\u00fbn di wext\u00ea xwe de ber\u00e7av\u00eeya qert\u00ea nedin, an j\u00ee cezay\u00ea derbasb\u00fbna s\u00eenor\u00ea krediy\u00ea. Hin qert\u00ean krediy\u00ea xerc\u00ean salane an mehaney\u00ee j\u00ee hene, taybet\u00ee ger ew qert\u00ean prestige an premium bin.<\/p>\n<p>Heke h\u00fbn dixwazin qerta krediy\u00ea li dervey\u00ee Avusturya bikar b\u00eenin, m\u00eenak\u00ee dema r\u00eaw\u00eet\u00ee, div\u00ea h\u00fbn bi baldar\u00ee bixw\u00eenin ka r\u00eajey\u00ean dravdana derwelat\u00ee \u00e7awa ne. Z\u00eadetir xerc li ser parg\u00eedaniy\u00ean dravdana derwelat\u00ee, fay\u00eel, an bedel\u00ean parg\u00eedan dikarin bi dan\u00fbstendin\u00ea were z\u00eadekirin. Ger plan dikin ku demek dir\u00eaj li Avusturya bij\u00een, ba\u015f e ku bi tevah\u00ee li ser r\u00eajeya jiyan\u00ea, m\u00eenak\u00ee <a href=\"https:\/\/expateuropa.com\/ku\/sigorta-li-avusturya\/\">s\u00eegorta li Avusturya<\/a> \u00fb xerc\u00ean rojane j\u00ee bixw\u00eenin.<\/p>\n<h2>Pirs\u00ean Pir T\u00ean Pirs\u00een<\/h2>\n<h3>Ma mirov dikare wek\u00ee ko\u00e7ber z\u00fb qerta krediy\u00ea li Avusturya bist\u00eene?<\/h3>\n<p>Heke h\u00fbn j\u00ee li Avusturya nasnameya dir\u00eaj-dem an j\u00ee r\u00fbni\u015ftin\u00ean ferm\u00ee hebin \u00fb hesabek banka vekiribe, dibe ku di \u00e7end hefteyan de qert\u00ea bist\u00eenin. Ji bo ko\u00e7ber\u00ean n\u00fb, gelek caran p\u00eadiv\u00ee ye ku ser\u00ee li hesab\u00ea maash\u00ea an d\u00eeroka dan\u00fbstendin\u00ea hebin ber\u00ee ku qerta krediy\u00ea b\u00ea pejirandin.<\/p>\n<h3>Ka em qerta krediy\u00ea an qerta deb\u00eet\u00ea hilbij\u00earin?<\/h3>\n<p>Qerta deb\u00eet\u00ea rast\u00ee drav\u00ea we ya li hesab\u00ea bank\u00ea dixarc\u00eene \u00fb pir ewle \u00fb kontrolkirin\u00ea h\u00easantir e. Qerta krediy\u00ea wek\u00ee deyn e. Heke h\u00fbn dixwazin d\u00eeroka krediy\u00ea ava bikin \u00fb furs\u00eat\u00ean xelat \u00fb pa\u015fdanan bist\u00eenin, qert\u00ean krediy\u00ea ba\u015f in \u2013 l\u00ea div\u00ea bi hi\u015fyariy\u00ea were bikaran\u00een.<\/p>\n<h3>Ma li her der\u00ea li Avusturya qert\u00ean krediy\u00ea t\u00eane qeb\u00fbl kirin?<\/h3>\n<p>Di bajar\u00ean mezin \u00fb firotgehan, hotel \u00fb restoran\u00ean navend\u00ee de, qert\u00ean krediy\u00ea pir caran b\u00ea k\u00eamas\u00ee t\u00eane qeb\u00fbl kirin. L\u00ea di gund \u00fb bajarok\u00ean bi\u00e7\u00fbk, bazar\u00ean her\u00eam\u00ee an firotgeh\u00ean Sersal\u00ea de h\u00een j\u00ee gelek caran ten\u00ea drav\u00ea cash\u00ea an deb\u00eet qeb\u00fbl dikin.<\/p>\n<h3>Ma qerta krediy\u00ea ji bo kir\u00ea \u00fb mal li Avusturya al\u00eekar e?<\/h3>\n<p>Er\u00ea. Hin xwedan xan\u00ee \u00fb \u015f\u00eerket\u00ean kir\u00eay\u00ea qert\u00ean krediy\u00ea wek\u00ee \u015f\u00eawazek berdest\u00ee ji bo p\u00ea\u015fdane, depoya ewleh\u00ee an dravdan\u00ean rojane qeb\u00fbl dikin. L\u00ea bo peyman\u00ean dir\u00eaj-dem gelek caran vegerandina drav\u00ea bi banka \u00fb hesab\u00ean ferm\u00ee dixwazin.<\/p>\n<h3>Ma bi qert\u00ean krediy\u00ea r\u00eajeya fa\u00eez\u00ea dikare were k\u00eam kirin?<\/h3>\n<p>R\u00eajeya fa\u00eez\u00ea bi piran\u00ee ji aliy\u00ea bank\u00ea ve di bingehek\u00ee ferm\u00ee de t\u00ea destn\u00ee\u015fan kirin. H\u00fbn dikarin bi bank re baz\u00eergan\u00ee bikin an ji bo qert\u00ean ku fa\u00eeza k\u00eam, xerc\u00ean salane k\u00eam \u00fb \u015fert\u00ean ba\u015ftir hene hewl bidin. Her gav ji bo ber\u00e7av\u00eeya qert\u00ea di wext\u00ea xwe de drav bidin da ku fa\u00eez bi tevah\u00ee nehat\u00ee barkirin.<\/p>\n<p><!-- AI_SEO_DATA_START --><br \/>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Ma mirov dikare wek\u00ee ko\u00e7ber z\u00fb qerta krediy\u00ea li Avusturya bist\u00eene?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Heke hu00fbn ju00ee li Avusturya nasnameya diru00eaj-dem an ju00ee ru00fbniu015ftinu00ean fermu00ee hebin u00fb hesabek banka vekiribe, dibe ku di u00e7end hefteyan de qertu00ea bistu00eenin. Ji bo kou00e7beru00ean nu00fb, gelek caran pu00eavdivu00ee ye ku seru00ee li hesabu00ea maashu00ea an du00eeroka danu00fbstendinu00ea hebin beru00ee ku qerta krediyu00ea bu00ea pejirandin.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Ka em qerta krediyu00ea an qerta debitu00ea hilbiju00earin?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Qerta debitu00ea rastu00ee dravu00ea we ya li hesabu00ea banku00ea dixarcu00eene u00fb pir ewle u00fb kontrolkirinu00ea hu00easantir e. Qerta krediyu00ea weku00ee deyn e. Heke hu00fbn dixwazin du00eeroka krediyu00ea ava bikin u00fb fursetu00ean xelat u00fb pau015fdanan bistu00eenin, qertu00ean krediyu00ea bau015f in u2013 lu00ea divu00ea bi hiu015fyariyu00ea were bikaranu00een.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Ma li her deru00ea li Avusturya qertu00ean krediyu00ea tu00eane qebu00fbl kirin?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Di bajaru00ean mezin u00fb firotgehan, hotel u00fb restoranu00ean navendu00ee de, qertu00ean krediyu00ea pir caran bu00ea ku00eamasu00ee tu00eane qebu00fbl kirin. Lu00ea di gund u00fb bajaroku00ean biu00e7uu00fbk, bazaru00ean heru00eamu00ee an firotgehu00ean Sersalu00ea de hu00een ju00ee gelek caran tenu00ea dravu00ea cashu00ea an debit qebu00fbl dikin.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Ma qerta krediyu00ea ji bo kiru00ea u00fb mal li Avusturya alu00eekar e?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Eru00ea. Hin xwedan xanu00ee u00fb u015fu00eerketu00ean kiru00eayu00ea qertu00ean krediyu00ea weku00ee u015fu00eawazek berdestu00ee ji bo pu00eau015fdane, depoya ewlehu00ee an dravdanu00ean rojane qebu00fbl dikin. Lu00ea bo peymanu00ean diru00eaj-dem gelek caran vegerandina dravu00ea bi banka u00fb hesabu00ean fermu00ee dixwazin.\"\n      }\n    },\n    {\n      \"@type\": \"Question\",\n      \"name\": \"Ma bi qertu00ean krediyu00ea ru00eajeya fau00eezu00ea dikare were ku00eam kirin?\",\n      \"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"Ru00eajeya fau00eezu00ea bi piranu00ee ji aliyu00ea banku00ea ve di bingeheku00ee fermu00ee de tu00ea destnu00eeu015fan kirin. Hu00fcn dikarin bi bank re bazu00eerganu00ee bikin an ji bo qertu00ean ku fau00eeza ku00eem, xercu00ean salane ku00eem u00fb u015fertu00ean bau015ftir hene hewl bidin. Her gav ji bo beru00e7avu00eeya qertu00ea di wextu00ea xwe de drav bidin da ku fau00eez bi tevahu00ee nehatu00ee barkirin.\"\n      }\n    }\n  ]\n}\n<\/script><br \/>\n<!-- AI_SEO_DATA_END --><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Avusturya di navbera \u00e7end welat\u00ean c\u00eeran de wek\u00ee gevra n\u00eaz\u00eek \u00fb b\u00eadeng li nav Ewropa&#8230;<\/p>\n","protected":false},"author":5,"featured_media":45319,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[466],"tags":[28217,28301,15531],"class_list":["post-50517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-awisturya","tag-karten-krediye-avusturya-2","tag-pas-pere-qerta-krediye","tag-xercen-qerta-krediye","wpcat-466-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/50517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/comments?post=50517"}],"version-history":[{"count":1,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/50517\/revisions"}],"predecessor-version":[{"id":102639,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/posts\/50517\/revisions\/102639"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/media\/45319"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/media?parent=50517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/categories?post=50517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/ku\/wp-json\/wp\/v2\/tags?post=50517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}