{"id":5546,"date":"2022-03-17T10:29:04","date_gmt":"2022-03-17T09:29:04","guid":{"rendered":"http:\/\/expateuropa.com\/tryggingar-i-grikklandi\/"},"modified":"2024-08-03T12:24:15","modified_gmt":"2024-08-03T10:24:15","slug":"tryggingar-i-grikklandi","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/is\/tryggingar-i-grikklandi\/","title":{"rendered":"Tryggingar \u00ed Grikklandi"},"content":{"rendered":"<p>Tryggingar \u00ed Grikklandi eru mikilv\u00e6gar uppl\u00fdsingar sem allir gestir e\u00f0a \u00edb\u00faar \u00ed landinu mega ekki missa af. Sem sta\u00f0reynd, Grikkland hefur r\u00edka s\u00f6gu og bara svo margt sem mun heilla alla gesti. Me\u00f0 tryggingarvernd \u00fearftu ekki a\u00f0 vera a\u00f0 skipta \u00fe\u00e9r af \u00fev\u00ed sem g\u00e6ti gerst ef slys e\u00f0a tj\u00f3n ver\u00f0ur fyrir \u00feig. Einfaldlega sagt, v\u00e1tryggjendur \u00ed Grikklandi sj\u00e1 til \u00feess a\u00f0 \u00e1 me\u00f0an \u00fe\u00fa einbeitir \u00fe\u00e9r a\u00f0 \u00f6\u00f0rum hlutum vernda \u00feeir \u00feig.<\/p>\n<p>\u00cd Grikklandi eru tryggingar mikilv\u00e6gar \u00fear sem \u00fe\u00e6r verndar einn, gr\u00e6jur, heimili og b\u00edla. \u00cd gegnum tryggingarsk\u00edrteini f\u00e6r ma\u00f0ur fj\u00e1rhagslega endurgrei\u00f0slu og vernd gegn tj\u00f3ni. \u00dear a\u00f0 auki er mikilv\u00e6gt fyrir \u00edb\u00faa Grikklands a\u00f0 taka tryggingar \u00fear sem \u00fe\u00e6r n\u00e1 yfir \u00f3vissu, fj\u00e1rfestingart\u00e6kif\u00e6ri, sj\u00f3\u00f0streymisstj\u00f3rnun og hugarr\u00f3.<\/p>\n<h2>Sj\u00fakratryggingar Grikklands<\/h2>\n<p>\u00dea\u00f0 er b\u00e6\u00f0i einkageiri og opinber geiri \u00ed Grikklandi. Alhli\u00f0a kerfi\u00f0 veitir \u00edb\u00faum Grikklands l\u00e1gmarkskostna\u00f0 e\u00f0a \u00f3keypis heilsug\u00e6slu. Einnig fj\u00e1rmagna l\u00f6gbo\u00f0i\u00f0 tryggingagjald hi\u00f0 opinbera heilbrig\u00f0iskerfi. Jafnvel \u00fe\u00f3 a\u00f0 \u00fea\u00f0 s\u00e9 mi\u00f0stj\u00f3rn A\u00feenu sem skipuleggur heilsug\u00e6slu, er afhending \u00e1 sv\u00e6\u00f0isbundnum grundvelli.<\/p>\n<p>\u00cd Grikklandi er ney\u00f0ar\u00fej\u00f3nusta veitt \u00f6llum, \u00fear \u00e1 me\u00f0al \u00edb\u00faum ESB og utan ESB. \u00dea\u00f0 er l\u00edka mikilv\u00e6gt a\u00f0 muna a\u00f0 me\u00f0limir Evr\u00f3pusambandsins sem eru t\u00edmabundnir gestir geta fengi\u00f0 \u00f3keypis e\u00f0a afsl\u00e1tt af heilsug\u00e6slu \u00ed gegnum evr\u00f3pska sj\u00fakratryggingakorti\u00f0 (EHIC).<\/p>\n<p>S\u00e9rhver einstaklingur, \u00fear me\u00f0 tali\u00f0 fyrrverandi \u00edb\u00faar sem og fj\u00f6lskyldur \u00feeirra sem leggja sitt af m\u00f6rkum til Almannatryggingastofnunarinnar (IKA), eiga r\u00e9tt \u00e1 sj\u00fakratryggingu \u00ed landinu. Tryggingakerfi\u00f0 \u00fear sem greitt er fyrir er AMKA. Hins vegar er au\u00f0veldasta lei\u00f0in til a\u00f0 uppfylla skilyr\u00f0i um l\u00fd\u00f0heilsu \u00ed gegnum atvinnu.<\/p>\n<p>\u00cd Grikklandi eru einnig einkasj\u00fakratryggingar sem geta dekka\u00f0 valin e\u00f0a jafnvel \u00f6ll \u00feau sv\u00e6\u00f0i sem ma\u00f0ur \u00fearfnast heilsua\u00f0gangs. Opinber sj\u00fakrah\u00fas vir\u00f0ast venjulega vera \u00f3rei\u00f0ukennd og \u00fea\u00f0 er \u00e1st\u00e6\u00f0an fyrir \u00fev\u00ed a\u00f0 sumir einstaklingar velja s\u00e9r einkatryggingu.<\/p>\n<p>Eftirfarandi eru heilsug\u00e6slub\u00e6tur sem \u00fe\u00fa getur fengi\u00f0:<\/p>\n<ul>\n<li>Sj\u00fakrah\u00fasvist og sj\u00fakrah\u00fasvist<\/li>\n<li>L\u00e6knishj\u00e1lp<\/li>\n<li>\u00d3keypis tannme\u00f0fer\u00f0, tannr\u00e9ttingar og fyrirbyggjandi tannl\u00e6kningar fyrir \u00f3l\u00f6gr\u00e1\u00f0a b\u00f6rn \u00fear til \u00feeir n\u00e1 13 \u00e1ra aldri<\/li>\n<li>Me\u00f0fer\u00f0art\u00e6ki, gleraugu, heyrnart\u00e6ki, hj\u00e1lpart\u00e6ki og gervit\u00e6ki<\/li>\n<li>\u00d3keypis akstur \u00e1 opinber sj\u00fakrah\u00fas ef upp koma ney\u00f0artilvik e\u00f0a slys<\/li>\n<li>Lyfjagj\u00f6f sem \u00fearfnast sj\u00faklinga til a\u00f0 leggja fram um 25% e\u00f0a 10% fyrir suma sj\u00fakd\u00f3ma<\/li>\n<li>\u00f3keypis endurh\u00e6fingu og sj\u00fakra\u00fej\u00e1lfun<\/li>\n<\/ul>\n<h2>Atvinnuleysistryggingar<\/h2>\n<p>\u0395\u03c0\u03af\u03b4\u03bf\u03bc\u03b1 \u0391\u03bd\u03b5\u03c1\u03b3\u03af\u03b1\u03c2 e\u00f0a atvinnuleysisb\u00e6tur eru veittar starfsm\u00f6nnum eldri en 16 \u00e1ra me\u00f0 atvinnuleysistryggingu. \u00dea\u00f0 er Vinnum\u00e1lastofnun (OAED) sem veitir \u00fea\u00f0. Atvinnulausir einstaklingar sem f\u00e1 b\u00e6turnar eru \u00feeir sem eru \u00fatrunnir e\u00f0a sagt upp. Skilyr\u00f0i til a\u00f0 f\u00e1 \u00feessar b\u00e6tur er um <a href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=1112&amp;langId=en&amp;intPageId=4571\">125 vinnudagar \u00e1 14 m\u00e1na\u00f0a t\u00edmabili<\/a> \u00e1\u00f0ur en \u00feeim er sagt upp.<\/p>\n<p>\u00dea\u00f0 er l\u00edka \u00e1rst\u00ed\u00f0abundin a\u00f0sto\u00f0. \u00dea\u00f0 eru nokkur fagleg starfsemi sem ekki er h\u00e6gt a\u00f0 stunda allt \u00e1ri\u00f0. \u00deannig f\u00e6r \u00feetta f\u00f3lk \u00e1rst\u00ed\u00f0abundi\u00f0 starf og OAED grei\u00f0ir \u00fev\u00ed \u00e1 \u00fev\u00ed t\u00edmabili sem \u00fea\u00f0 getur ekki stunda\u00f0 atvinnu. Skilyr\u00f0i til a\u00f0 f\u00e1 \u00feetta er a\u00f0 hafa \u201esafna\u00f0 a\u00f0 minnsta kosti 50 til 240 v\u00e1tryggingard\u00f6gum \u00ed \u00fe\u00ednum geira og ekki meira en 240 dagvinnulaun \u00e1 almanaks\u00e1rinu \u00e1 undan grei\u00f0slu\u00e1ri a\u00f0sto\u00f0ar.&#8220;<\/p>\n<h2>B\u00edla tryggingar<\/h2>\n<p>\u00cd Grikklandi er \u00feri\u00f0ju a\u00f0ila tryggingar skylda. A\u00f0 auki n\u00e6r \u00fea\u00f0 til <a href=\"https:\/\/www.cheap-car-insurance.eu\/\">\u00e1byrg\u00f0ar eiganda<\/a> \u00f6kut\u00e6kisins og annarra \u00f6kumanna. Tryggingin b\u00e6tir efnistj\u00f3n og l\u00edkamstj\u00f3n \u00feri\u00f0ja a\u00f0ila vegna slysa.<\/p>\n<figure id=\"attachment_4384\" aria-describedby=\"caption-attachment-4384\" style=\"width: 300px\" class=\"wp-caption alignleft\"><img decoding=\"async\" class=\"wp-image-4384 size-medium\" src=\"https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/03\/car-accident-g3ea67ac93_1920-300x200.jpg\" alt=\"Tragic car crash\" width=\"300\" height=\"200\" srcset=\"https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/03\/car-accident-g3ea67ac93_1920-300x200.jpg 300w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/03\/car-accident-g3ea67ac93_1920-1024x683.jpg 1024w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/03\/car-accident-g3ea67ac93_1920-768x512.jpg 768w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/03\/car-accident-g3ea67ac93_1920-1536x1024.jpg 1536w, https:\/\/expateuropa.com\/wp-content\/uploads\/2022\/03\/car-accident-g3ea67ac93_1920.jpg 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><figcaption id=\"caption-attachment-4384\" class=\"wp-caption-text\">Miki\u00f0 bila\u00f0ur b\u00edll<\/figcaption><\/figure>\n<p>Fyrir utan \u00feri\u00f0ja a\u00f0ila trygginguna m\u00e1 b\u00e6ta vi\u00f0 fleiri v\u00e1tryggingum sem \u00fe\u00fd\u00f0ir aukagj\u00f6ld. Hinar tryggingarnar geta teki\u00f0 til vegaa\u00f0sto\u00f0ar. \u00dear a\u00f0 auki n\u00e6r alhli\u00f0a b\u00edlatrygging \u00f6ll tj\u00f3n og \u00e1h\u00e6ttu fyrir \u00f6kut\u00e6ki \u00f6kumanns.<\/p>\n<h2>Heimilistrygging<\/h2>\n<p>Grikkir \u00e6ttu a\u00f0 taka heimilistryggingu til a\u00f0 vernda heimili s\u00edn og fasteignir ef eitthva\u00f0 \u00f3v\u00e6nt gerist. \u00dea\u00f0 eru mismunandi ger\u00f0ir af heimilistryggingum \u00ed Grikklandi. Hef\u00f0bundin heimilistrygging n\u00e6r einnig til h\u00fass manns gegn skemmdum, reykskemmdum <a href=\"https:\/\/www.insuranceline.gr\/services\/house\/house-insurance\">, sprengingum, vindi, eldi og hagli<\/a> . Ennfremur tekur byggingartryggingin til mannvirkis h\u00fass, \u00fear me\u00f0 tali\u00f0 innr\u00e9ttinga, m\u00e1la\u00f0ra veggja, innr\u00e9ttinga og g\u00f3lfa.<\/p>\n<p>\u00dea\u00f0 er l\u00edka innb\u00fastrygging. \u00dea\u00f0 n\u00e6r yfir hluti \u00e1 heimilinu, \u00fear \u00e1 me\u00f0al myndir, skartgripi, rei\u00f0hj\u00f3l og h\u00fasg\u00f6gn. Loks tekur innb\u00fastryggingin til innbrota og bruna. \u00dear a\u00f0 auki n\u00e6r \u00fea\u00f0 yfir allan \u00fej\u00f3fna\u00f0 og slysatj\u00f3n \u00feegar ma\u00f0ur er fjarri h\u00fasinu.<\/p>\n<h2>L\u00edftrygging<\/h2>\n<p>\u00cd Grikklandi gegnir l\u00edftryggingu st\u00f3ru hlutverki vi\u00f0 a\u00f0 vernda fj\u00f6lskylduna og standa straum af h\u00fasn\u00e6\u00f0isl\u00e1ninu. L\u00edftryggingin heldur jafnvel \u00e1fram eftir a\u00f0 ma\u00f0ur h\u00e6ttir og <a href=\"https:\/\/ia.ca\/advice-zone\/family\/why-take-life-insurance#:~:text=Life%20insurance%20is%20important%2C%20as,longer%20insured%20by%20your%20employer.\">er ekki h\u00e6gt a\u00f0 tryggja hana hj\u00e1 vinnuveitanda<\/a> . \u00dear a\u00f0 auki, ef \u00farr\u00e6\u00f0in eru minni, \u00fe\u00e1 getur l\u00edftryggingin hj\u00e1lpa\u00f0 fj\u00f6lskyldunni a\u00f0 vi\u00f0halda g\u00f3\u00f0u l\u00edfi.<\/p>\n<p>L\u00edftrygging gegnir mikilv\u00e6gu hlutverki vi\u00f0 a\u00f0 veita \u00e1stvinum manns fj\u00e1rhagslega framt\u00ed\u00f0. Vi\u00f0 andl\u00e1t v\u00e1tryggjanda getur v\u00e1tryggingin gert upp \u00fatfararfyrirkomulag. Tryggingin getur einnig teki\u00f0 til varanlegrar e\u00f0a hluta \u00f6rorku ef slys ber a\u00f0 h\u00f6ndum.<\/p>\n<h2>Fer\u00f0atrygging<\/h2>\n<p>Grikkland er einn besti fer\u00f0amannasta\u00f0ur \u00ed heimi. Hins vegar, \u00feegar \u00fe\u00fa heims\u00e6kir, er mikilv\u00e6gt a\u00f0 hafa fer\u00f0atryggingu \u00fear sem h\u00fan dekkir <a href=\"https:\/\/www.axa-schengen.com\/en\/countries-schengen-area\/insurance-schengen-greece\">l\u00e6kniskostna\u00f0<\/a> og \u00f3v\u00e6ntar upp\u00e1komur eins og andl\u00e1t \u00e1stvinar og ma\u00f0ur \u00fearf a\u00f0 fer\u00f0ast til baka. \u00dear a\u00f0 auki n\u00e6r tryggingin til gl\u00e6pa e\u00f0a jafnvel taps \u00e1 farangri og mikilv\u00e6gum skj\u00f6lum. F\u00f3lki\u00f0 sem fer\u00f0ast fr\u00e1 Grikklandi til annarra \u00fej\u00f3\u00f0a \u00e6tti a\u00f0 taka trygginguna \u00fear sem h\u00fan mun hj\u00e1lpa til vi\u00f0 a\u00f0 dekka \u00f3fyrirs\u00e9\u00f0a atbur\u00f0i sem g\u00e6tu gerst \u00e1 fer\u00f0alaginu.<\/p>\n<h2>G\u00e6lud\u00fdratrygging<\/h2>\n<p>\u00dea\u00f0 er hr\u00e6\u00f0ilegt og stressandi \u00feegar g\u00e6lud\u00fdr veikist e\u00f0a slasast. \u00deannig getur \u00fea\u00f0 a\u00f0 taka g\u00e6lud\u00fdratryggingu hj\u00e1lpa\u00f0 eigandanum a\u00f0 eiga von \u00e1 heims\u00f3knum til d\u00fdral\u00e6knis. \u00cd Grikklandi, g\u00e6lud\u00fdratryggingar dekka allan kostna\u00f0 vi\u00f0 a\u00f0 me\u00f0h\u00f6ndla g\u00e6lud\u00fdr \u00feegar \u00fea\u00f0 veikist, \u00f3v\u00e6nt slys, erf\u00f0afr\u00e6\u00f0ilegar a\u00f0st\u00e6\u00f0ur, krabbamein og br\u00e1\u00f0a\u00fej\u00f3nustu.<\/p>\n<p>Burts\u00e9\u00f0 fr\u00e1 ofangreindri umfj\u00f6llun eru nokkrar reglur sem n\u00e1 yfir \u00e1byrg\u00f0 g\u00e6lud\u00fdraeigenda. \u00deau taka til \u00e1byrg\u00f0ar \u00feri\u00f0ja a\u00f0ila ef slys ver\u00f0a sem ver\u00f0a vegna vanr\u00e6kslu e\u00f0a vanr\u00e6kslu. Ennfremur er l\u00f6gverndunarvernd fyrir g\u00e6lud\u00fdr sem n\u00e6r yfir refsiv\u00f6rn v\u00e1trygg\u00f0s \u00ed tilfellum vanr\u00e6kslu.<\/p>\n<h2>\u00c1byrg\u00f0artrygging fj\u00f6lskyldu<\/h2>\n<p>Tryggingin n\u00e6r til f\u00f3lks sem og fj\u00f6lskyldna \u00feeirra ef \u00feeir eru \u00e1byrgir fyrir \u00f3v\u00e6ntum atbur\u00f0um. \u00deeir ver\u00f0a a\u00f0 vera lagalega og si\u00f0fer\u00f0ilega skyldugir til a\u00f0 endurheimta ska\u00f0ab\u00e6tur til a\u00f0 f\u00e1 \u00e1vinninginn. A\u00f0 auki tekur tryggingin til b\u00f3ta vegna tj\u00f3ns vegna efnatj\u00f3ns, manntj\u00f3ns, l\u00edkamstj\u00f3ns jafnvel g\u00e6lud\u00fdra.<\/p>\n<h2>Vins\u00e6l tryggingaf\u00e9l\u00f6g \u00ed Grikklandi<\/h2>\n<ul>\n<li>AIGAION SURANCE SA<\/li>\n<li>Allianz Global Life<\/li>\n<li>ATLANTIC UNION SA<\/li>\n<li>VI\u00d0SKIPTAVER\u00d0I ANONYMI ASFALISTIKI ETA IREIA-YPO ASFALISTIK I EKKATHARISI<\/li>\n<li>Eurolife FFH Almennar tryggingar Single Member Societe Anonyme<\/li>\n<li>ERGO V\u00c1tryggingaf\u00e9lag<\/li>\n<li>Geniki Panelladiki gagnkv\u00e6m trygging ehf<\/li>\n<li>Inter Partner Assistance SA<\/li>\n<li>NN Group<\/li>\n<li>Generali Hellas \u0391\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae<\/li>\n<li>Metlife<\/li>\n<li>AXA<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Tryggingar \u00ed Grikklandi eru mikilv\u00e6gar uppl\u00fdsingar sem allir gestir e\u00f0a \u00edb\u00faar \u00ed landinu mega ekki&#8230;<\/p>\n","protected":false},"author":5,"featured_media":4343,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1530],"tags":[859,689,698,1343,695,694],"class_list":["post-5546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-grikkland","tag-atvinnuleysistryggingar","tag-bila-tryggingar","tag-eignatryggingu","tag-gaeludyratryggingu","tag-heimilistryggingu","tag-sjukratryggingar","wpcat-1530-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/posts\/5546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/comments?post=5546"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/posts\/5546\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/media\/4343"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/media?parent=5546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/categories?post=5546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/is\/wp-json\/wp\/v2\/tags?post=5546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}