{"id":5686,"date":"2022-04-18T22:47:46","date_gmt":"2022-04-18T20:47:46","guid":{"rendered":"http:\/\/expateuropa.com\/arachas-san-iodail\/"},"modified":"2025-07-01T03:17:30","modified_gmt":"2025-07-01T01:17:30","slug":"arachas-san-iodail","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/ga\/arachas-san-iodail\/","title":{"rendered":"\u00c1rachas san Iod\u00e1il"},"content":{"rendered":"<p>San Iod\u00e1il is cuid th\u00e1bhachtach de shaol an duine agus den ghn\u00f3 \u00e9 \u00e1rachas. Is srian ar fh\u00e1s tr\u00e1d\u00e1la agus gn\u00f3 \u00e9 eagla an chaillteanais. T\u00e1 \u00e1rachas t\u00e1bhachtach do ch\u00f3naitheoir\u00ed na hIod\u00e1ile mar cuireann s\u00e9 cosaint ar f\u00e1il i gc\u00e1s caillteanas tobann mar dh\u00f3ite\u00e1n n\u00f3 tinnis. Chomh maith leis sin, tugann cine\u00e1lacha eile \u00e1rachais ar n\u00f3s \u00e1rachas saoil lean\u00fanachas do theaghlaigh tar \u00e9is b\u00e1s anaba\u00ed buaiteoir ar\u00e1in agus iad ag lean\u00faint lena shl\u00ed bheatha.<\/p>\n<h2>\u00c1rachas Sl\u00e1inte an Iod\u00e1il<\/h2>\n<p>Cl\u00fada\u00edonn Seirbh\u00eds Sl\u00e1inte N\u00e1isi\u00fanta na hIod\u00e1ile na c\u00f3naitheoir\u00ed go l\u00e9ir chomh maith le c\u00f3naitheoir\u00ed eachtracha dleathacha. Maoin\u00edonn an t-ioncam c\u00e1nach breisluacha agus na corpar\u00e1id\u00ed a bhail\u00edtear leis an rialtas l\u00e1ir an t-\u00e1rachas sl\u00e1inte. Tar \u00e9is an bhaili\u00fach\u00e1in, d\u00e9antar \u00e9 a dh\u00e1ileadh ar na rialtais r\u00e9igi\u00fanacha \u00e9ags\u00fala at\u00e1 i gceannas ar ch\u00faram a sheachadadh.<\/p>\n<p>I measc na seirbh\u00eds\u00ed at\u00e1 cl\u00fadaithe ag an \u00e1rachas sl\u00e1inte t\u00e1:<\/p>\n<ul>\n<li>C\u00faram osp\u00edse<\/li>\n<li>C\u00faram pr\u00edomh\u00fail<\/li>\n<li>C\u00faram baile<\/li>\n<li>C\u00faram m\u00e1ithreachais<\/li>\n<li>Sainch\u00faram othar seachtrach<\/li>\n<li>C\u00faram othar c\u00f3naitheach<\/li>\n<li>Leigheas coisctheach<\/li>\n<li>C\u00f3gais\u00edocht<\/li>\n<\/ul>\n<p>Thairis sin, t\u00e1 na druga\u00ed ar oideas san Iod\u00e1il roinnte go bun\u00fasach i <a href=\"https:\/\/www.commonwealthfund.org\/international-health-policy-center\/countries\/italy\">dtr\u00ed shraith<\/a> maidir le cost-\u00e9ifeacht\u00falacht agus \u00e9ifeachtacht chlinici\u00fail:<\/p>\n<ul>\n<li>Sraith 1 ( <em>Aicme A<\/em> ): \u00c1ir\u00edtear leis seo na druga\u00ed tarrth\u00e1la ar fad chomh maith le c\u00f3ire\u00e1il riochta\u00ed ainsealacha.<\/li>\n<li>Aicme C (Sraith 2): Baineann s\u00e9 leis na druga\u00ed do na coinn\u00edollacha eile, agus n\u00ed chl\u00fada\u00edonn an Servicio Sanitario Nazionale (SSN) \u00e9.<\/li>\n<li>Sraith 3 ( <em>Aicme H<\/em> ): Baineann s\u00e9 leis na druga\u00ed nach gcuirtear ar f\u00e1il ach in ospid\u00e9al.<\/li>\n<\/ul>\n<p>Is maith an t-\u00e1rachas pr\u00edobh\u00e1ideach d\u2019aon duine a bhfuil pr\u00edobh\u00e1ideacht agus tr\u00e9imhs\u00ed feithimh gearra ag teast\u00e1il uathu agus iad ar cuairt chuig ospid\u00e9al. Le go gc\u00e1ileoidh duine amh\u00e1in d\u2019\u00e1rachas pr\u00edobh\u00e1ideach, ba cheart go mbeadh cead\u00fanas acu chun fanacht san Iod\u00e1il ar eagla nach c\u00f3naitheoir\u00ed iad. \u00c1ir\u00edtear ar cheanglais \u00e1rachais leighis ceann a chl\u00fada\u00edonn suas le 30 000 euro, dlisteanacht fanachta i limist\u00e9ar Schengen, agus an tr\u00e9imhse chl\u00fadaigh bheacht. M\u00e1 roghna\u00edonn duine lean\u00faint ar aghaidh le h\u00e1rachas sl\u00e1inte pr\u00edobh\u00e1ideach, ba cheart go n-infheisteofa\u00ed go pr\u00edomha in \u00c1rachas INA-Assitalia. Cosna\u00edonn s\u00e9 thart ar 49 euro ar feadh 6 mh\u00ed agus 98 euro in aghaidh na bliana, agus cuireann s\u00e9 c\u00fanamh leighis pr\u00e1inneach ar f\u00e1il sa seomra \u00c9igeand\u00e1la.<\/p>\n<h2>\u00c1rachas D\u00edfhosta\u00edochta<\/h2>\n<p>T\u00e1 sochair d\u00edfhosta\u00edochta \u00e9ags\u00fala san Iod\u00e1il, lena n-\u00e1ir\u00edtear INASPI, DIS-COLL, agus ISCRO. Cuirtear INASPI ar f\u00e1il de ghn\u00e1th i gc\u00e1s iomarca\u00edochta ainneonach do na daoine fostaithe. \u00c1ir\u00edtear leis comhlachta\u00ed riarach\u00e1in, oibrithe ar th\u00e9arma seasta, comhalta\u00ed comharchumainn, agus print\u00edsigh<a href=\"https:\/\/www.a-kasser.dk\/unemployment-insurance-in-europe\/italy\/\">. DIS-COLL<\/a> is sochar airgid \u00e9 a shol\u00e1thra\u00edtear i gc\u00e1s iomarca\u00edochta ainneonach do na fostaithe i gconradh fosta\u00edochta tipici\u00fail at\u00e1 cl\u00e1raithe, c\u00e9 go bhfuil sc\u00e9im phinsin ar leith acu. Is sochar airgid \u00e9 Indennit\u00e0 straordinaria di continuit\u00e0 redituale e operative (ISCRO) do dhaoine aonair f\u00e9infhostaithe san Iod\u00e1il. Mar sin f\u00e9in, ba cheart go mbeadh cl\u00e1r\u00fach\u00e1n CBL acu chun an riosca maidir le caillteanas p\u00e1irteach ioncaim a chl\u00fadach.<\/p>\n<p>Cuirtear an NASpl agus DIS-COLL ar f\u00e1il de ghn\u00e1th i gc\u00e1sanna \u00e9ir\u00ed as oifig dheonach. T\u00e1 roinnt c\u00e1sanna uath\u00fala ann ina bhf\u00e9adfa\u00ed \u00e9 a shol\u00e1thar, mar shampla nuair a \u00e9ir\u00edonn duine as le linn saoire mh\u00e1ithreachais n\u00f3 ar ch\u00fais ch\u00f3ir. Ina theannta sin, f\u00e9adfaidh duine NASpl a \u00e9ileamh m\u00e1s print\u00edseach, eala\u00edont\u00f3ir, ball comharchumann, n\u00f3 oibr\u00ed le caidreamh oibre cleithi\u00fanach \u00e9. Chomh maith leis sin, caithfidh siad poist a chailleadh go neamhdheonach. Maidir le DIS-COLL, ba cheart go mbeadh duine ina oibr\u00ed i gconradh fosta\u00edochta tipici\u00fail. \u00cdoctar \u00e9 ar feadh ceithre mh\u00ed ar a mh\u00e9ad. Is rud uath\u00fail \u00e9 ISCRO a \u00e9ileamh, \u00e1fach, mar ba cheart go raibh duine ag \u00edoc rann\u00edoca\u00edochta\u00ed le thart ar 4 bliana. Ba cheart \u00e9 a \u00edoc i sc\u00e9im pinsean ar leith.<\/p>\n<p>\u00c1ir\u00edtear ar na ceanglais ghinear\u00e1lta do NASpl agus DIS-COLL:<\/p>\n<ul>\n<li>Toilteanas a bheith ag obair<\/li>\n<li>St\u00e1t d\u00edfhosta\u00edochta<\/li>\n<li>Cumas oibre<\/li>\n<li>A bheith \u00edoctha ar a laghad 1 3 seachtaine de rann\u00edoca\u00edochta\u00ed sna ceithre bliana roimhe sin roimh th\u00fas na tr\u00e9imhse d\u00edfhosta\u00edochta<\/li>\n<li>Fabhraithe ar a laghad 30 l\u00e1 d\u2019obair iarbh\u00edr i 12 mh\u00ed roimh th\u00fas na tr\u00e9imhse d\u00edfhosta\u00edochta<\/li>\n<\/ul>\n<h2>\u00c1rachas Gluaiste\u00e1n<\/h2>\n<p>Ba cheart go mbeadh <a href=\"https:\/\/www.clements.com\/insurance-solutions\/you-and-your-family\/international-auto-insurance\/auto-insurance-italy\">\u00e1rachas dliteanais tr\u00ed\u00fa p\u00e1irt\u00ed<\/a> ar a laghad ag aon duine a bhfuil carr aige n\u00f3 aici san Iod\u00e1il. Is t\u00e1bhachta\u00ed f\u00f3s, n\u00ed g\u00e1 cead\u00fanas tiom\u00e1na Iod\u00e1lach a bheith ag duine chun iad a bheith \u00e1rachaithe cos\u00fail le n\u00e1isi\u00fain Eorpacha eile cos\u00fail leis <a href=\"https:\/\/expateuropa.com\/ga\/arachas-sa-danmhairg\/\">an Danmhairg<\/a> . Sol\u00e1thra\u00edonn an t-\u00e1rachas tr\u00ed\u00fa p\u00e1irt\u00ed c\u00faiteamh i gc\u00e1s go nd\u00e9anann tiom\u00e1na\u00ed (t\u00fasa) dam\u00e1iste \u00e1bhartha do charr eile n\u00f3 i gc\u00e1s go bhfaighidh duine eile b\u00e1s n\u00f3 gort\u00fa mar thoradh ar thimpiste b\u00f3thair.<\/p>\n<p>T\u00e1 autovetture persona n\u00f3 polasa\u00ed timpiste pearsanta t\u00e1bhachtach freisin. Cl\u00fada\u00edonn s\u00e9 an p\u00e1irt\u00ed \u00e1rachaithe le c\u00faiteamh i gc\u00e1s d\u00edobh\u00e1la pearsanta, m\u00edchumais n\u00f3 b\u00e1is. Ina theannta sin, cosna\u00edonn autovetture Danni n\u00f3 \u00e1rachas cosanta feithicle duine amh\u00e1in i gc\u00e1s timpiste a tharla\u00edonn d\u00f3 f\u00e9in n\u00f3 do dhuine aonair eile. D\u2019fh\u00e9adfadh caillteanas p\u00e1irteach n\u00f3 ioml\u00e1n a bheith i gceist leis. Sol\u00e1thra\u00edonn s\u00e9 cumhdach freisin i gc\u00e1s imbhualadh le hainmhithe fi\u00e1ine, feinim\u00e9in n\u00e1d\u00fartha, loitim\u00e9ireacht agus goid.<\/p>\n<h2>\u00c1rachas T\u00ed<\/h2>\n<p>Creidtear gur n\u00f3s imeachta sl\u00e1n agus \u00e9asca \u00e9 maoin a cheannach san Iod\u00e1il i gcompar\u00e1id le n\u00e1isi\u00fain eile ar fud an domhain. Agus teach \u00e1 ligean ar c\u00edos n\u00f3 \u00e1 ghn\u00f3thacht\u00e1il, t\u00e1 s\u00e9 t\u00e1bhachtach \u00e9 a \u00e1rach\u00fa mar n\u00ed fios an todhcha\u00ed. Cl\u00fada\u00edonn \u00e1rachas imeachta\u00ed ar n\u00f3s tubaist\u00ed n\u00e1d\u00fartha.<\/p>\n<p>Nuair at\u00e1 t\u00fa in \u00e1ras\u00e1n, t\u00e1 s\u00e9 t\u00e1bhachtach \u00e1bhar t\u00ed a \u00e1rach\u00fa. I measc na nithe eile at\u00e1 cl\u00fadaithe t\u00e1 t\u00e1ill\u00ed seirbh\u00edse, tine agus tuilte. Maidir le maoin ar c\u00edos, ba cheart go mbeadh \u00e1rachas dliteanais tr\u00ed\u00fa p\u00e1irt\u00ed ag duine. D\u00e9anann s\u00e9 \u00e1rachas amh\u00e1in in aghaidh riosca\u00ed an tion\u00f3nta, lena n-\u00e1ir\u00edtear dam\u00e1iste d\u2019\u00e1ras\u00e1n mar gheall ar phl\u00e9ascadh, tine n\u00f3 tuilte. T\u00e1 m\u00e9id na maoine ar cheann de na facht\u00f3ir\u00ed a mheastar agus \u00e1rachas \u00e1 r\u00edomh.<\/p>\n<h2>\u00c1rachais saoil<\/h2>\n<p>T\u00e1 \u00e1rachas saoil ar cheann de na cinn is m\u00f3 ar mhargadh na hEorpa. Cl\u00fada\u00edonn s\u00e9 ceann amh\u00e1in ina shaol n\u00f3 ina saolr\u00e9 fad a chomhl\u00edontar t\u00e9arma\u00ed an bheartais. Ina theannta sin, cabhra\u00edonn an t-\u00e1rachas le hathshol\u00e1thar ioncaim, cuid\u00edonn s\u00e9 le plean\u00e1il east\u00e1t, agus cuireann s\u00e9 ioncam forl\u00edontach ar f\u00e1il. Go ginear\u00e1lta, cuireann an t-\u00e1rachas cosaint ar f\u00e1il gan aon bhreise\u00e1in chostasacha infheist\u00edochta n\u00f3 luach airgid thirim.<\/p>\n<h2>\u00c1rachas Taistil<\/h2>\n<p>Nuair a bh\u00edonn t\u00fa ag taisteal chun na hIod\u00e1ile, mar ex-pat, ba cheart \u00e1rachas taistil a ghlacadh. Cl\u00fada\u00edonn s\u00e9 costais leighis chomh maith le c\u00fanamh \u00e9igeand\u00e1la i gc\u00e1s go dtiteann duine tinn agus \u00e9 ar saoire. Ina theannta sin, tugann s\u00e9 \u00e1rachas do bhag\u00e1iste agus seal\u00fachais phearsanta, cl\u00fadach cealaithe, speansais dl\u00ed, agus cumhdach pearsanta tion\u00f3isce agus gn\u00edomha\u00edochta.<\/p>\n<h2>\u00c1rachas Peata\u00ed<\/h2>\n<p>Tugann \u00e1r n-ainmhithe beloved mar chuideachta d\u00fainn. Cuid\u00edonn \u00e1rachas peata\u00ed le cat n\u00f3 fi\u00fa madra a chl\u00fadach in aghaidh tion\u00f3isc\u00ed agus costais tr\u00e9idlia. Mar gheall ar gean, meas, gleoiteacht agus d\u00edlseacht na peata\u00ed is m\u00f3 gr\u00e1 d\u00fainn iad agus ba mhaith linn n\u00edos m\u00f3 cosanta a fh\u00e1il d\u00f3ibh.<\/p>\n<p>Cl\u00fada\u00edonn \u00e1rachas peata\u00ed na costais ch\u00faraim tr\u00e9idliachta i gc\u00e1s timpiste n\u00f3 tinnis. Chomh maith leis sin, cl\u00fada\u00edonn s\u00e9 na costais a bhaineann le b\u00e1s peata. Cl\u00fada\u00edonn cuid de na cuideachta\u00ed \u00e1rachais fi\u00fa fanacht an pheata in eallach n\u00f3 i gcoth\u00f3g ar eagla go gcuirtear duine san ospid\u00e9al, cl\u00fadach dliteanais tr\u00ed\u00fa p\u00e1irt\u00ed , agus costais dl\u00ed.<\/p>\n<h2>\u00c1rachas Dl\u00ed<\/h2>\n<p>San \u00e1rachas seo, \u201ct\u00e1 dualgas ar an \u00e1rach\u00f3ir \u00edoc as speansais dl\u00ed agus saineolaithe is g\u00e1 don \u00e1racha\u00ed chun a leasanna i bhf\u00f3raim bhreithi\u00fanacha a chosaint, in aon chine\u00e1l imeachta\u00ed.\u201d Cl\u00fada\u00edonn s\u00e9 c\u00e1s amh\u00e1in, cib\u00e9 acu an c\u00e1s n\u00f3 a thug siad n\u00f3 p\u00e1irtithe eile chun na c\u00fairte \u00e9. Mar sin, cuid\u00edonn s\u00e9 le duine aonair chomh maith leis an teaghlach a chosaint ar thionchar na gcostas dl\u00edthi\u00fail gan choinne.<\/p>\n<h2>Cuideachta\u00ed \u00e1rachais t\u00f3ir san Iod\u00e1il<\/h2>\n<ul>\n<li>COOP LOMBARDIA SOC. COOP. Milano<\/li>\n<li>INTESA SANPAOLO VITA SPA Torino<\/li>\n<li>CREDITRAS Vita SPA Milano<\/li>\n<li>UNISALUTE SPA Bologna<\/li>\n<li>AVIVA ITALIA SPA Milano<\/li>\n<li>HOGAST ITALIEN COOP ARL Bolzano<\/li>\n<li>MEDIOLANUM Vita SPA Basiglio<\/li>\n<li>AVIVA LIFE SPA Milano<\/li>\n<li>SPA GINEAR\u00c1LTA ASSICURAZIONI Trieste<\/li>\n<li>AXA MPS ASSICURAZIONI VITA SPA Roma<\/li>\n<li>POSTE ASSICURA SPA Roma<\/li>\n<li>SOCIETA&#8217; CATTOLICA DI ASSICURAZIONE SPA BREVEMENTE ANCHE CATTOLICA ASSICURAZIONI SPA Verona<\/li>\n<li>Br\u00f3ic\u00e9ir\u00ed \u00c1RACHAIS &amp; ATH\u00c1RACHAIS SPA AON Milano<\/li>\n<li>Gr\u00fapa Unipol<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>San Iod\u00e1il is cuid th\u00e1bhachtach de shaol an duine agus den ghn\u00f3 \u00e9 \u00e1rachas. Is&#8230;<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1672],"tags":[],"class_list":["post-5686","post","type-post","status-publish","format-standard","hentry","category-an-iodail","wpcat-1672-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/posts\/5686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/comments?post=5686"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/posts\/5686\/revisions"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/media?parent=5686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/categories?post=5686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/tags?post=5686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}