{"id":5290,"date":"2022-03-07T13:21:35","date_gmt":"2022-03-07T12:21:35","guid":{"rendered":"http:\/\/expateuropa.com\/arachas-i-bpoblacht-na-seice\/"},"modified":"2024-08-03T12:23:50","modified_gmt":"2024-08-03T10:23:50","slug":"arachas-i-bpoblacht-na-seice","status":"publish","type":"post","link":"https:\/\/expateuropa.com\/ga\/arachas-i-bpoblacht-na-seice\/","title":{"rendered":"\u00c1rachas i bPoblacht na Seice"},"content":{"rendered":"<p>T\u00e1 \u00e1rachas i bPoblacht na Seice t\u00e1bhachtach do gach duine, lena n-\u00e1ir\u00edtear eachtrannaigh. Ar an gc\u00e9ad dul s\u00edos, cinnt\u00edonn s\u00e9 cosaint an \u00e1racha\u00ed chomh maith le baill d\u00e1 dteaghlach n\u00f3 d\u00e1 teaghlach. Ar an dara dul s\u00edos, laghda\u00edonn s\u00e9 strus ag cinnti\u00fa amanna deacra. Mar shampla, is saibhreas \u00ed an tsl\u00e1inte. D\u00e1 bhr\u00ed sin, m\u00e1 \u00e9ir\u00edonn duine n\u00f3 ball den teaghlach tinn, ansin b\u00edonn gach duine mar gheall ar strus, agus b\u00edonn s\u00e9 n\u00edos deacra f\u00f3s mura bhfuil an chuid eile de na baill teaghlaigh in ann freastal ar a chuid n\u00f3 a cuid bill\u00ed leighis. Ar an tr\u00ed\u00fa dul s\u00edos, tr\u00ed \u00e1rachas a ghlacadh ag poblacht\u00e1naigh Seiceacha, t\u00e1 dearbh\u00fa acu go bhfuil sl\u00e1nd\u00e1il airgeadais acu.<\/p>\n<h2>\u00c1rachas Sl\u00e1inte Poblacht na Seice<\/h2>\n<p>T\u00e1 \u00e1rachas sl\u00e1inte poibl\u00ed agus pr\u00edobh\u00e1ideach araon i bPoblacht na Seice. T\u00e1 an n\u00e1isi\u00fan bunaithe go pr\u00edomha ar rannph\u00e1irt\u00edocht oibleag\u00e1ideach daoine aonair \u00e1rachaithe, agus n\u00edl aon fh\u00e9idearthacht ann a bheith rannph\u00e1irteach go deonach. Is iad na daoine is m\u00f3 at\u00e1 faoi \u00e1rachas \u00e9igeantach n\u00e1 buanch\u00f3naitheoir\u00ed Seiceacha agus fostaithe fost\u00f3ir\u00ed Phoblacht na Seice. Daoine f\u00e9infhostaithe \u00f3 st\u00e1it eile de chuid an Aontais Eorpaigh agus fostaithe a bhfuil c\u00f3na\u00ed orthu go gn\u00edomhach sa tSeicis agus at\u00e1 cl\u00fadaithe faoi reachta\u00edocht leasa sh\u00f3isialaigh na Seice is ea daoine aonair eile a bhfuil \u00e1rachaithe \u00e9igeantach orthu.<\/p>\n<p>\u00cdocann siad seo a leanas na Rann\u00edoca\u00edochta\u00ed \u00c1rachais Sl\u00e1inte i bPoblacht na Seice:<\/p>\n<ul>\n<li>Sol\u00e1thra\u00edonn an t\u00edr rann\u00edoca\u00edochta\u00ed do phr\u00edos\u00fanaigh, do shaighdi\u00fair\u00ed, do mhn\u00e1 ar shaoire mh\u00e1ithreachais, do mhic l\u00e9inn, do phinsin\u00e9ir\u00ed, do dhaoine d\u00edfhostaithe agus do dhaoine aonair a fhaigheann sochair leasa sh\u00f3isialaigh.<\/li>\n<li>\u00cdocann daoine nach bhfuil aon ioncam inch\u00e1nach acu, ie mn\u00e1 t\u00ed, thart ar 2052 CZK go m\u00edos\u00fail leo f\u00e9in<\/li>\n<li>\u00cdocann daoine f\u00e9infhostaithe 13.5% d\u00e1 mbrab\u00fas 50%.<\/li>\n<li>\u00cdocann an fost\u00f3ir agus an fosta\u00ed 13\/5% d\u2019ioncam comhl\u00e1n an fhosta\u00ed<\/li>\n<\/ul>\n<p>T\u00e1 thart ar 60% de dhaonra Phoblacht na Seice cl\u00fadaithe le V\u0161eobecn\u00e1 zdravotn\u00ed poji\u0161\u0165ovna (VZP), ar cuideachta \u00e1rachais sl\u00e1inte ghinear\u00e1lta \u00ed. N\u00ed chl\u00fada\u00edonn an t-\u00e1rachas seo duine a thugann cuairt ar ospid\u00e9al pr\u00edobh\u00e1ideach. Ina theannta sin, t\u00e1 s\u00e9 an-r\u00e9as\u00fanta i gcompar\u00e1id le h\u00e1rachas sl\u00e1inte pr\u00edobh\u00e1ideach.<\/p>\n<p>Cuireann \u00e1rachas sl\u00e1inte pr\u00edobh\u00e1ideach ar chumas cuid de na saor\u00e1naigh saincheisteanna a sh\u00e1r\u00fa cos\u00fail le gairmithe leighis nach labhra\u00edonn B\u00e9arla, docht\u00fair\u00ed r\u00f3-oibrithe, agus amanna feithimh fada. \u00c1ir\u00edtear ar na pr\u00edomhbhunt\u00e1ist\u00ed a shol\u00e1thra\u00edonn \u00e1rachas sl\u00e1inte c\u00faram sp\u00e1, iompar othar, c\u00faram fiacl\u00f3ireachta, c\u00faram ospid\u00e9il agus otharcharr, <a href=\"https:\/\/www.kancelarzp.cz\/en\/links-info-en\/health-insurance-system-in-cz#:~:text=The%20Czech%20public%20health%20insurance%20system%20is%20based%20on%20obligatory,the%20territory%20of%20Czech%20Republic.\">c\u00faram diagn\u00f3iseach agus c\u00faram coisctheach.<\/a><\/p>\n<h2>\u00c1rachas D\u00edfhosta\u00edochta<\/h2>\n<p>Faigheann daoine aonair d\u00edfhostaithe i bPoblacht na Seice roinnt sochar. Mar sin f\u00e9in, n\u00ed m\u00f3r go mbeadh:<\/p>\n<ul>\n<li>12 mh\u00ed oibre le 36 m\u00ed anuas<\/li>\n<li>Rann\u00edoca\u00edochta\u00ed 6 mh\u00ed le 36 m\u00ed anuas<\/li>\n<li>Cl\u00e1raithe mar chuardaitheoir poist<\/li>\n<li>N\u00e1 faigh pinsean seanaoise<\/li>\n<\/ul>\n<p>\u00c1ir\u00edtear leis an tr\u00e9imhse taca\u00edochta do dhaoine d\u00edfhostaithe<\/p>\n<ul>\n<li>11 mh\u00ed do dhaoine os cionn 55<\/li>\n<li>8 m\u00ed do dhaoine aonair idir 50 agus 55<\/li>\n<li>5 mh\u00ed do na daoine aonair at\u00e1 faoi 50 bliain d\u2019aois<\/li>\n<\/ul>\n<p>Socra\u00edtear m\u00e9id na sochar d\u00edfhosta\u00edochta agus na sochar athoili\u00fana mar ch\u00e9atad\u00e1n den <a href=\"https:\/\/ec.europa.eu\/social\/main.jsp?catId=1106&amp;intPageId=4482&amp;langId=en\">mhe\u00e1ntuilleamh m\u00edos\u00fail glan.<\/a> \u00c1ir\u00edtear ar na bunt\u00e1ist\u00ed:<\/p>\n<ul>\n<li>65% sa 2 mh\u00ed tosaigh<\/li>\n<li>50% don ch\u00e9ad 2 mh\u00ed eile<\/li>\n<li>45% don tr\u00e9imhse sochair at\u00e1 f\u00e1gtha<\/li>\n<\/ul>\n<h2>\u00c1rachas Gluaiste\u00e1n<\/h2>\n<p>T\u00e1 dh\u00e1 chine\u00e1l \u00e1rachas gluaiste\u00e1in i bPoblacht na Seice, lena n-\u00e1ir\u00edtear hvarijn\u00ed poji\u0161t\u011bn\u00ed (\u00e1rachas cuimsitheach) agus povinn\u00e9 ru\u010den\u00ed (\u00e1rachas \u00e9igeantach). Ba cheart go mbeadh an povinn\u00e9 ru\u010den\u00ed ag gach feithicil chl\u00e1raithe sa n\u00e1isi\u00fan. Cl\u00fada\u00edonn s\u00e9 an dam\u00e1iste do mhaoin n\u00f3 do shl\u00e1inte a dh\u00e9antar do dhaoine eile agus do charr \u00e1 oibri\u00fa.<\/p>\n<p>C\u00e9 gur de r\u00e9ir an dl\u00ed, t\u00e1 \u00e1rachas cuimsitheach roghnach. T\u00e1 s\u00e9 riachtanach toisc nach gcl\u00fada\u00edonn an \u00e9igeantach ach an dliteanas tr\u00ed\u00fa p\u00e1irt\u00ed. Mar sin, t\u00e1 havarijn\u00ed poji\u0161t\u011bn\u00ed t\u00e1bhachtach mar go gcl\u00fada\u00edonn s\u00e9 fi\u00fa na costais a bhaineann le deisi\u00fa an ghluaiste\u00e1in, timpiste don \u00e1racha\u00ed, goid carranna agus loitim\u00e9ireacht.<\/p>\n<h2>\u00c1rachas T\u00ed<\/h2>\n<p>Mar Phoblachtach Seiceach, t\u00e1 s\u00e9 t\u00e1bhachtach do theach a chl\u00fadach chomh maith lena bhfuil ann. Mar sin, cosna\u00edonn \u00e1rachas t\u00ed \u00e1bhar do th\u00ed. Chomh maith leis sin , cuireann s\u00e9 an deis an teach a \u00e1rach\u00fa \u00f3 ghuaiseacha , lena n-\u00e1ir\u00edtear tuilte , goid , <a href=\"https:\/\/www.pvzp.cz\/en\/products\/citizens-insurance\/household-insurance\/\">stoirm gaoithe , crith tal\u00fan , agus overvoltage<\/a> . I measc na ndam\u00e1ist\u00ed eile a cl\u00fada\u00edodh t\u00e1 oireann dhl\u00edthi\u00fail \u00f3 na tion\u00f3nta\u00ed, dam\u00e1iste deatach, c\u00faltaca s\u00e9arachais, agus dam\u00e1iste sneachta.<\/p>\n<h2>\u00c1rachais saoil<\/h2>\n<p>T\u00e1 \u00e1rachas saoil t\u00e1bhachtach mar go bhfuil an b\u00e1s \u00e9iginnte, agus cuireann s\u00e9 d\u00falagar ar na daoine at\u00e1 f\u00e1gtha taobh thiar de \u00f3 thaobh airgeadais agus moth\u00fach\u00e1nach de mura bhfuil siad in ann airgead a chur chun cinn i gceart d\u00e1 ngaolta. Seachas b\u00e1s, cl\u00fada\u00edonn s\u00e9 an t-\u00e1racha\u00ed nuair a \u00e9ir\u00edonn s\u00e9 n\u00f3 s\u00ed faoi mh\u00edchumas agus nuair a chailleann s\u00e9 n\u00f3 s\u00ed foinse a shl\u00ed bheatha. F\u00e9adfar duine amh\u00e1in a dh\u00edolmh\u00fa freisin \u00f3 \u00edoca\u00edocht na pr\u00e9imhe m\u00e1 chomhl\u00edontar an ch\u00e9ad d\u00e1 choinn\u00edoll.<\/p>\n<h2>\u00c1rachas Peata\u00ed<\/h2>\n<p>Is cuid de Phoblacht\u00e1naigh na Seice iad peata\u00ed agus iad ag cur lena gcuid deiseanna s\u00f3isialaithe, acla\u00edocht, uaigneas a bhainisti\u00fa agus d\u00falagar a bhainisti\u00fa. T\u00e1 \u00e1rachas peata\u00ed t\u00e1bhachtach toisc go n-\u00e9asca\u00edonn s\u00e9 a gc\u00f3ire\u00e1il, a mb\u00e1s agus <a href=\"https:\/\/www.dtest.cz\/clanek-7303\/pojisteni-psu-a-kocek?subscribe=738383&amp;gclid=CjwKCAiAyPyQBhB6EiwAFUuakkcI-rNr2Lck6Rgmoil2fUIMFMpYD1lkvt-2wpWqdmh0HlOLETNuMxoCenkQAvD_BwE\">a ndliteanas de bharr<\/a> na bpeata\u00ed \u00e1rachaithe. Chomh maith leis sin, f\u00e9adfar na peata\u00ed a \u00e1rach\u00fa i gc\u00e1s goid, costais a thabha\u00edtear chun \u00e9 a fh\u00e1il, agus costais aire a thabhairt don pheata nuair a bh\u00edonn s\u00e9 san ospid\u00e9al.<\/p>\n<h2>\u00c1rachas dliteanais sibhialta<\/h2>\n<p>Cl\u00fada\u00edonn \u00e1rachas dliteanais sibhialta dh\u00e1 chine\u00e1l dam\u00e1ist\u00ed, lena n-\u00e1ir\u00edtear dam\u00e1ist\u00ed \u00e1bhartha agus gort\u00fa coirp. I bPoblacht na Seice, cl\u00fada\u00edonn an t-\u00e1rachas na c\u00f3naitheoir\u00ed m\u00e1 dh\u00e9anann siad dam\u00e1iste d&#8217;ainmhithe, do mh\u00edreanna agus do shl\u00e1inte duine eile agus iad i mbun gn\u00edomha\u00edochta\u00ed coiteanna. Raonta an costas \u00f3 CZK 125, agus baineann s\u00e9 leis an gcuid eile de na baill teaghlaigh.<\/p>\n<p>Cl\u00fada\u00edonn an t-\u00e1rachas ceann amh\u00e1in nuair at\u00e1 s\u00e9 i bPoblacht na Seice chomh maith le n\u00e1isi\u00fain Eorpacha eile. Cl\u00fada\u00edtear leana\u00ed an \u00e1racha\u00ed de ghn\u00e1th go dt\u00ed go sroicheann siad 25 bliain d&#8217;aois.<\/p>\n<h2>Cuideachta\u00ed \u00e1rachais t\u00f3ir i bPoblacht na Seice<\/h2>\n<ul>\n<li>cuideachta \u00e1rachais Allianz<\/li>\n<li>Atradius Cr\u00e9dito agus Cauci\u00f3n SA de Seguros agus Reaseguros, daoine pro \u010ceskou republiku<\/li>\n<li>Colonnade Insurance SA, organiza\u010dn\u00ed slo\u017eka<\/li>\n<li>\u010cesk\u00e1 podnikatelsk\u00e1 poji\u0161\u0165ovna, as, Vienna Insurance Group<\/li>\n<li>ERGO poji\u0161\u0165ovna, as<\/li>\n<li>Exportn\u00ed garan\u010dn\u00ed a poji\u0161\u0165ovac\u00ed spole\u010dnost, as<\/li>\n<li>Kooperativa poji\u0161\u0165ovna, as, Vienna Insurance Group<\/li>\n<li>NN \u017divotn\u00ed poji\u0161\u0165ovna NV, pobo\u010dka pro \u010ceskou republiku<\/li>\n<li>Poji\u0161\u0165ovna VZP, mar<\/li>\n<li>UNIQA poji\u0161\u0165ovna, as<\/li>\n<li>VIG RE zaji\u0161\u0165ovna, as<\/li>\n<li>YOUPLUS \u017divotn\u00ed poji\u0161\u0165ovna, pobo\u010dka pro \u010ceskou republiku<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00e1 \u00e1rachas i bPoblacht na Seice t\u00e1bhachtach do gach duine, lena n-\u00e1ir\u00edtear eachtrannaigh. Ar an&#8230;<\/p>\n","protected":false},"author":5,"featured_media":4058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1192],"tags":[824,826,679,682,829],"class_list":["post-5290","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-poblacht-na-seice","tag-arachas","tag-arachas-difhostaiochta","tag-arachas-gluaisteain","tag-arachas-slainte","tag-cuideachtai-arachais","wpcat-1192-id"],"_links":{"self":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/posts\/5290","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/comments?post=5290"}],"version-history":[{"count":0,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/posts\/5290\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/media\/4058"}],"wp:attachment":[{"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/media?parent=5290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/categories?post=5290"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expateuropa.com\/ga\/wp-json\/wp\/v2\/tags?post=5290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}